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Change of nominated account
I've closed my current account and have had to update new details with a bank I have savings with. I've given them my updated nominated account number and sort code. My savings are scattered around so I've had to do this with all providers and it has been very straightforward, providing my new account details and they've…
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SIPP Management / Transfer ISA
Hi - if anyone could help with this that would be great. *I am self-employed with no work pension, so I have to do my own, age 42, saving for retirement at 50/55 I have a few investments in different places and wondered if I can combine it all together into one SIPP:\ 1) Vanguard ISA - currently pay in 1000 / month and buy…
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Lending £10k, how much to pay me back?
I have offered to lend a relative £10000 from my Santander current account. This pays 1.5% interest. I don't want to make anything out of this deal but my relative wants to pay me back without it costing me. How much per month should they pay me back over 48 monthly payment?
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M&S Rights Issue - their email - sell rights?
Hi Hope someone on this forum can help. An elderly relative holds M&S Shares. She's received an email about some "rights issue" M&S are having to do with raising money for a link up with Ocado. The email says to ensure your shareholding is registered so that when the time comes you can buy OR SELL rights. Know next to…
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To see an Inprendent financial advisor or visit the bank.
i am 33 year old locum (self contracting meidical man. I get no benefit of the NHS and money is via an umbrella. Company. I was originally concerned about pension but a financial advisor has suggest payment protection incase of an accident was paramount. I've had various calls from independent advisors happy to push…
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Discretionary trust
A solicitor drew up the trust for me for my disabled daughter he told me to set up a trust account which I’ve done and to get independent financial advice, as to investing the trust money, the advisor had no products that would be suitable so I visited my local branch of Barclays who the trust account was with they told me…
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Buying a holiday affiliate marketing website?
Hello, I have been offered a website which lists available holidays to buy, which is linked to an affiliate marketer. If someone buys a holiday using my site, I get a commission. The seller would like £70 for the site. Also taking into consideration the cost to advertise the site, do you think that this is a worthy…
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Seeking advice for junior ISA.
Hello I've been saving for my son since he was born originally in a child trust fund but then convert it into a junior ISA. It's invested in a stocks and shares ISA with the Vanguard 60% fund. I know very little about stocks and shares but that seemed to be a recommended fund at the time. He's now 16 and I want to move the…
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Child savings
I have just been contacted by Nationwide to inform me that the interest on my daughter's account is being reduced from 2.50% to 2% g Smart Limited Access Saver. The difficulty is she is now 17 and most accounts have a cut off of 15. Any advice? Thanks
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Contact Barclays trusts
Does anyone have any contact info for Barclays trust department I’ve been the branch so far.
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AA Savings Account cashback
TopCashBack are offering £15.15 back on a 'Non-ISA' savings account. I find the details on TCB a bit thin. There appear to be 2 non-isa savings accounts. One is for members only, I'm not an AA member. So assuming the other one is ok for the cashback? Any one managed to get the cashback? Cheers…
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Santander regular saver reduced to 3%
My wife and I have regular savers with Santander (+ other banks). Due to mature at end May. It seems they now automate the creation of a new regular saver, and put the matured money back into current (rather than dumping it into an everyday saver) but the rate has dropped from 5% to 3%.
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Newbie Investor / VSL100
Hi. I'm 33 and looking at opening a Vanguard VSL100 with a £500 lump sum followed by monthly contributions of £200. Would someone mind giving me a realistic estimate for what my stocks would be worth in 20 years?
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High interest accounts
I have an amount of money which is for a capital gains tax bill. The bill isn't due to be paid until 2021. Where would be the best place to put this money until it is due to be paid? I don't need access to it and wont be adding to it. I just need to put it somewhere for about 2 years where it may gain some interest. Any…
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Savings and Inflation
What is the best way to protect savings against inflation I currently have £100 k to invest
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Where to save equity post-divorce
I am unfortunately in the process of separating/divorcing and neither of us can afford to buy the other out. We will get about £90-95k each after the house sale but both of us will have to go into rental for a year or two to be able to build up a more robust deposit (both of us are in our 50's). Where would we put our…
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Foresters Financial
What is happening with Foresters Financial. I have investments with them for my children through the Children's Mutual. Communication with them is impossible. All websites and telephone lines are unavailable. Any information please
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Invest reclaim
I had a £50k inheritance when 19, happy days 😁(1994ish)and sought advice from my natwest bank on the best way to invest, an advisor came around to my mums and I told him I was going to travel America for a year after college I was advised to put my all money in a investment portfolio which I could use the interest from,…
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Personal Finance Review following Reticence Years!!
For a variety of reasons (ignorance, naivety, caring for ill spouse) my father took out an offshore (income?) bond with Friends Provident International in 2013 - arranged by AFH Discretionary Wealth Management. Value of investment at start was £200k less (don't groan) 3% fees to AFH (we know better now). The source of…
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Ive seen sense: I've Moved from Discretionary Management....
....to Interactive Investor (for my SIPP £177k). Transfer is now complete and I need to start choosing investment/s as it is all held in cash currentlly but within SIPP wrapper. HOWEVER HELP!! Although I am, as a matter of extreme urgency, reading DIY Simple Investing by John Edwards & Investing Simplified by Lars Kroije,…
