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Greece - what a pickle - what would YOU do?
So what would you do if restrictions were looming on your account(s)? Join the queue (or push some across online?!) or have more (blind?) confidence? Did you join the queues at Northern Rock or any other institution in the past? Genuinely interested.
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what to do next
I have recently received an advance on my mortgage of 27k for home improvements taking my total borrowing to 75k.Its currently on a 2 year fixed rate of 1.85%. I have decided not to carry out the works and find myself with the 27k sat in my barclays current account. I'm not sure what to do next wether to pay the sum back…
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UK savings for expats
Hi We live in France and I have had an advance on my inheritance , I would like to know the best option for investing and saving it in Uk , We are not allowed ISA's due to the tax laws , any advice would be much appreciated , I was thinking of a fixed term savings bond but would like to know if there is anything else with…
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What's the easiest way to drip save £400 a month and get over 3% after tax?
So I want to see if its simple enough to save my mortgage over payments for a better return. For that I need somewhere to stash £400 a month and getva net return of over 3%, I don't mind using 2 accounts or opening g up accounts just for this but I would like to see if I can get it worm ng harder for me. I already have…
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Gifted £16k for deposit
Hi, I've had a look but can't find a similar question, can anyone help please? Mate is about to be gifted £16k from his parents for a flat deposit. Is this allowed? I mean, does he need to pay tax on it or declare it or anything? Any advice would be much appreciated.
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New investor
Hello all I know it's not the most original thread title but hey it's the truth. Basically I want to start investing (small regular amounts) in funds to have a diversified portfolio as possible and I'm a getting a bit lost in all the details. So I'm looking for learning suggestions, good books, websites etc for newbie to…
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Bank Account Savings Planner
If you want to put lots of money in bank accounts to get more interest there's a handy planner at http://www.bankaccountsavings.co.uk/ . You tell it how much money you want to deposit and it'll tell you the leading accounts and a series of standing orders to set up to meet their minimum funding requirements. The interest…
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Investing Child's Inheritance - Upsize to Downsize?
My daughter (late teens) has inherited approx £100k which I am to hold on her behalf until she reaches 21 - a fantastic opportunity for her to get on the property ladder. Whilst this is an enormous amount of money, where we live (Greater London) this in not enough to buy even a studio flat. My husband and myself have been…
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Still lost after losing my love of my life
I posted a while back that i lost my wife to cancer in April after a 2 year battle, it is still extremely difficult and everyday is a struggle just to wake up. With Julie's pensions and our savings I am secure for life but I just don't know what to do for the best. I currently have around £50k in premium bonds, mortgage…
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Disappearing threads
Last night just before I turned in for the night, a well-meaning gent started a thread that contained a very clever tool that optimised the process of daisy chaining the funding requirements . Thread is gone ! editorial interference ? and censorship ? of a very useful piece of software.
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China to set new gold price
http://www.examiner.com/article/china-announces-they-will-be-setting-new-gold-price-by-end-of-year IMO- There will probably be a significant pop as China sets whatever their initial physical spot becomes. But I believe that price will be under valued by the world's "wanters" of physical gold. Then you will see a series of…
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Tesco
Just received a £10 voucher (when you spend over £10) from Tesco as a "little thank you for saving with us". Just the normal Internet Saver that I use for D.D.'s Every little helps...lol.
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advice on where to invest £24k
Hi there Anyone have any helpful advice as to where to invest £24k? It needs to be fairly easy access so was thinking £15,240 into S&S isa adding the remaining sum in April (so putting that in a current account for now). Are there any particular funds people would recommend? Have been advised that on opening a S&S isa the…
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Expat ETF Newbie - Portfolio Plan. Looking for suggestions/comments
Hi guys I'm a 38 year old expat and am unlikely to return to the UK. I have a pension and a property abroad. I've recently decided to start passive investing (ETFs) and am considering how best to construct my asset allocation. I'm going to start with a sum of £3,000 (when I'm more experienced I'll put in the rest of my…
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CTF Investment Options...
Hi So I am in fact asking for some CTF investment options (not savings, although that is a consideration.... read on...) Yes, I do understand the risk with investments / any responses to my question (forum recommendations, etc, etc). I may also fall foul of forum rules but thought I'd ask anyway. My DD is 11 yo and has her…
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The Naked Trader....... Free Copy.
This sounds as if it's a bit like ....... A Monkey With A Pin which was a good read. You can download your free copy here .. http://www.accendomarkets.com/naked-trader-5/
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Ethical Investment Trusts
I am looking for an ethical Investment Trust (i.e. no arms companies, oil, gas, mining etc) to put some savings into. Any suggestions?
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5k to Invest - advise on this plan please
Hey Need some advise please. I have 5k to invest. I was thinking of putting 2x 2k into TSB account that pays 5% and then with the 1K ensure I keep depositing £500 per month to be eligible for the full 5%. Any good? or can you better that? Please help Thank you P.S. I will need the money after 1 year but during the year its…
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US Dollars to invest
I have a small stash (c. $7k) of USD currently sitting in Neteller, earning no interest at all. I'd prefer to leave it as dollars, as we tend to draw on it when we travel to the US, rather than buy holiday money. However, it's unlikely we'll need all of it in the next few years, so I was wondering whether anyone could…
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Cash Isa Maturing July
We are approaching sixty years of age and done very well on the markets to date,have substantial amounts still in taking the risks and happy to do so. However we have two cash Isa,s maturing shortly with Approx 180K,somewhat fed up with the low interest rates and looking at investing into less volatile fund,Vanguard…
