HSBC FTSE All World Acc

MoneyMan01

Before I go ahead and commit to this I just wanted to see feedback from anyone on here who may have this in their investment portfolio?

Anything I need to be aware of?

My plan is to invest my entire Stocks and Shares ISA portfolio into it. Is that wise?

Does anyone else just commit all their S&S to this one fund?

How has it performed for you since you had it?

Anything to note?

eskbanker

TheDarkKnight93 said:

How has it performed for you since you had it?

While there might be some value in soliciting the subjective opinions of others about a fund choice (although the key issue is whether it's right for you, your objectives and risk tolerance, etc), if you're asking about published performance data that's readily available in the public domain, that would suggest some weaknesses in your due diligence....

underground99

TheDarkKnight93 said:

How has it performed for you since you had it?

The fund has been going since 2014 so you could see its actual performance on charts at trustnet.com. How it performed for individuals here is a function of when the individual chose to invest into it and how much they invested, and when, if ever, they sold. There's little to be gained from such anecdotes, as you could simply look at the charts and imagine how much you had invested when.

The FTSE index that it tracks has been going longer than 2014, so you can see FTSE's own data $ on their factsheet. 
https://research.ftserussell.com/Analytics/Factsheets/Home/DownloadSingleIssue?issueName=AWORLDS&IsManual=false , which shows the performance in previous calendar years and the maximum drawdowns. However, they only show 10 years of data so you would need to go back to the archives of older fact sheets (e.g. to September 2017) to catch the last big crash with the preceding 10 years to that date. For example it lost about 58% in USD terms between late 2007 and early 2009, before eventually recovering over the following years.

MoneyMan01

Thank you.

I guess my main question then is would it be wise to have all funds in the Stocks and Shares ISA invested in this one fund?

Reason being I was looking to lower the investment costs which is why I looked to pick the All Word fund to start with, to try and diversify under the one hat to keep transaction fees low in the same process.

I see this as a more passive approach at least for starting out.

Or is it not wise to put all money into 1 fund like this?

george4064

Since you created your thread in July 2020, this fund is up 20%.

What you were asking in this thread implies that you haven’t absorbed what MSE posters have posted in your original thread, why are you recycling the same questions/more basic questions again and again with new threads?

steampowered

The short answer is "yes".

That is a low cost, globally diversified fund. You could do a lot worse.

Of course we know almost nothing about your risk tolerance and your circumstances based on the limited information in your post. 

grumiofoundation

TheDarkKnight93 said:

Thank you.

I guess my main question then is would it be wise to have all funds in the Stocks and Shares ISA invested in this one fund?

....

Or is it not wise to put all money into 1 fund like this?

As has been said ad nauseam on all the threads you have started it is not possible to comment for anyone to comment on if this fund is suitable without knowing your aims, risk tolerance, investing timescale etc

if you mean is this fund suitable when compared to other 100% equities funds - then it is probably fine, will do what says on the tin (i. e. track the FTSE All-World Index - is that what you want to do?)

dunstonh

My plan is to invest my entire Stocks and Shares ISA portfolio into it. Is that wise?

Is that the best tax wrapper for your objectives?  (we have had several threads recently where ISA was not the best tax wrapper yet the person didnt realise)

Does anyone else just commit all their S&S to this one fund?

Almost certainly they do.  I don't but I don't have the risk profile as high as yours.

How has it performed for you since you had it?

Does it matter?    Someone could have had it three days, three months or three days.  However, the performance would be the same with all over them over the respective periods.

MoneyMan01

Okay noted all of the above and taken it on board. I can see that it is hard to answer given the amount of information I have provided.

The only reason I have created new threads is that the more information I have gathered, it stems off different subjects, and to garner the responses, a new thread gains a lot more specific to that specific stem of information, whereas the original thread title isn't specific enough and is related to a different wider question I had at the time, which ends up getting no response.

MoneyMan01

dunstonh said:

My plan is to invest my entire Stocks and Shares ISA portfolio into it. Is that wise?

Is that the next tax wrapper for your objectives?  (we have had several threads recently where ISA was not the best tax wrapper yet the person didnt realise)

When you say an ISA was not the best tax wrapper, could you give an example of what you mean, and what the alternative option was for that person?

dunstonh

TheDarkKnight93 said:

dunstonh said:

My plan is to invest my entire Stocks and Shares ISA portfolio into it. Is that wise?

Is that the next tax wrapper for your objectives?  (we have had several threads recently where ISA was not the best tax wrapper yet the person didnt realise)

When you say an ISA was not the best tax wrapper, could you give an example of what you mean, and what the alternative option was for that person?

Pension is often the best tax wrapper.   Especially for those at or near age 55 or over.   i.e. if you held the same investment in the pension wrapper instead of the ISA wrapper, the pension would give the best return due to its more attractive tax reliefs.