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Options and best place to buy gold if in UK
Hi guys Can anyone recommend a good place to invest in gold online if a UK resident? Thanks guys
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Capital gains washing out the base cost on index funds to utilise the personal allowance every year
Capital gains washing out the base cost on index funds to utilise the personal allowance every year so in 10 years, I have a higher base cost for when start withdrawing. If I'd bought unit trust index funds for 300k and 3 years later it's worth 400k, what amount do I have to sell to just use the Capital Gains personal…
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SIPP providers allowing leveraged positions on cash stocks
I want to leverage my SIPP rather than holding cash stocks. I know it's risky, arguably foolish, but putting that aside with whom can I do this?I've done well on vaccine stocks (increasing my holding almost 3-fold) and have a better feel for trading biotech now. Before the vaccine landscape changes dramatically I want to…
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Capital Gains
Between myself and Mrs Frog, we have a bunch of shares/funds bought somewhere between 20 and 35 years ago. Thinking of selling them. No idea when they were bought, no idea of cost. I can guess at the year, but that's the best I can do. How does that work out with CGT and the taxman? What site would be the best to work out…
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Is Tesla a better investment now it has $1.5B (+20%) in Bitcoin?
So I know what some of you might say (that it's a bubble buying a bubble) but do the open minded people among us think that there's a good possibility large, corporate buys of Bitcoin (copy trading Tesla) will keep pushing the price of both Bitcoin and thus Tesla stock up, or is that unrealistic? Despite Elon Musk's…
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FSCS limit in view of Brexit
I was discussing the £85,000 FSCS protection limit with my mother yesterday. I remember it was supposed to be equivalent to 100,000 Euro, and actually did reduce to £75,000 when the exchange rates changed a few years ago. Where do we stand now, in view of Brexit? Is it still £85,000, or has it gone back to the previous UK…
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Should I invest or put in pension?
In my situation below: Can someone please share thoughts on what should I do with any monthly spare cash / savings? * Increase contribution of workplace pension * Start a partner SIPP * Start a Junior ISA * Overpay mortgage : This is so that if something were to happen to only source of income, then safety of roof on head…
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Developed Markets and Emerging Markets Funds for SIPP
Hi there, I've got a moderate amount of money I want to invest in my SIPP split as 65% developed and 35% emerging markets. I have been doing a bit of research and have compiled a a shortlist of funds, * Developed - Rathbones Global Opportunities, Fundsmith, Blue Whale, JPM US Smaller Cap Growth (I already own a small bit…
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Qurestion about reciving oversea personal loan (interest-free) for the UK property purchase
One of my father’s ex-business partner is willing to lend me around £400K (interest-free) for the house buying
in the UK. He is a super-rich Singaporean
businessman. It sounds kind of queer
going on, but I knew my father saved his life 30 years ago. I am an international
student (Taiwanese) who has already lived in the UK…
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How can I find out if I have Bitcoin
I seem to remember years ago getting 1 Bitcoin. How can I find out if I did?
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LISA and H2B, what to do?
Kind of not sure how to proceed here. I'm 36, and just put 4000 into a new LISA. In the new tax year, I'll add another 4000 so I can get the maximum bonus. Meanwhile, I have a 1% H2B ISA that I've had for a few years that I have been topping up. It's accumulated £7600.Meanwhile, I have a SIPP with around 18k in it and…
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limit order - question for Fidelity users
Hi, I placed this morning a £1K limit order to buy shares and it got cancelled at the end of the day, as my buy price was too low. I've never used Fidelity for limit orders before this. When does the £1K cash become available in the account, as I would like to place a market order tomorrow morning. Is it going to be out of…
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Can I use both a S&S LISA and Cash LISA together to buy a house?
Hi all :) I'm looking to buy a house in around 4 years time (flexible) and already have a cash LISA with £5k in it, soon to be £10k after I transfer in for this tax year. I'm looking to invest in stocks in the event of a significant market downturn (say what you will about me timing the market :D ). Anyhow, I was looking…
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Child's Savings
Hi All - I have £400 for my newborn that I am not sure what to do with. I have been recommended Premium Bonds, however, is there a better option available?
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How to safely invest my retirement lump sum to stay ahead of inflation
I have £200K sitting in the bank as my lump sum for retirement. I am now retired and do not need income from it. However, I do need it to stay abreast of inflation. I do not not need instant access to it. Can anyone suggest what is the safest, best thing to do with it. I cannot afford to lose it.!
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Current Account Switch - Direct Debits
I see HSBC are offering a new Switch incentive - one of the criteria is that two Direct Debits must be carried over / set up. I have a Current Account I could switch from, but there are no payments set up through this as it's not my main day-to-day account. Does anyone know what is deemed as a Direct Debit and what would…
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Conversion fee - eToro/Trading 212/Freetrade etc
Hello I use online platforms to buy US stocks. I am charged a 0.5% approx fee when depositing funds for conversion to USD. Will I avoid this fee if I add funds in USD using my UK debit card? Thanks
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Problems withdrawing money from on-line Building Society
I had a fixed-rate Bond which matured at the end of last year. The funds still sit in the account, but now at a much reduced rate of interest. In mid-January I made a couple of on-line withdrawls from this account without issue. But my further attempts (3) to withdraw the balance and re-direct it an account paying a better…
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Transferring shares between corporate sponsored nominee account general investment account
Hi I have some shares in Tesco. held in the Equiniti. corporate-sponsored nominee account. I would like to transfer them to my Hargreaves Lansdown General Investment account. Do you know if this would be possible? It seems that it could be just like moving shares from one general nominee account to another. Thanks
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Fixed rate cash Isa or invest?
I have a 5yr ISA with Charter savings bank paying 2.15%. The 5yr period is up in August 22 and I'm wondering what posters thoughts are on transferring the ISA to IWeb where I would invest it in a fund yet to be decided on. Transferring the ISA would mean I incur a loss of 180 days interest on the £20000 so a charge of…
