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Funds Specialised in Technology
I saw Vanguard Inc. has product like that. But I suppose I can't invest when I reside in the UK? Otherwise, can someone recommend some funds that are specialised in technology? Thanks.
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Interest paid out of account and not compounded
Looking for a new ISA to transfer to and on checking UBL seems to be the best rate, but noticed the interest aspect and not fully sure what this means. The interest works out around £100 more than the next on the list. There are 4 options of when you receive the interest, monthly, quarterly, annually or on maturity. If I…
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Money in current account
I no longer have a savings account but have just over £30,000 in my Santander current account. When I first had the account it was paying.I think? 3 % interest on up to £20,000 I previously had an account where I paid something like £20 a month. This came with some benefits. Then they changed it to what I think is 123…
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Additional Transfer Delays - Euroclear
I have been trying to transfer one of my S&S accounts (happens to be a SIPP, but I think that is irrelevant) between two, large, platforms since the end of January. Lets call them Platforms A and B. I have had the usual delays of them not communicating with each other, not reading emails, blaming each other etc.They…
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Latest Treasury Gilts Bond Scam using Tilney name
Yet again another scam has popped up, this time using the genuine investment company Tilney name to promote their fake bonds. They are trying to sell Treasury gilts at various rates as well as Barclays corporate bonds The domain being used is fixedincome-tilney.co.uk which was only registered in May 2021 and is nothing to…
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HSBC Flexible Saver message
I have just noticed a message on the fist page of my HSBC online banking as follows. We notice you've not
used your savings account for over 6 months. Get in touch if there's
anything we can help with. If you've already contacted us about this, thank you. The account in question is a Flexible Saver which was the account my…
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Interactive Investor transfers
My father recently had his shares transferred to Interactive Investor from the Share Centre. He is wanting to transfer the shares over to an account in my name and also to keep it somewhere other than a place like the II which seems to charge a flat rate even if you are just holding onto the shares and doing no trading.…
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Cost-effective sale of inherited physical shares
I have no real experience of trading in shares, but I have inherited some, and I'd like to find out how to go about selling them. There are a few specific considerations to my case: * I have a physical share certificate, which I received yesterday. * The shares are for an Irish company, which seems to be listed on both…
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With Profits fund - final bonus
I'm trying to help my elderly Mum sort out a couple of investments. I'm pretty well-versed in shopping around for good savings rates (from the days when they existed!) but she has a Prudential With Profits bond that I don't understand so well. It currently has a cash-in value of just over £14,000 with a Final Bonus of…
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Atom bank problems?
payment problems are all resolved now and transactions are being processed
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Lightyear trading platform
New trading platform coming, in cooperation with Wise (formerly Transferwise) which you might know from international money transfers. Information is scarce. Their USP seems to be no-charge investments for up to £3,000 a month. No mention that I could find of ISAs or SIPPs. Open for free signup to early adopters…
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FTSE Global All Cap Index Fund - acc vs dist
Genuinely curious and purely information finding. I have £20k in the FTSE Global All Cap Index Find (Acc) and have maxed out this year's ISA allowance, and for the rest of the year i will save cash until i can add to it next year. Buy and hold, at least 10+ year horizon. Just keep paying and leaving be, I am 38. What i am…
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Vanguard Dividend Payment
I noticed something rather odd with the figures shown for this year's dividend payment. Looking on the cash statement on my account, it shows a div payment at a GBP rate of 2.051805. However, the div rate is 2.279783; this is confirmed by the Corporate payment details. (Details relate to LS 60% INC) Now, if you subtract…
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newbie SIPP questions
Hey everyone, I have a pension pot of ~300k with Scottish Widows which was a workplace pension, an IFA looked into this scheme for me and told me it doesn't have successor drawdown for one, and that I'd be far better off moving to a SIPP. This was something I intended to do anyway so I could have more control over the…
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Fed announces sale of corporate bonds...
What (if anything) does this mean or signify? https://www.newyorkfed.org/newsevents/news/markets/2021/20210603
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HL withdrawal message - 'Returned to payment source'
Anyone else encountered this message previously? This was encountered after the product has matured (and interest added) and a full withdrawal was requested: FromActive Savings Account - cash hubToNominated Bank Account xxxx-xxxxAmount£xxxxx.xxToReturned to payment sourceAmount£25.00In order to comply with the UK…
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Question about limit order
I have set day limit order for a Hong Kong listed stock. If i set the limit today, but HK doesnt open until midnight GMT, will my order be filled or expire? Is it usually 24 hours or until midnight? If it makes any difference im with II. Thanks
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Property disposal CGT - How much for an accountant?
Guys, My partner is disposing of her BTL at the moment, which will trigger a small amount of CGT she will have to pay. She's been a resident of said property for about half the time of owning it, and a landlord (is landlady a thing or is that just from the 80s Queen Vic?!) for the other half. I've been quoted 650 plus VAT…
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Easy access, safe savings account for funds of house sale
Hello, We've sold our property and are going into rented as we can't find anywhere to buy presently. I'm wondering what to do with the equity in the interim, obviously it cannot stay in our current accs. We have one savings acc currently but it's only covered up to 80k so we need another for the remainder. Preferably one…
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TERRIBLE TIME WITH HMRC. DOUBLED MY INTEREST ON SAVINGS
I have been declaring the interest earned on my cash savings accounts since day one. [Now believe 33% of the country do not know, 33% dont care, then 33% like me trying to do the right thing.] Originally I just told them the amounts. They told me [at that time] Banks and societies were not informing them. So then the…
