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sole trader?
hi i work in home care for an agency, id like to go it alone so i benefit from better pay and clients also benefit by paying less, up to half the amount they pay my current employer. the only problem is after reading into it it seems it is impossible to be a self employed carer as tax office will class your client as an…
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Starting Franchise while on DMP
Hope someone can help. For some years now my hubby and I have been on a DMP and therefore have a poor credit rating, although i recently did a Credit score check with Equifax and my credit rating with them is now FAIR!! Don't know what Experian says about me yet but I'll check that out soon. Anyway as neither me nor my…
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Setting up an Ebay shop
Hi Everyone, This si my first post here so im sorry if its a bit brief and in the wrong place. I am in the early stages of setting up and online ebay shop selling Gymnastics wear. My daughter currenlty attends a local club where i help out ith the merchandise. I see how much parents pay for ther childrens leotards and…
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Moving into your first office
Looking for peoples stories on their first move to a new office premises for the first time. For those who started their businesses from scratch, firstly, congratulations on doing so, I am in the process of getting our first client, and only now do i understand how tough it is. wow! We're in the process of finding the…
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Cheapest forms of advertising advice for a small business and other questions
Hi I am new here and have a few questions and need a bit of advice. I have recently got my own shop and have setup doing computer repair/ web design as it was very cheap and is in a village away from a lot of other computer shops. I am 23 and have been fixing computers for years and also created websites for quite a few…
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Change of Use in - Cafe Getting Nearer
Hi I have put in the change of use. I think I have covered most of the expense. Can I just check with you helpful people, I have accounted for: Rent, Business rates, water rates, Elec, insurance, repairs, leases, signage, credit card machine, service charge, deposit, stock, rentals (machines), fittings Have I missed…
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Legal employment status
Just wondered the consensus of opinion on someone's "official" employment status for the purposes of things like a loan application in the following scenario (basically a contractor with a ltd) Mr A is the company director of ABC Ltd Mr A owns 80% of the shares of ABC Ltd ABC Ltd pays Mr A both a salary and dividends ABC…
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New Busines Question Regarding Buying Products From Outside The UK
Hi Everyone I am not sure which part of the forum to place this question, so I apologise in advance I am buying products from different countries and wanted to know should I demand that I pay in Pounds or should I pay in the local currency. Or should I decide based on exchange rate. I appreciate your help in advance…
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Trouble with telecom company
Any thoughts any one? I took over a buisness a few years ago and kept the same telecom company (the goodwill kept, company name changed) I never signed or saw a contract and just paid the bills with out any problems. 6 years later they say I am out of a secured contract and are trying to bully me into signing one in my…
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Co. Director, low income need a personal loan
Can anyone advise? My husband is the director of our limited company, and has an income of around £6000 a year. We however take in total (including this income) £13,200 net from the business annually. When trying to apply for a £6000 loan today to pay off car finance (i.e. no increase in monthly payment, and no history of…
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Lost for ideas
Hi again all, For those who read my previous post, you will know by now I own a domestic & office cleaning company. For those that didn't know, you do now :D I stated in the previous posts that I wanted to get an article in the local newspaper for my business, but that I was told a simply "graduate starts cleaning…
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BT Business line - have two want one!!
Hi, I am trying to help my friend cut costs on his business, as he is a bit internet shy and probably is paying a lot more than he should. He currently has two lines with two different numbers from the days when the office was very busy. Now he could easily deal with one but his enquiries always spread over the two…
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Website Advice Needed
Hi i need a website building for my Sunbed shop but don't really have a great deal of cash to work with. My Husbands brother said he has used constructingwebsites.co.uk to build his gardening business which cost him less than £50 and it was a really good deal. Has anybody else used them because £50 sounds really good…
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Hosting
Hi, I'm in the process of setting up a business from home. I have bought the domain name but haven't yet bought the hosting- can anyone recommend a cheap hosting site to buy from? Many thanks :)
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Free Bulk Emailer?
Hi there, I'd like to send out an email to my clients but without just doing a BCC and typing 'Dear Client.' I'd like to address each individually but without having to copy and paste the same email hundreds of times. If I create an Excel spreadsheet is there a bulk emailer (that most importantly is free!) to help make…
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Luxury wares
I had in mind to start up an online business selling some unique merchandise to a specific market. Although I have a few things - mostly homeware, some imported from France and other countries, I do not see much margin in their sales - but these are originals. I was also thinking of taking the reproduction route and…
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Refused Business Bank Account
Hi all, Wondering if you would be able to help me. I applied for a business bank account with Santander. I received an email yesterday informing me my application had been rejected. In the rejection email it stated that all applications are assessed against an Experian credit report. I ran an Experian credit report which…
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Newly Self Employed
My Fiancee went self employed with a CIS card last year. He has an accountant and gave him numerous reciepts last tax year who arranged a rebate for him as they were for tools etc. My o/h boss dropped the bombshell that he now wants him to have his own van. My o/h owns both a car and a motorbike so with that, can he…
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Paying people to code my website. Where to go?
Has anyone used websites like `elance(dot)com' and `rentacoder(dot)com' to outsource website coding/design? I want to create a fantasy football website but I am useless at coding and inexperienced in web design. Can anybody recommend where I can get my website created and if anyone has experience of elance or rentacoder…
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cellophane for raffle prizes
Hi I have a small number of raffle prizes for charity to collate and wrap. I need to find some heat shrink cellophane to make them look lovely. I only need a few pieces and the websites I have found you need to buy a large number of cellophange bags for baskets, etc. can anyone recommend somewhere cheap where I can buy…
