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Is it possible to lose more than your investment with Crypto?
Hi All! I'm thinking about making a small investment in Cryptocurrency (if only I'd bought Bitcoin when it was new, lol!) and I'm wondering if it's possible to lose more than my investment, and end up in debt. I know very little about this and haven't actually done anything yet. I wanted to get an unbiased opinion on the…
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MUSINGS OF A NEWBIE
Morning All,I am posting here looking for some thoughts on my thoughts (please excuse any incorrect terminology; despite reading & trying to learn all about this for several months, I'm new to all this)....I am looking to open my first S&S ISA - I understand my capital is at risk etc. I would be looking to invest £80 -…
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Virgin Money not answering phones
Help! I have been trying several times over two days to contact VM over a maturing deposit. Every time I call they say they are too busy and call back later - no call back or queuing system - just cut you off. Notwithstanding Covid, this is inexcusable - not had such a situation with any other entity over the past year.…
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Aviva fixed rate accounts - Scam or Valid?
can anyone confirm that the Aviva Portfolio Service which are offering Fixed rate bonds between 1and 5 yrs at rates of 1.10 to 2.55% genuine or is this a scam?.
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Ishares clean energy Etf - thoughts
Very close to pulling the trigger on this for an ss ISA, just wondering what others thought of it? I understand it's risky compared to other available ETFS but I feel I has the potential to keep doing well as it has been recently. I'm aware since inception it's not done amazing, but I'd be investing from now, not…
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IPO's and quick profit.
Previously I have taken up these when my bank/share folk have offered them. Opt in, and sell on the day and make some profit. Royal Mail was one I made a tidy sum from about 5 years ago. I have one from "NextEnergy Renewables Limited Share Offer" that has just popped up?? Anyone with views on this? Many Thanks in advance.
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S&S Isa - HSBC global strategy or ?
I went for an Interactive Investor S&S ISA and am researching and putting in funds. Apart from their selected ii60 Super Investments, I've been looking at HSBC global strategy (As seen on here and other groups). However I see 3 types - Balance, Dynamic and Cautious. Then I see they have accumulation and income? No idea…
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Another reduction in rate of BLME 90 day notice account
Yet more grim news (if not unexpected), maybe premium bonds worth a go? We are writing to advise that we will be reducing your Notice Account expected profit rate as below: Current expected profit rate : 0.90% Gross / 0.90% AER Effective date of change : 19/04/2021 New expected profit rate : 0.50% Gross / 0.50% AER All…
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The 50k Question. PB or Trading Account?
I have a 50k lump sum in PB's which is a useful tax free wrapper. I have maxed out my ISA contributions for this year and I'm happy contributing to my pension via my LISA which is also maxed for this year. I have a SIPP which I could throw more money at but I would rather keep my money a bit more liquid.Short to medium…
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Smithson asset allocation
I am currently rebalancing my portfolio and had a look at the asset allocation for Smithson, which has risen nicely since I bought it in April 2019. Looking at Morningstar, it has a P/E over 40, and 70% is in sensitive stocks of which over 40% is technology. Does anyone recall whether it used to be so growth/tech oriented,…
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Hsbc bank switch £125
Has anyone actually done this yet? I did it over 2 weeks ago now & bar & text saying the process was taking longer than expected as they were busier I've heard nothing no emails to confirm the switch had even started or was still ongoing Less than impressed!!
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Annual Decision on Savings!
My 1 year fixed ISA (wish I had gone for 2 year !) is ending in April (1.35 Kent reliance) so i need to make a decision with what to do with savings currently of between 70-80k. Obviously compared to this time last year ISA rates are miniscule. I have 2 mortgages currently. Main one 30k, second taken for a loft conversion…
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Vanguard Lifestrategy ISA
The last few weeks I have been overhauling my finances/investments/mortgage and done hours of research and I think investing wise I am settled on a and ISA and a lifestrategy fund with Vanguard. I was looking to get this because I want to be as passive as possible and just put a lump sum in, then have a regular monthly…
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Whisky Investment
His an investment in Whisky a good move or not?
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Any Trading 212 users had fraud on their cards?
Someone has stolen my debit card details and used them to try and buy various products online. The bank cannot say how they got the details, BUT I only use this card on trading 212, and a few other large companies. Has anyone else who uses trading 212 had any fraud on their card. To be clear I am not stating 212 is the…
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5k to invest in pension or isa?
Hi all, I have 5K to invest , do I put it into my ISA ( stock and shares) that has over 10K or do I put into my very small pension 3.5K. I'm over 50 have no other private pension and at the moment I'm working 0 hour contact as I'm unable to work my self employed job. Thank you in advanced.
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Plum or Halifax
Hi everyone. I’m due to get £180k in inheritance money from the passing of my dad. I currently save with Plum. However will that much money be safe in Plum or should I keep it in the Halifax? Thanks
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Ideas for investment on pension, ISA etc.
Dear all, I come here to seek investment ideas if I may please. I am a man at age about 48 with salary around £75,000 at the moment. Mortgage was paid off a few years ago thanks to my previous employment. I have savings about £100,000. I also have two pension pots from my employments: Pot A (£200,000) with Aegon…
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How to find long term performance data - Baillie Gifford managed.
As per title. Looking at the info on hl and google searches gives me mostly 5 years data only. Somewhere I have spotted 10 years data. But the fund is launched in 1987 , why can not I find information on earlier years or at least early 2000th ? Sorry if it is a stupid question.
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Some Yorkshire BS increased interest rates
You probably won't believe this, but YBS has announced interest rate increases backdated to 29th January on Internet Saver and Triple Access Saver ISA.
