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Small biz MoneySaving

Archives for May 2007

business loan
Hi there, Can anyone point me in the right direction please, i am looking for a 100k business loan, where can i get the best rates for that amount, and also, how much interest am i looking to pay back on that amount. Don't know where to start. TIA malima
Anyone got a unit for let?
Hi, I,m starting a new business in the North Wales/Wrexham area and i was wondering if anyone has a unit/farm outbuilding for let at reasonable price as all the units i,ve looked at want stupid amounts of money?? I have contacted my local authority for vacant units list but as i say they want daft money in my eyes as well.…
I have some unwanted Till Rolls - Anyone want Them?
Hi, I have a box of 20 Till Rolls, not thermal, if anyone wants them then you are welcome to them! They are 76mm Wide with a Diameter of 80mm. I can post them to you via DHL if you want them for £7.50 or you could arrange your own courier collection. If no one wants them they are going to be binned! Cheers jake
Advice on self employed status please.
My OH has recently set up as a self employed gardener, working a couple of days a week for people who pay the money directly to her. She also knows someone else who is a gardener who has too much work so she has started to do work for a couple of his clients each week. For these jobs she keeps a record of the hours that…
business plans
is there a good online tutorial/template to make a good business plan?
Self employeed, and full time job - TAX?
I have my own small business and pay NIC every quarter and tax every year. I also have another full time job and they deduct my NIC and tax. Should I ask my employer to stop deducting me, so i can declare tax and nic myself? if i did, would i be paying more or less tax and nic? thanks in advance
Is anyone here on linkedin - networking
Hi all I use a great networking site called linkedin (linkedin.com) and just wondered if anyone else here is registered on it and would like to join my network as well. I've found it really good for finding old work colleagues and friends and making new contacts for business Just PM me if you're interested Kim
What would my status be?
My OH has been running his own business since Oct 06, and I work somewhere else for 22 hours pw. We are now looking at me leaving my job and working with him to expand the business. Now this may be a stupid question and very obvious to some people, but not to us!! If I did this, would I be classed as self employed as well,…
T-Shirt Printing
I am after some v neck polo shirts with my company details on, but not transfer printed. The last few i bought the transfer started coming away and they look horrid. Anyone know where i can get some done? and how much am i lookin at each approx each?? My budget is very tight at the mo, so am lookin for the best price,…
Small Business Account Required for Ebay
I want to turn my Ebay Hobby into a business, all I need is a Business Bank Account so I can keep my books as a seperate entity. Can anyone reccomend the best business bank account to do this, I have been looking at HSBC, but was wondering what you guys thought. Most payments are received by Pay Pal so as long as I have…
Any ideas???
Bit of a long shot really but willing to listen to any input anyone has......... Basically, I've almost finished my degree (as a mature student), my kids have grown up and I now have only one living at home, my housing costs are minimal and I've made a BIG decision - I don't want to work for others anymore, I want to work…
Business name...
hello folks, Have searched the forums and haven't come accross this one before. i have started my own limited company and registred with companies house etc. i would now like to open a website which has a differant name to my registed company name. Does anybody know if i have to put a prefix next to my website name? i.e…
Software for Prospect Leads and Live Clients
I am currently using an Excel spreadshet . One sheet has a list of prospects that I need to send a marketing letter to and another is for ones that I have already contacted but need to follow up with a phone call and the 3rd sheet is my live clients and details of my bookings. Is there any software (prefer free) that can…
off shore-can be location of services performing in other place?
Let say we are European and we set up a company in off shore. For more relaxing atmosphere and because of lower living costs we move with a team for a couple of months in Thailand. And let say we are doing consulting services via e-mail or Skype. Can we doing business from there without branch office or do we need to set…
The Apprentice
Hi, I was just wondering if anyone knows where i can get a copy of the current or previous series of The Apprentice? I have tried the BBC but no luck Thanks Chai
PAYE and Sole Trader Tax
I have been asked by a company whether I would like to be on their books or if they would prefer me to put the work I do for them through my own company (sole trader - not VAT registered) I asked my business adviser whhich would be better. He said if I wasn't bothered about job security, it would be financially better for…
Ebitda
Hi, Recently I have been approached to sell my business on a forward multiple of EBITDA value, with a 7 multiple. Is EBITDA calculated on per year operating profit? Is that multiple too low? My monthly earnings before interest and taxes are $40,000. It's a healthcare business. Please help. Thanks Max
when does a hobby become a business?
I am a keen cake maker, and a full time mum.I have recently completed a cake decorating course, and find I am pretty good at it! gradually I am being asked to do more cakes, and I enjoy doing them.But can I make make some money out of it? At what stage do I need to declare myself as self employed? At the moment I make a…
Software or Spreadsheet
Does anyone know of any freeish software or spreadsheets for keeping your self employeed books? I have managed to find some USA version, but UK version. Thanks
Now for a daft one (help needed with wording)
When I have done work at a clients I plan on leaving a portfolio listing all my services etc. I want to enclose a compliment slip with a personal note basccally saying "thank you for your business", but that just dosen't sound right. Any one have any ideas, I want to continue in a professional manner but not sound so…

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MSE News

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Small biz MoneySaving

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