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Investment management
Hi, even if in hard moments, I decided to invest. Currently learning all the needful, in the meanwhile, I've done the easy part: Holdings Current weight LifeStrategy 40% Equity Fund - Accumulation 12.59 LifeStrategy 60% Equity Fund - Accumulation 12.55 LifeStrategy 80% Equity Fund - Accumulation 12.51 FTSE 100 UCITS ETF…
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Best savings acc - new to this so bear with....
Hi, I currently have 8500 in S123Lite - I pay more in my monthly fee of £1 than I get in cashback (pennies) as I only have my mobile DD linked to it... I’m happy with my bills cashback from my joint NatWest account. I know I’m not talking big money savings like most but 8500 is hard come by for me.... I’d like to earn…
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Protection for share ISAs over £85,000
Anyone who has invested the max in ISAs for the last 5 years could now be holding more than the FCA-protected amount of £85,000. If the ISA platform went bust, what is the individual's protection for their excess shares? I am talking about self-selected equity shares, not funds. I realize that the shares are ring-fenced…
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Last minute premium bond purchase by bank transfer
If I make a bank transfer to buy premium bonds today, does anyone know if they will be there in time to be eligible for the September 1st draw? Before anyone comments to that effect, I know we shouldn’t have left it to the last minute! It’s for my son, who has other premium bonds but doesn’t have an NS&I account. We’ve…
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Investing in UK ETFs U.S Tech Heavy - Exchange Rate
Just trying to get my head around this... I dabbled with putting small amounts into U.S Tech stocks via T212. Lately I've noticed that even though the stocks are up, I'm losing on them. I finally figured out that is because the stocks are in dollars and the exchange rate has moved against me lately. So....on T212 there are…
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Child savings
Hi i would like some advise i have got to open my daughter an account that she cannot touch until she is 18 were no one is a trustee on the account its for compensation its for a decent amount its to much for a isa account but the judge wont release funds until its in an account that no one can take out anything until she…
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Missing ££ after being sent to closed Nationwide account, banks refusing to properly look for it
I set up a FlexDirect Nationwide account in Sept. I got an email on Sept. 28 welcoming me to the account, then on Sept. 30 saying I'd been rejected and then within the same minute on Sept. 30, saying "welcome" again. I then also got a welcome pack with my account number and sort code so I downloaded the banking app and…
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Trading Platform Recommendation
Hi I have accumulated some shares in the company I work for through an employee share scheme. The company has headquarters in Madrid and the shares are traded on Spanish stock markets. My shares are currently held in a company-specific platform managed by Global Equity. I'm considering leaving the company, and at this…
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Hargreaves Lansdown and stock splits
The last time there was an Apple stock split my subsequent HL 6 monthly report "showed" I'd lost a bundle on Apple, on account of the price crashing from $700 to $100 :smiley: Will be interesting to see if they've improved in the past 6 years now there's a 4 for 1 coming up with Apple and I've got substantially more…
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Berkshire Hathway A share
Which platform in the UK give us the option to buy this share?
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New Born Advice
Hi All, My wife and I just had our first child. I've been told there are one off government payments I can apply for along with good savings accounts. What should my to-do list be in terms of setting up savings accounts etc be?
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Which Vanguard product is the best for me to invest long term ?
Hi Everyone, I am so confused when it comes to investing in bank accounts so need your help please. My situation is im 36 years old, so far no mortgage, would like to put some savings in an account that will grow over time and give me regular bonds if this still happens? when you get cheques or they give you money to cash…
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What to do with house equity in between house moves..Invest/ISA/Savings Account..?
It will be approximately 6 months from sale completion to new build purchase, and during that time I will be living with parents, but I wanted to do something with the equity that would yield something' rather than nothing, and as I've never been in this position I've never really studied annual interest rates etc - and…
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Nationwide ISA Transfers
We are in the process of transferring two ISAs from Nationwide to NS&I (junior ISA) and Yorkshire Building Society (cash ISA). In both cases the process is taking weeks and weeks. I am told one reason for the slow pace is that Nationwide insists on making the transfers by cheque considerably slowing down the process and…
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Fidelity changes to service fees for Junior ISAs (&SIPPs)
Just posted this on the Pension forum (https://forums.moneysavingexpert.com/discussion/6174692/fidelity-changes-to-service-fees-for-junior-sipps-isas/p1), but might be of some use to others here as well.Some news from Fidelity that might be of some use to people out there. From September 1st they say they will be removing…
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123 Lite
Do you get any interest on 123 lite account balance?
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Ive got £170k and would like to know where to invest it
Hi, Apologies as I know similar threads have been made before - however most were already closed so couldnt ask my own questions. I am 21 years old and will be receiving around £170k and would like some advice/opinions as to what i should do with this money. I have opened a help to buy ISA and want put some into that and…
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Shawbrook offline for Three customers
Is anyone else having problems logging into Shawbrook Bank?I haven't been able to log in all day. After entering name and password i just get a busy spinner and it eventually times-out. Tried using Chrome and Firefox browsers, same problem.
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Friends Provident International - Unable to Surrender?
I am unable to surrender a strategic growth policy that I have with Friends Provident International. (This has recently been transferred into my name as part of divorce settlement). They emailed me to inform me of the value and now that I want to surrender this, the value has drastically decreased. The reason given is as…
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Joint account for newlyweds
Hi everyone. My partner and I want to open a joint account, we will be looking to save around £1000 a month, maybe jut less. We want instant access to our money when needed. What is the best account to open and can we open it online.