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Small biz MoneySaving

Archives for March 2014

Ltd company increasing monthly pay?
Hi Am I right in thinking I can increase pay from £641 to £833pm and be better off overall due to increases in PAYE/NI/NI employers/ees allowances? There are two of us who own the company equally and take most pay as dividends. Cheers GBB
legal standing
I am not sure but this does not sound legal to me.
HMRC Payroll Year End Forms
Is there any HMRC representatives on here? If there are, when are you going to update your ruddy website and put the 2013/14 PDF forms P60 and P11d up there so I can complete my Year End???? I'm grumpy enough as it is with payroll YE and loosing an hour yesterday. Hurrumph.
Domain Names & Email
Hello We've just done a website through wix.com and are looking to have one of its premium accounts. These seem to come with a free domain for a year - is there a downside to using this as opposed to buying the name though (eg) 123-reg or 1&1? If you would recommend purchasing the domain name elsewhere, which registration…
Featureline Phones
Hello, i've just got a new feature line fitted for my new office and I wanted to know what kind of phones I should be looking at to make full use of the system. In the previous office, we just used standard phones with an ans phone or engaged. For the new system I need/want, ans phone, call waiting/on hold, transfer calls…
Post and packaging
I'm considering setting up my own business printing canvases for people. I have seen the going rate it s about £18 per images I've estimated that the ink will cost roughly £1 the canvas paper will be approx £2 per image and the stretcher bars will be £4 so that's £7. That leaves £11 I was just wondering what are the…
How many directors for a limited company?
Hi How many directors can I have for a limited company? Can each director receive a salary for being a director or do they have to do a specific job like be a manager? Thank in advance.
receipt with posted goods
Hello, I am in the process of setting up a company to hopefully sell my Grandads WW2 memoirs as a book. I was wondering if we have to provide a paper receipt in with the book when it is sent out. We will be accepting payment via a website with paypal. I know paypal sends out e-mail receipts and such but is there anything…
CH: document retention, destruction and archive policy
Morning all. The small charity I work for desperately needs a policy to guide decisions about keeping or destroying documents. I work with a hoarder who keeps absolutely everything, yellow stickies, emails from Nigerian politicians' widows, the lot. As a result things have built up something stupid, I do my best to delete…
sole trader bank account
I plan on starting my own small sole trader business in the future, I have opened a bank account just for the business in my name, this is a normal current account, that I opened solely for the business, yet today I was told that I need to open a 'sole trader business account' is this correct and have I wasted time in…
Need extra help
My husband is a sole trader but business has really picked and we need extra help. We have found someone to work for us on a self employed basis as we can only offer casual work at the moment with a view to increasing hours. They would invoice us on a weekly basis for hours worked and will we pay them on a weekly basis.…
Platform for Payment Services Provider?
Hi Guys! I need your help. I am not strong in IT, but I faced task for my PSP project - some simple and cheap decision for agregating money streams. So, we create users cabinet and how to plug services like PayPal, Webmoney etc. inside it, also platform must give possibility to create own branded e-wallet. Could you advice…
had a visit from Council as doing a business in the garage
Hello My friend is a single mum, rents two beds house with garden and a garage. She let her friend do a car business in her garage. He take parts from the broken cars and sells them on ebay. They have a new car by the garage every week. The waste is disposed safely. But she has car parts stored in her garden and the…
CIS and subcontracotrs
Hello, I have recently used sub contractors prior to registering for CIS. I only registered this week but have made payment to a subby deducting 20% earlier this month and the month before. Will i get fined for these early payments if theyre are declared as sub contractor payments?
account package
I currently use Quick books simple start but finding it difficult to use so looking at changing from the end of the tax year, can anyone recommend a good simple (but free!) package? I could use spreadsheets but think doing what I do, it makes it messy. I like the professional look of the paperwork:D Thank you
Sole trader TAX question
Hi i am working full time but recently started selling records on ebay stuff i owned just as a clear out really as i had tried to sell to record dealers who offered me stupid money for my collection, i sold em with a small profit took a small amount of my own money to buy a few more and sold them with the recent…
How Legal are Rolling Contracts ???
Hope someone can help,i have a contract for a water cooler from last year,the contract was for 12 months,i have spoken with them today and they now inform me that I had to give notice at the 9 month stage to end the contract after 12 months so as this expired 3 weeks ago they say I now have to keep it for a further 15…
Is this legal?
I have started chasing up unpaid invoices for my husbands business. I am having a lot of trouble with one. The invoice was sent by email and recorded as being received on 13th January. When I rang 2weeks ago, 60 days after issue, the accounts department hadn't received it. I informed them of who had it and resent it. Then…
Stopping self employment, quick easy question.
Hello, I have recently sold a business which i have been running for 5 years. I was a sole trader selling video games. On the HMRC stopping self employment form it has a required field which simply states 'Nature of trade'. What information is this asking for? The trade the business dealt with? The trade agreement with…
Is it easy to change a business to someone else?
Short explanation your not actually selling it to them but giving it to them?

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MSE News

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Small biz MoneySaving

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