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Freetrade Referral "Free Share" Examples?
I noticed that if you sign up to Freetrade using a referral link, you are given a free share up to the value of £200. Has anyone got any examples of what they were given Shares in and how much you were given? What did you do, sell? Keep?
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Is this a joke? Soyabean Oil.
Found this gem of a product. 'WisdomTree' Soyabean oil. Yes, that's literally it. Load up on Soyabean oil fresh from the fabled Wisdom tree, get rich and buy that fleet of lambo's. Seriously, what's the point? Risk rated 7 for those amazingly returns.....Not.
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how to know if a fund is hedged
Hi All, Looking to switch some pension funds into world and us index funds. Also looking to use hedged funds to avoid currency risks. Looking at the funds available some are clearly marked as hedged - so that's an easy call. However others have GBP in their title but the underlying class mentions USD, others have GBP in…
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Paid into two stocks and shares isa in same tax year, whats best thing to do?
Hi All, So about 3 years ago i started an sjp isa that I was paying into each month with direct debit, i was convinced it was just a cash isa and this february i opened a stocks and shares isa with vanguard which i also paid into direct debit each month. I wanted to see if I could bring over my existing isa to vanguard and…
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Which platform do I need??
Hi there.. my aunty has got shares in lots of different companies, just bits and bobs she's bought over the years. She wants to get her affairs in order and move everything online. She's not looking to invest anymore, just hold all her shares in one place where she can see them online (and do away with all the paper…
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Planning a portfolio
I'd be grateful for some thoughts on where I should go, as I'm beginning to realise I'm out of my depth. I find myself early retired with a six figure sum in cash to invest for the first time. Plan is to invest £80k in S and S ISAs. We put 2 x £20k in before the end of the financial year. I've put £10k each into a global…
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£6k to invest for 5 months
We are some of those lucky people for whom lockdown has seen an upturn in finances, not paying for school buses, hubby not paying travel to work costs due to working at home, and an upturn in my income due to increased online work have meant for the first time in years we seem to have excess money each month and actually…
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Lendy - 25% of balance Missing
Having completed my monthlies, I logged into Lendy to check for any pennies that had dribbled through. To my surprise 25% of my balance has disappeared without trace. Statements, loan sales etc = no evidence of its whereabouts. The amount is equivalent to the old loan parts that I had up for sale. I've contacted…
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Bitcoin (or any crypto currency)
I have had several targeted FaceBook posts claiming that Martin Lewis says the financial future is BitCoin people need to invest in Bitcoin now. What is the forums view on this.
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Cheapest Way to Buy Vanguard All-World UCITS VWRP ETF?
My plan is to transfer ~£30k into a S&S ISA and put that into Vanguard All-World UCITS VWRP ETF. If I understand it correctly, the VWRP option would mean any dividends are automatically reinvested back in. My plan would to then look at putting ~£1,000 into the S&S ISA and purchasing more Vanguard All-World UCITS VWRP ETF…
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SIPP vs General Investment Account
Would the wonderful HMRC be good enough to give me the 25% contribution
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Tax on savings interest
Received a letter today from HMRC asking me to fill in a BBSI form as they believe i have unpaid tax on my savings interest. Just done a quick tot up and i earned about £605 in interest in the last tax year. Got made redundant last July and earned £22135 and paid £4381 tax and believe i am entitled to some tax back as i…
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Freetrade Foreign Exchange (FX) Fees
I noticed that Freetrade have a foreign exchange (fx) fee of 0.45%, unclear how that works. Does that mean if I were to buy Vanguard All-World UCITS VWRP ETF I would be charged 0.45% of whatever I buy each time? I list that specific Vanguard option as that is what I was planning to purchase.
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Old Premium Bonds, Dont Have Any Details
My father passed away quite suddenly back in the 90s and didn't leave behind any information on investments, bank details, pensions, etc that he may have had. I get the impression that he put money away randomly in things he heard about via word of mouth so he had money scattered everywhere. Some bank accounts I've managed…
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Dealing with NS&I regarding premium bonds
My wife and I decided to each invest £50,000 in premium bonds. We filled in the paperwork and cheques and sent them off. Whoosh! the money was out of our joint account before you could blink. We that was easy. My wife received a text on the 12th of April confirming our premium bonds. In the post today (16th of April) we…
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Vanguard FTSE 100 and 250 ETF Trackers within Hargreaves Landsdown.
Under the HL fee structure, holding costs are lower for ETFs than UTs so could someone please confirm that getting ETFs makes sense - all other things being equal.
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Buying commercial property with a SIPP
I am hoping I can get a steer on this as there’s a lot of confusing guides out there! I have a commercial property with a commercial mortgage on it with a residential flat above it and would like to know: 1) the mortgage outstanding on the property is the same as my SIPP value with HL (circa £80k) so is there a way I can…
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Saving £1 million in short term
We have recently sold our property and have moved into rental accommodation while we hunt for our new home. Does anyone know where we might save this in a short term easy access savings account (hopefully) until we need it to pay for a new property
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L&G Global Tech Fund
A while ago I transferred a lump sum from Pensionbee to HL and choose the L&G Global Tech Fund. At HL it states the fund is Class I (Acc) Fast forward a year or so and I'm now drip feeding into the same fund. But that fund says Class C (Acc). I've also noticed that there is a Class R (Acc). Is this just a renaming for some…
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Advice to renew a Halifax Regular Saver
I tried this product last year for the first time to check if I was able to set money apartin a regular basis. After this successful trial the account comes to maturity and my doubt is how to "renew" the product. What's the best way to maximise this account ? * Open the account with an initial amount (example 2000) & top…
