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Childs Nest Egg
Hi All, After some opinions on what I should do with some money I have been saving for my 5 year old given all the on-goings in the world currently. I contribute £100 a month to the pot and it is in my own name as I would like to maintain control of it as I see fit but most likely at the moment it will be gifted on an 18th…
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Savings interest rates abroad
My partner and I are moving to France and want to put our savings in an account with a good interest rate, which is one is best?
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Best ways to invest £1500 per month for 15yrs
We have recently made some changes to our financial situation which will allow some more saving money each month. We have 15yrs until retirement and currently have a couple of small work based pensions and a buy-to-let with a very little mortgage left on it. We now want to make the spare £1500pm we have work as hard as…
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Childs savings options
Hi, I am trying to find a childs savings account which doesnt automatically become available to the child when they reach 16, 18 or 21. I want to save for them, but chose when they have it. Must be something out there, my parents did it for me and it was a wonderful surprise when I had it. It wasnt automatically given to…
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PO Bank / Bank Of Ireland ISAs: money gone missing
Dear all, Got a bit of a problem. * About 3 weeks ago, I opened a PO/Bank Of Ireland Cash ISA with £1000 on a debit card. * Did the forms, handed them over in branch, got the receipts. * In normal circumstances, you're supposed to get confirmation back inside a week that all is good with your shiny new ISA. * These are not…
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i-WEB
well i've now managed to open an account with them (after they stopped taking new applications), but now it seems they've stopped any transfers so i'll have to wait to transfer in my cash ISA. in the meantime i've forgotten my password so cannot log in. could someone just assist me it reminding me what format they take?…
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The One Family Child Trust Fund
Hi all, after a bit of advice please. I've invested into the CTF for 15 years 8 months. It is currently valued at £5117, however, since this time last year it has lost £785 in addition to my £360 investment this year, so a drop of £1145. I am torn with what to do. If my son was younger I would have no issues riding the…
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Share price question
Really basic question but of late I have noticed a lot of this on my watchlist and can’t find a definitive reason. Compare the two screenshots below on the dates I have highlighted, 27/4/20 price is 1.204 and the next day is 122.67
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Long term investment advice
Hi All, Brand new to the forum so if this has been done to the death please guide me there. Im looking to invest roughly £100-200p/m for the long term, 25+ years. My initial thought was an index fund but as there are so many, I would like advice on which one would be ideal for me. I.e. would i be better off investing in…
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Investing in China funds
I usually run an eye over Ian Cowie’s weekly Sunday Times article but it
has never contained anything that has influenced how I invest. But I was
interested in this week’s article on why he has sold his funds which wholly or
largely invest in China. He wrote: “Over the medium to long term, it seems likely we have seen the…
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Nationwide FlexDirect & saving
I have money to save. I want to take advantage of the Nationwide's FlexDirect account. I have more than £2500. What's the best way to make the most out of my savings?
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Invested in two S&S ISA this year! What now???
Hi everybody, I opened a Stocks&Shares ISA account with Vanguard last year. This year I opened another one with Trading212. I did not realise you could only invest in JUST ONE S&S ISA per tax year! And I invested last week in both. I do not know what I need to do now? Does anybody know? I'll appreciate any help. THANKS
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Marcus and Paragon cut the interest rate. Where to invest?
On year 1 B.C (Before Coronavirus) i did open a saving account in Marcus and an ISA in Paragon. Both of them have cut the interest rate. I assume most of the banks have done the same. Where is the best place to open a saving account right now? Is Marcus still the best option? What about ISAS? Thanks
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ETF Hedged FX differences
Hi there, Can someone please explain to me how to compare FX hedged ETFs across different tranches? For reference, I am looking at the iShares Global Corporate Bond UCITS ETF and its tranches that are hedged against the USD (CRPU), the EUR (CRPH) and GBP (CRHG). When I look at the YTD performance in the respective…
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Bullion By Post
Has anyone had any experience with BullionByPost - I'm sure its fine, seems legit. Would be great to hear any feedback from anyone on MSE
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The reason you can't withdraw from your Post Office savings account...
So i called Post Office today since i own 5 online saver accounts and can only withdraw from 1 of them. The other 4 throw up error messages. I was told this is because "you're not supposed to" have more than 1 account. I said this is nonsense (no idea if that's correct, i just blagged it but since it didn't stop me opening…
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Saving for children
Hello there. I have kept every penny my two children have ever recieved (they are 4 and 1). I don't ever lift money out of it and don't intend to until they are 21. What would you suggest I do with it to make the most return on it? I'd love to be able to hand them the deposit for a house when the time comes! Is there one…
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Cash savings-nowhere to go ?
With the recent emergency cut in the BOE base rate, Banks and BS have been quick to slash savings rates to the bone almost to zero. Meanwhile they are cranking up mortgage rates. Its all about profits of course. This leaves many cash savers with nowhere else to go. Many may feel its too early/too risky to push big amounts…
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Help to save scheme
Can anyone advise me on this? I have a Help to save that I opened 2 years ago and deposited £50 each month for 2 years so i now have £1200 in the account. I just received my first bonus of £600. I will be continuing the scheme for another 2 years and will get another £600 in 2 years time. Can I withdraw the first £1200…
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Hedged ETFs performance reconciliation
Hi guys, I am currently trying to understand how hedged ETFs track against their unhedged equivalents if comparing them in a synthetic way. As an example, I am looking at CRHG (iShares Global Corporate Bond UCITS ETF GBP Hedged (Dist)). This has ~55% US exposure, ~25% Europe (incl UK) and ~15% other geographies. As proxies…
