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Advice Regarding ISA Company to use - Fidelity? HL?
I appreciate that there is no simple answer to the above question and it depends on your circumstances. I originally invested using Fidelity and have a Stocks & Shares ISA with the company. Currently a five figure sum of around £25,000. I am invested in a couple of globally recognised funds and am happy with my…
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Independent financial advice
I'm sure this has been raised before. Sorry if this is the wrong forum to broach the subject. Where could I find a list of (truly) independent financial advisers in my area? I'm starting retirement now and need a professional, outside view cast over the totality of my affairs, i.e. with regard not just to savings and…
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Vanguard one-off contributions
In a Vanguard account is there any minimum on off contributions you make after the initial £500 and am I right in assuming that the additional money would just be automatically invested in the funds I had chosen?
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Ethical saving for baby triplets
Hi, my partner and I are lucky enough to have 9 month old triplets, we're keen to save for them where we can and have had at least one grandparent generously offer to pay something in regularly for them. We have considered an ethical growth fund but would like to explore what other (ideally ethical) options are available.…
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Finance Review
Hi All, I was hoping to attain some financial advice on here, from the outset I should mention that I am a landlord and I know many on here don't like people like me, please refrain from attacking me. The landlord area has not been overly profitable with a number of cases in which my house was left ransacked with sometimes…
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Vanguard lifestrstegy 80
Reviewing my pension and looking at funds to invest in.The Lifestrategy 60/80 are extremely popular on here, particularly for pension funds. I am trying to find out why they are so popular. The Lifestrategy 80 has produced a 57% return over the last 5 years, but there are so many other global funds that have far exceeded…
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Mr.Saver's Long-term Leveraged Investment Strategy Using LEAPS
This week marks the start of my investment strategy described here. The strategy in short: buy and hold index tracking ETFs' 2+ years call options where the strike is roughly half of the underlying price. Check the portfolio monthly and re-balance if the leverage is more than 10% off from the target 2:1 ratio, or the…
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Evidence of holdings in funds
In the event that an investment site, such as AJ Bell, Hargreaves or Halifax Share Dealings folds, what evidence is there of any funds purchased via/with them, such as LifeStrategy funds? Apologies if this is a silly question, but just wondering if I should be recording anything in particular in case somehow such a…
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Savings section usage metrics
Since the new forum it 'feels" as if there are less new threads and less discussion within the threads. I'd be interested from any forumites / MSE itself if this is true.
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75K Bond maturing April
I have a 5-year Vanquis bond maturing in April that is currently giving me ~£170 monthly income. I am considering buying a small flat outright as I don't think I could get anywhere near that sum if I re-invest in another bond, and I am not a risk taker on the stock market. I know becoming a landlord is risky too, before…
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iWeb
Not used to this new style on MSE yet so starting a new thread.I want to switch funds or part of funds in my iWeb ISA account but can't see how to do it.Can someone point me in the right direction or tell me what to click or provide 4 or 5 lines on how I do it.Thanks.
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Variance in index fund prices
Fidelity Index World rose today by 0.20% while HSBC FTSE All World Index fell by 0.51%. Both have valuation points of midday and the only material difference, so far as I am aware, is that the Fidelity fund excludes emerging
markets. That would not explain the difference in fund price movement so, while I expect such…
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Vanguard LifeStrategy 80% + Vanguard FTSE Global All Cap
Hi, I just opened both a Vanguard LifeStrategy 80% Equity Fund and Vanguard FTSE Global All Cap Index Fund as my main two investment portfolios. Was just wondering what percentage of investment I should be putting into both. I’m leaning to invest more into the LS80 than the FTSE but not sure percentage wise whether to go…
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lifestrategy 80
please correct me if I'm wrong. I am investing in the above fund's accumulation version. Past annual returns have been 6%, 13% etc etc. As the returns are from dividend reinvested and capital growth, the only real return i will be getting each year is the dividends reinvested as i want to leave my funds there be over 10…
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Lifetime ISA - FTB Partner
Hello From what I have found so far I do not think it will be possible but am hoping for any additional guidance please. I own the mortgaged property that my partner and I live in. My partner has never owned property and has a lifetime ISA which we have been ensuring we put the max in each year. The idea was for us to move…
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Fund risk to investors?
Bitcoin is very volatile and high risk. If you want to hold it its probably best that it's a small percentage of your investments. That's a given. I have held bitcoin on a secure offline wallet. I'm now considering the relative convenience and ease of rebalancing of holding some on a fund platform. YouInvest is one of the…
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Invest Lump Sum or Not Help....
Hi everyone. May be a stupid question.... Looking for a bit of advice, myself and my partner both regularly invest monthly into Lifestrategy 80% & 100% over the last couple of years. I have pension which I have paid into for the last 10 years and hoping to be mortgage free in 10 years time, both aged 31 (Currently have…
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Buying M&# shares
i recently read that M&S had some shareholder perks that were not always transferred from the holding stockbroker to the client. The trouble is I can no longer find the article Can anybody advise how I can buy M&S shares and hold them to get the perks sent directly to my wife? Thaks Davd
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Proof coins for my son. Are they worth it?
Hello. Following excellent advice on here, I set up a stocks and shares isa for my son which his child benefit goes into each month. He also has a Halifax savings account which has 4% interest for the next 2 years where gifted money goes as that’s his. Anyway, I wondered, Are proof coins worth buying in terms of a…
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Lindsell Train UK Equity Acc Fund
Hello, I have held the above fund since around 2016, adding more in 2018 and it has done extremely well with an overall increase of about 62%. My question is, can this continue or is it likely to come back down in price? I’ve been burnt with Woodford and would hate to see the same happen to this fund. I am considering…
