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LF ASI Income Focus
Formerly called the Woodford Income Focus Fund, this fund has reopened today. Thomas Moore and Charles Luke, are re-positioning the portfolio... ( info from HL site ) Anyone have any thoughts on this? Is it worth putting a small amount in now or waiting?
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Liquidating investments - Strategy?
I need to liquidate some investments I had for the last 20 years or so. They are mostly in ISAs and unit trusts. Some have done really well and some have done relatively poorly. I was wondering if there is any perceived wisdom in which I should cash in i.e. take the gains from the successful ones or dump the ones that have…
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Platform to buy UK based call options
Hello,Does anyone know a good platform ot buy call options for UK based stocks?Many thanks,
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Given savings rates are so low (~1.35%), does it make sense to overpay our mortgage (2%) instead?
Hi all, given that savings rates are so low these days, does it make sense to overpay our mortgage instead as that's a higher rate than the highest savings rates on the market at the moment? Thanks in advance! :)
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Children's savings
Hi all. Is now debt free and looking at saving some money. Also I want my daughter to learn good money habits. I am looking to put £10 away each month and was wondering if the Halifax kids savings account at @ 4.5% is best or if there's a other option. I would also be putting money into an account that we can pay into in…
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General Investment accounts
Can anyone recommend a good General Investment Account provider? Thanks. Sean
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trading on the ASX
I have shares in company listed on the ASX, I have their equivalent of a share certificate. Does anyone know a broker where I can sell these shares?
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Debt free Finally now to save but how?
I am now finally free of all my debt and 42 years old. I want to start saving but can only really afford to put aside approx £75 per month (hope to improve this) and I don't have any current savings. But where do I put it to make it work best for me. I have a 2 year old daughter so I want to avoid risk. I was thinking in a…
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S&S ISA Mess/Confusion - Clarification requested!
Greetings, I was wondering if the good folk here could help me clear up and clarify my
situation. I was always under the impression that you were only able to open up one
S&S ISA per year. A few years ago
when my daughter was born I set up a S&S ISA that I was paying into
monthly, on her behalf – I knew about Junior ISAs…
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Savings advice
Hello, Over the last few years I have chopped and changed through various jobs. I do not have any qualifications. I currently have savings of around 30,000 and want to ask your opinion on if this is a good amount for a 30 year old or am I in trouble. I would like to settle down into a long term job but will most likely be…
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Can I beat this return on my money?
I've always had 2 bank accounts one for bills other for general spending. I used to have a 3rd for saving but I've had to eat this up and I will begin to start saving mid this year. I currently have around £2000-£2500 in total. I'm looking at switching from tsb and santander too nationwide flex direct where I can get 5% on…
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Ready made portfolios
Hi guys.. desperate for some help... I'm with HL portfolios +.. looking to change to new platform ..HL cost are expensive and return unattractive..any ideas ? Would like something the same just something least expensive and better return.. not including passive ( vanguard).....does anyone have any recommendations....thanks…
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LENDY p2p
he Lendy Action Group (LAG) has raised over £50,000 for its legal fund with just 17 days left to reach its £75,000 target. After peer-to-peer lender Lendy entered into administration in May last year, a group of disgruntled investors set up an action group the following month. Then in January, LAG launched a crowdfunding…
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Capital gains on life unit trusts
I have Phoenix Life unit trust formally (Target Life Investment Plan) maturing this year and they have informed me that they will deduct capital gains from my fund because they have to pay it on their funds, the question is can I claim this back off the HMRC as they say I can not as its not an income tax. Any help please.
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Skyline markets
I have revived a text saying I am entitled to a refund and need to open an account with coinbase.com I had invested some money with Skyline some years ago but nowhere near the amount of the supposed refund
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US shares held - best to leave until selling or transfer to UK brokerage?
I currently have some IBM 'Restricted Stock Units' which were awarded to all IBM employees a good long time ago, and whilst I no longer work for IBM, I was there long enough to qualify for these shares so they are now mine to do with as I please. They're currently held by Morgan Stanley in the US, and what I'm trying to…
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Teenager Help
Hi, I have 3 teenage sons. I set up a Help to Buy ISA a while back for the eldest and that's going fine. I have been meaning to do likewise with the 2nd (17 year old) since he turned 16. Finally got round to doing it and I now find they're discontinued! There's a lesson in there somewhere. Anyway, I now need to work out…
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Bad advice to invest in a movie and mobile app!
Hi everyone, I'm feeling pretty stupid really and dont have too much hope on any outcome with this but have decided to ask advice from people on whether I can make a claim for compensation against two bad investments that myself and colleague made some years ago. In brief, we were persuaded to invest a substantial amount…
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Moneybox Cash LISA or S&S?
My 18 year old wants to save long term for a house. She's decided on the Moneybox LISA. Our advisor suggests stocks and share for terms longer than 5 years and she will definately have it for longer than 5 years - at least 10 (or more) I would think. Any views/comments on this? Thanks in advance :)
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Credit Union for Savings
Hi All, We had a money advisor in work this week whom advised me that due to better interest rates a Credit Union would be a good place for my £5k that's sitting in a current account doing nothing. Is this the best option if I want to easily access my savings? I also have a regular saving's account with HSBC, Nationwide,…
