-
Virgin Current Account
I've recently tried, and failed, to apply for and open a Virgin Current account (interested in taking advantage of the 2% interest on balances up to £1000). I'm a Clydesdale Bank customer (mortgage), so when I get to the point where they ask me if I 'already bank with them', I enter my details and a message appears telling…
-
Any Airbnb takers???
Curious as to whether any growth investors have taken the plunge on Airbnb IPO? From what I gather shares stand at around $68, which is not only considerably higher than the figures suggested only a week ago but also seems a bit excessive given the company has yet to turn a profit. I'm always open to new investment ideas…
-
How much of your savings do you invest?
For many years I had all my savings sitting on a typical savings account at an amazing interest rate of 0.01% until I decided to change that and make my money grow. After having changed my mind, I have always kept £10k in a savings account ready for emergencies and invested the rest (£70k) in funds. Recently I have started…
-
200k where to put this amount for Savings
Evening all My Parents are currently in the process of a House Sale and would like to know where they could put this amount of Money so they could get good interest on it? I know banks/Building society rates are pretty poor at the moment. Also Reference the FCSC money protection I believe is £85,000 is this still the case?…
-
FTSE rising whilst prospect of FTA seems to be fading
The prospect of a Free Trade Agreement between the UK and the EU seems to be diminishing daily but the FTSE seems to disregard this and continues to rise. Why is this happening ?
-
Chip - Is this company FCA regulated and safe to use for savings?
Hi all Yesterday I opened a Chip+1 saving account following the MSE email on Tuesday night (08/12/20) which notified of the code to allow you to open an account and get 1.25% interest. The account opened fine, but when I tried to deposit £5k it got blocked twice by verified by visa and then again by the Nationwide fraud…
-
Best way to protect £50,000 - convert to Euros pre-Brexit?
So, I have about £50,000 sitting idly in a Halifax savings account with a wonderful 0.01% interest rate. I may well need to dip in and out of it at short notice so haven't gone for any of the rather desultory rate fixed savings accounts. I'm very mindful that Brexit will hit the pound very hard. Would I just be best off…
-
Is £85000 saVing safe?
I have £86000 saved in a bank account earning interest. If the bank goes under will £85000 still be protected and I would only lose £1000? Or would I lose the whole £86000 because it’s over the guarantee limit?
-
Ford Money Flexible Saver rate reduction
I received an email advising me that my Ford Money Flexible Saver rate is reducing from 0.75% to 0.50% on 8 February 2021. My surplus cash is in Coventry and Skipton instant access accounts currently paying 1.20% but I am not expecting these rates to last for much longer.
-
Value of shares?
Shares have different £/p after their name. Some are 1p and some 5p. Is that simply their value?I have Skypharma shares years ago, these are now 188 Vectura shares @ 0.0271pI just want to make sure they are worth more than the cost of selling with the certificate :)
-
ETF's and taxes
Hi all, I am a little confused by ETF taxes and seem to be going around in circles (newbie to investing) Having had an unexpected income year I am trying to invest as easily and tax efficient as possible (emphasis on easily) Maxed out pension and ISA - I also already have some dividend shares that should exceed the £2000…
-
Cant get access to Plum
Is anyone else having problems accessing Plum this morning. Keeps saying I am not connected to the internet?
-
NS&I Income Bond question
When the Income Bonds rates dropped I transferred the bulk of it to PB leaving £500.24 in IB waiting for the last interest to be added. On the 3rd of December I got three entries Interest adjustment £0.11 Interest capitalisation £9.83 which brought my IB up to £510.18 But them it lists Interest payment to IB minus £9.94…
-
Quilter Cheviot
Does anyone have any view on this - risk level 3 or 4?
-
Newbie Saving Question
Hello I apologize in advance for what probably will be the same questions ask before. I've had notification that my Virgin savings rate has been cut to 0.50 or something like that and others on this forum have also posted the same messages, and i just don't know what to do about it, do i just suck it up and deal with the…
-
What to do??
£90000 in savings best place to put it
-
Gifting to adult children
My daughter lives in The Netherlands because of her husband's job. Can I give her a sum of money? I know about the 7 year rule on gifting money but as she is a non uk resident can I still give her a money gift?
-
Capital Gains Tax & confusion over share value
Hi, My Mum and I are sorting through some old paperwork. We have found a number of long-forgotten paper share certificates in her name, which were purchased around September - December 2009. The total number of shares is several hundred thousand. I have 2 questions: If we decide to sell them, how do we work out the Capital…
-
Diversifying investment help
Hi there, investing newbie here who has done as much research as I can at but still looking for some advice from people who have been in the game longer! I’ll try give as much info as poss but please forgive me if I omit anything. Current situation: £50k-ish in Shareworks as a result of ESPP and RSU’s from current company.…
-
Ethical equivalent of Vanguard LifeStrategy
Hi, I am quite new to investing. I currently have about £10k in Vanguard Lifestrategy 60 and 80 but am keen to switch to an SRI / ESG equivalent (mainly wish to avoid "sin stocks"). I am keen on a low cost multiasset fund and am not really confident enough to choose a mix of funds and bonds, but also not keen on the high…
