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Yorkshire Building Society Deposit
Has anybody got a YBS savings account and deposits money through faster payments from their current account. Opened an account yesterday and transferred £100 two hours ago using the account details they provided as it’s the minimum balance to keep the account open. Looking at the app it hasn’t gone in.. Does anyone know…
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Investment Beginner
Hi All, I've been reading up on investing, I'm completely new to it.To begin with I want to invest £1k and perhaps add to this over time. I've a number of initial questions. 1. The platform is obviously key, I'm unsure of what to go with or even how to pick one. What are my options here? 2. Everything I've read advises…
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HSBC FTSE All World Acc
Before I go ahead and commit to this I just wanted to see feedback from anyone on here who may have this in their investment portfolio? Anything I need to be aware of? My plan is to invest my entire Stocks and Shares ISA portfolio into it. Is that wise? Does anyone else just commit all their S&S to this one fund? How has…
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Is this a stock split? Or something more sinister?
Hi all, After running some screens, i started looking into a company called Pentamaster International who are Malaysian, listed in Hong Kong. They were ticking all the boxes until i started reading the recent corporate announcements (RNS if you will) and came across this, which im hoping someone smarter than myself could…
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burnt out nurse and investing newbie
I have recently come into some inheritance and also amounted some savings so have a pot of around 200k to invest. I knew nothing at all about investing 2 weeks ago so bear with me this is all very new! I am very mindful of making some potentially duff decisions so am very keen for any advice given. So far I have invested…
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Child savings/investment
Hi all, My daughter is 14 and has just been left £19500 from her late grandmothers death in service grant, there are no stipulations of trust with this. At the moment it is in a NatWest savings account getting a couple of pounds interest. I do not wish her to have this until 18/21 as it would be a good kick start in life.…
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City of London Investment Trust
I have a retired cousin who has a 5 figure sum and want to get up and running with their ISA to supplement their pension. Any thoughts of CoLiT and the dividends as a means to do so? I know income plus growth can be a bit counter-intuitive...
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Vanguard Financial Advice
I have just been reading that Vanguard are starting to offer Financial Advice , They will be charging 0.79% pa inclusive of the cost of investment funds and platform fees. I was wondering what anyone thought of this.
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Wanting to invest - beginner advice
Hi, I am completely new to investing and would really like to learn more about it so that I can make informed decisions about investing. Does anyone recommend any good resources for learning more about it? Thanks
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Profiting from inflation
With all this QE I can't help but feel we're going to see inflation increase in the years ahead To profit from this, I'm thinking of borrowing to invest, and BTL seems the obvious way to do that. I appreciate it's becoming more expensive to profit from BTL, but if the aim is to let inflation eat away at the debt and the…
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Ns&i premium bonds and guaranteed griwth
If you have reached the £50000 in premium bonds and you keep winning prizes where are they reinvested to sorry if this sounds stupid
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"Lost" Share certificate
Need advice and dont know where to turn. Fourteen years ago through my then employers G4S (am now retired) I was allocated 2312 shares. I never received a share certificate. I assumed they were held electronically the same as my husband's were with his firm. Fast forward to last year when many takeover bids were announced…
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Is Income from Funds Classed as Dividends e.g. used against the £2k Allowance?
Is the income from funds like Invesco High Income classed as dividends WRT the £2k annual allowance or is it strictly dividends from individual companies?
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Kids (16-17yrs) instant access open online
My daughter (16, soon to be 17) already has a Santander 123 mini current account and has used up her £2000 that pays interest. Now looking for an instant access account / current account that will pay her more than an insulting rate of interest on her savings above this. Problem are:1. Most accounts are either for under…
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Shares Investment Platform Advice
Hi, Would like to invest in some UK shares, likely a few hundred pound investment. I have an exsisting Vanguard stock and shares isa and not brought shares in a single company before. Have been looking at trading platforms to use, such as Hargreaves and Lansdown and Trading121. Looking for some advice on the best platform…
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HSBC/Vanguard Funds vs ETF's
Should the number of holdings matter greatly when comparing a traditional Fund versus an ETF to invest in? I only ask as I was somewhat surprised, at the difference in the number of holdings of what many may consider very similar investments. FUND ETF HSBC VANGUARD HSBC VANGUARD (HMWO) (VWRP) Holdings Equity 3,269 6,774…
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Can you save with Binance?
I was talking about savings to a friend today and he mentioned that Binance offer fixed rates of over 6%. I had never heard of them before but have since found out that they have something to do with crypto currencies and that immediately puts me on alert. I told him that these kind of rates are too good to be true of…
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Workplace pension transfer
I currently have a workplace pension with my current employers ~£10k with Standard Life. The fund I am in has a fund management charge of 1% and an additional charge of 0.017% which is quite steep. Can I transfer all of it or a large proportion to another pension provider I.e vanguard? Or is that not possible given it is…
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Fidelity - are they any good ? LG transferring funds to them
Hello, I have an stocks and shares ISA with LG that I’ve had for a number of years now. LG are planning to transfer the administration of their personal investing business to Fidelity. This would include my ISA. All the info they have sent me looks ok. Does anyone have any experience of this company ? Are they good or…
