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Bank - new account approvals
Maybe I'm just behind the times, but is it normal (or acceptable) for a bank to approve your application for a new savings account without any proof of ID? United Trust Bank recently approved my on-line application (I've never been a customer of theirs before) based on an electronic check, despite their website stating…
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Gold.
Where is the best places to buy gold ?
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Tips on saving required
Hey, so I’m quite new around here, I’ve only just become debt free as of last week, and I’m now going to start the journey of saving - but you may say I’m an amateur with this. My intention is to save as a basic £600 per month, with adding extra where I can at the end of each month before I get paid again. The main…
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Best ways to dabble in cryptocurrency?
Hi,Should I sign up to a broker that specialises or is there such a thing as a UK company offering isa's that either invest in it specifically or offer a tracker fund? del
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Why are the markets in the USA and UK going up?
Can some of the many experts on here please tell me why on earth the markets are recovering as I see absolutely no reason why the economy for the foreseeable future will be anything other than disastrous? Companies going bust by the hundreds, unemployment in the many millions and a mountain of debt!
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Assistance with S&S Isa
Hi,I am in my early 50's and relatively new to investments. I have no ISA's at the moment and I am looking towards a Stocks & Shares ISA to try and grow value. It would only be a small lump sum of around £1,000.00 - £2,000.00 to start with to see how it goes. I have not chosen a platform as yet and whilst I have been…
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Millwall FC Shares
I have just come across 15000 Ordinary Penny Shares that I bought in 1998, whats the best way to sell them ?
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Paragon Bank ISA
We promise our customers no hidden catches, so we’re writing to tell you about an important change you need to know about. From 12 May 2020 the interest rate on your Ltd Ed Easy Access Cash ISA 5 is decreasing. Current interest rate AER* Future interest rate AER* Ltd Ed Easy Access Cash ISA 5 1.25% 1.00%
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Old share certificate found 'Intermediate Equity PLC'
Just found an old share certificate whilst going through my elderly Mum's things. 'Intermediate Equity PLC' I did a quick google but couldn't find anything. Does anybody know what happened to them? Thanks Bruno
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Habib Bank Zurich and fscs
Hi, do you know whether the Habib Bank Zurich, mentioned in the One-year fixed savings, shares its savings protection with another bank? It's not listed in the affiliated bank for fscs. Thanks.
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Personal Finance - Are they worth adjusting?
Hi All, I have the following setup and I am not sure if there is any point in adjusting it at all. I want to lock everything away for one years to make the most I can with it. With regular savers maturing in the next number of months my inclination is to divert everything into premium bonds but I am open to other…
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Maximum Premium Bonds held...chances?
Whenever the chance of a big win on the Premium Bonds is discussed its always about the odds if you own ONE bond. You can't even own just one bond, isn't £25? I sometimes wonder if its the Banks putting this around, so they can put investors off by the ultra slim chances, and invest in them instead. So what are the odds…
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child trust
Hi, I wish to leave some money in a simple trust fund / account for my grandchildren. I heard Martin state a few weeks ago that there was a bank that had such an account however can't remember which bank can anyone help ?
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NSI Income bond paying money in not showing?
Hi all, I am in the process of "moving money" around given the recent reductions in rates. I decided to open an NSI Income bond as an option to put some money in that I will then need to draw down for this year. Paid in by card 1 week ago but money still not showing in the account? (I can see it in the "pending" section).…
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Lloyds fixed rate bond SCAM
Asked on Google 50k to invest, guy phoned me, baffled me with financial speak and said I could get 7%pa with Lloyds fixed rate bond. He then emailed me with all the details. In the previous phone call he told me he would give me an ISIN number which he told me to Google. XS0503834821 is the number So convincing.
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Nationwide Flex Direct
If you upgrade from a FlexAccount to a FlexDirect, do you keep the same account number and cards or are new ones issued.
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Joint or Single ISA
By way of a background, I am a HRT payer, my OH doesn't work so the majority of my money gets saved into my pension. We have realised that by overpaying our mortgage by around £700 pcm probably isn't the best idea as our interest rate is 2.94% and likely to go lower when we remortage soon. Therefore we wanted to open an…
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£5k Investment
I am new to investing... I have £5k liquid to invest, I want minimal risk with a decent return over 2-3 years but I am not sure where to put the money. Any advice would be greatly appreciated
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Lump sum investment.
I have £20k that I want to invest. I'm in my 50s & live in rented accommodation. I can't get a realistic mortgage & would like some advice on investment with the best prospect returns. I've only got 14 years until I reach state pension able age. I had looked into whisky cask investment, but in reality, I have no idea what…
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Discretionary Trust Money Investment Options
There is a family inheritance of £175k to be invested in a trust for the benefit of our disabled sister. Our solicitor who will be registering the Trust with HMRC has recommended an IFA. This IFA has in turn advised their Discretionary Portfolio Service where a minimum investment of £75k applies. There is a desire to…
