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BEWARE TSB Young Saver account rate dropping from 3% to 1% on 17th Nov 2015
I have just received a letter stating that the interest rate on TSB Young Saver account will drop from 3% AER to 1% as from Nov 2015. I have savings in this account for my daughter. I am going to close this account and move the money to her Nationwide Junior Isa which is currently 3.25%. I'm a bit gutted TSB have done this…
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How best to invest
I'd like to start regularly investing and I have some questions for those with more experience than me. Im 31 now so for the first decade I plan to make higher risk investments, I was thinking about dividend paying shares. I will start by investing £700 a month for the first year. My questions are, should I do this within…
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Smile - past interest rates?
Hi MSE-ers, does anyone have a link on past interest rates for Smile's savings account and ISA? I've scoured the smile website, google, co-op website but nothing. I did find some threads on this forum but they were a few years old and the links to the smile website no longer work. Thanks!
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MSE News: Chancellor faces renewed call to prevent 'absurd' savings protection cut
Andrew Tyrie has written to Chancellor George Osborne calling for him to prevent an 'absurd' savings protection cut... Read the full story: Chancellor faces renewed call to prevent 'absurd' savings protection cut Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Berin Real Estate - Whether to invest or not
I am an expat and have no plans to return to the UK anytime soon. I have recently come into some money - circa. £140,000 and would like to invest it into property with a 25% mortgage or so. The two options are: 1) to buy a 1-2 bedroom apartment close to my parents in East Sussex and rent it out; or 2) to buy an investment…
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I have £500
I have been given £500 from my grandmother who passed away recently, I just want to save it and then begin saving after that. What is the best ISA/bank account to put this in? I'm clueless when it comes to things like rates etc 😊 help appreciated x
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Automated Forex Trading Agents - anyone have any experience?
Hi, I'd just like to ask if anyone here as any experience with automated trading/forex programs, like Forex Fury? I stay well away from most make money without doing a thing programs (beyond laughing at dodgy American actors going on about how their team of experts will make YOU rich if you only act NOW. At no risk to…
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Changing current account, is it worth it?
Hello, I'm looking for some advice on what's best to do with my money. I have 5K in an old 1.5% ISA that I haven't added to this tax year. I have 8/9K in a my old current account with no interest really I can put away about £500 a month with my regular salary I put money into an NHS pension I have about 28,000 in student…
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Transfering Cash ISA into Stocks & Shares ISA?
I have an old Cash ISA with "Provider A" that I haven't contributed to in the current tax year (probably not in the previous year either). I have a Stocks & Shares ISA with "Provider B" that I am currently contributing to in this current tax year and that I might continue contributing to in the next and future tax years. I…
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Google Finance quotes don't work with BlackRock, L&G
I have a Google Sheet to track holdings. It works fine with e.g. Vanguard funds, for example =GOOGLEFINANCE("MUTF_GB:VANG_US_EQUI_1NU5XTO") returns the latest price. With BlackRock and L&G funds, it just returns zero, e.g. =GOOGLEFINANCE("MUTF_GB:BLAC_NORT_AMER_QI3BCH") . Any fix for this? Don't really want to have to use…
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When is £5 Not £5?
Sounds like the start of a joke doesn't it? I didnt really know where to post this, I just finished watching the new advert for the £5 coin to commemorate the reign of our Queen There's a website 5poundcoin but I cant post the link They say you just pay the FACE value of the coin i.e £5 for this £5 coin but on screen it…
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FSCS protection across banks with the same sort code
I have opened 3 fixed rate savings bonds with 3 separate banks, so that I'm protected by the FSCS. However, I have noticed that two of the banks have the same sort code. The third is different, but if I look up the sort codes, they all appear to be for Barclays. The banks are: Charter Savings Bank Aldermore Skipton Am I…
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What is the average growth of my fund since I started ?
Just trying to work out the average growth per year of my investment fund. I started investing in 2013 and the net share price at the time was 143.66p. Exactly one year later it was 159.29p and exactly one year after that it was 205.72p. If my maths hasn't deserted me, that means growth in year one was 10.89% and in year…
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US company stock options - tax implications & more...
Afternoon all, I work for a pre-IPO US company and as part of my package I was given an amount of stock options. For the sake of argument let's say I've been given 100 options vesting over 4 years and I'm over a year into that scheme. After 12 months 25% have vested and can be exercised and bought by me. The rest vests…
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Who is a partner
Hi all, Is there any way I can find out who are the partners or shareholders of a business? is there a directory kind of thing somewhere? Thanks
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Best Income from £160k
Hi, I have £160k in a fairly average 1% Halifax savings account. I`d like a monthly interest rate credited back to the savings account and I`d like to regularly add to this amount. Does anyone know of any suitable savings accounts to maximise interest? Thanks.
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Frustrated trying to open savings accounts
If you are like us - temporarily between homes with a large amount to invest from house sale it is almost impossible to deposit with the leaders in the best savings accounts. The ID requirements e.g paper bank statements only - ICICI bank or incompetent companies like Kent Reliance who do not read accompanying letters seem…
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what to do with £5k
hi, so i have £5k disposable cash that i want to take out of a full cash ISA i have with Natwest, and see if i can make more than the interest im getting currently. im looking for anything from quick 1-2years to 5 years plus and happy with the risk of losing partial/the lot. any advice greatly appreciated
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FT is free to read today
Financial Times is free today: http://www.ft.com/home/uk
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FSCS Protection Limit - Investments
There has been a lot of discussion about the FSCS limit for cash savings dropping from £85k to £75k but I read a comment somewhere that the £50k limit for investments was dropping too. Is this a mistake - it was posted online with no link to the source - as I've seen no mention up to now that the investment link was…
