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Saving for my daughter for after Uni
Hi, I'm looking to invest a monthly amount over 3 years for my daughter whilst she is at Uni for her travelling after Uni. I want to ideally put it in her name but also have the option for family and friends to add to it for her if they wish, what are my best options pls?
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Where to put TFLS of 300k?
If someone could tell me if I have this correct I would be grateful. If we remove 300k as a TFLS from a pension pot and put 50k into Premium Bonds and the rest into NS&I for accessibility (we may buy a property abroad next year) would that be tax beneficial for the LTA calculation at 75? Our thinking is that if the…
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Investment loss
Hi all, I put £100,000 in an Investment Bond after selling my house and at the time I was undecided what I wanted to do, this was in 2007. I knew I had lost money but as I am moving house sorting out papers it seems that I lost over 25,000! My ignorance or poor advice, I don't know. But is there anyway this can be…
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Newbie investor. Where to start?
With the savings rates, even on the regular savers now hitting the historical minimums I feel the tinme has come for me to start looking in to investments.I would still keep maybe a half of my money in the savings accounts for diversification, but looking at investing between 5k to 10k and paying in monthly circa £500.My…
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Notice Account
I’m going to be receiving redundancy payment I’m looking to put it in a 30 day notice account in the hope I won’t have to touch as will receive 11 weeks notice pay & hopefully get new job please could you advise accounts available I can’t seem to find many! Thanks
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Savings Accounts
What's the best savings account interest rate?
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NS&I
How much can you invest in NS&I?
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Please recommend a decent stock-investing platform
Hi, I have had an ISA with Hargreaves Lansdown for a little while now, invested in a fund... It's alright but I find sometimes I have a little gut feeling or some insight and would like to buy some specific shares. I've tried googling something and found an app but turns out it was rubbish - the company running it was…
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83 yr old needing advice
My mum, wants to invest £40,000 but isn’t PC/tablet savvy. ive invested a small sum of my own into NSI 1.16% and monthly income but it’s online. ideally she would like monthly income and reasonable access to the lump sum (if required). Thanks in advance.
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U S LOTTERY
I received a phone call today from the above saying I have won £55,000! He asked me to phone Lynch Associates in Manchester to hire a lawyer to transfer my winnings from the US bank to the UK. Lynch said obviously they would charge me for the service and I should pay them £200 via ‘PaySafe’ card which I could purchase from…
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Most reliable way to have an income from an ISA portfolio.
Hi,Quick bit of background info first.Aged 50 and thinking seriously about finishing work very soon. Have an ISA portfolio worth around 370k, currently invested in low cost funds like vanguard lifestyle etc, all acc units.pay into a pension from work but obviously cant get that till im 55 at earliest so if i am to retire…
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Plum- has anyone used it?
Hi everyone! Was seeing a lot of ads for this saving app called Plum. Was wondering if anyone on here has used it and would recommend it?
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Where to put mums minor windfall?
Hi all, After a 2 year long legal battle, my mum (68) has just received a settlement of £31k. Apart from a private pension that doesn't mature for another couple of years she has no other savings, and receives a state and private pension each month. She has enough to live on with her state and private pension so I need…
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Notice Account
I have a redundancy package being paid to me & would like to put it in a 30 day notice account so that I don’t touch it initially but have it available if I do need access - any suggestions please?
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£75,000 to invest
Best way to invest £75,000 ??? Inheritance money.
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Where to put money for 5 years?
I'm emigrating from the UK in 5 years and I want to start saving a chunk of money for when I move. Currently I invest regularly in index funds but this isn't exactly saving as the money can go up and down. I was thinking to just put it in my H2B isa even though I won't be buying a house (certainly not at these prices) but…
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Is it safe to keep house buying funds in stocks and shares ISA?
I can’t work for the foreseeable future , and my mother has offered to buy me a house outright. She has about 55% of the funds needed in a stocks and shares ISA, and the rest in various savings accounts. She has other savings for herself and a decent pension to live on. She did have a financial adviser a few years ago but…
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Bist 100 index
Just noticed the quote on trading economics, surely that isn't right?
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Mitie Rights Issue
Looking for help and assurance after I dropped the ball on this one. I already held a few £100 in Mitie before the rights issue. When it was then released on 17 July, I ploughed around £1.5k in to the new 25p rights issue units. All done I assumed, but like a b*llend, I missed the corporate action to allocate or not do…
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A Fidelity improvement?
If Im understanding correctly , Fidelity is allowing us to have a cash management account from which to pay fees , whih will help protect tax wrapped Isas Opened automatically for us after Sept 2020.
