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Savings & investments
Archives for June 2021
Discussion List
Bacanora (BCN) 15% + upside: Ganfeng confirm 67.5p offer + additional shares 25/08 :)
At 57.75 now 13.30 02/06/2021 Seems maybe too easy? Am I missing something, other than collapse risk if the offer isn't accepted/withdrawn? Declaration: I have had a nibble with a bit of my 'dips/speculation' money.
Premium bonds dilemma
I have 100k invested in premium bonds in 2 x 50k and need to withdraw 30k - should I withdraw the whole amount from one of the 50k holdings or split the 30k between the 2 holdings in order to maximise my 'average luck' for future prizes ? Many thanks for any suggestions
Premium bonds prizes
I have £25000 in premium bonds and up until this year have usually won at least £25 every month. I realise wins aren't guaranteed and the prize fund has been reduced but have now gone 6 months without a win! Seems a coincidence since I contacted them in December to arrange for wins to be paid direct to bank - hope nothing…
Joint savings account for unmarried couple
Hi, quick question. Once each party has put there cash into the account, assuming both have access, can one couple really just withdraw and wipe out the account without implication? Thanks in advance.
Reaching 85k savings limit. What to do?
Looking for some advice on options. All by banking is with a sole UK provider, Nationwide, for which I have a current account, a savings account and a CashISA. The total of all 3 of these is approaching the 85k limit, so I am aware I getting close to the limit on Financial Services Compensation Scheme. I'm not really sure…
Unexpected cash inheritance
Although she knew she was ill, mother passed away with cancer in August 2020, leaving me as executor and sole beneficiary. It’s been a challenge for me to try and sort out her estate and will, as I no longer enjoy going into her empty house, with the memories. I’m also being pushed by the solicitor to get her paperwork in…
Restrictions on investing in certain US companies
I've been looking into a company in the States and checked iweb to see if it was listed as an option; it's not. The company does other things, but primarily services student loans. Are there restrictions for investing in such companies from abroad? The company is Nelnet and it's listed on the NYSE.
Struggling to Understand Investing
Hi All, I've tried to begin a small investment portfolio, however, I've been unable to understand it. How to buy stocks and shares and what to use. Is there a good beginner's guide?
Discord groups?
Does anyone know of any Discord groups similar to this forum where people are discussing investments and funds/pensions (from a UK perspective)? I've seen a few that are focused on Cryptocurrency and the whole bull market and stock picks side but I'm not interested in that. I like a more general grounded discussion forum…
What are Hsbc isa total fees?
I’m looking to open an isa with low cost fees? Vanguard is the obvious choice and was thinking of lifestrategy 80 or global all cap. Also I’ve heard good things about hsbc global strategy and quite interested in the dynamic portfolio but can’t seem to find any clear indication of hsbc fees as I want to know the total…
Savings Help
Hi all, I want to put a chunk of money away so it’s safe. I already have a Help to Buy ISA so I’m looking for a FIXED term savings. I’m hoping to buy a house in the next 2 years so don’t want a term any longer than that. Can anyone recommend any trustworthy fixed savings accounts that they have used/have? Thanks 😊
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