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Investing for your child
I have recently set-up a Junior ISA for my new boy, but wanted to look at some investment funds for him as well. Has anyone set one up for their children and where did you research the best funds? Thanks
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Are you a risky investor? What is your take on negative funds?
So I'm just browsing through the seemingly endless list of funds and stumbled across the Artemis Global Emerging Markets Class I - Acc (GBP) I know emerging markets are risky as hell and as you can see by clicking on the Chart Performance tab, you can see it;s got off to a bad start. Does the starting success of a fund…
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MSE News: Rates are pants - 10 tricks to boost your savings interest
10 tricks to boost your savings interest. Rates are pants, complaining does nowt, so become an active saver to win ... Read the full story: Rates are pants - 10 tricks to boost your savings interest Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our…
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Lending Works, has anyone had experience of lending
Hi, I'm new to this forum so excuse me if this has been asked before. Has anyone had experience of Lending Works as a site to use for savings and income? It is my first attempt at using P2P for savings, so any advice in using this platform would be appreciated Do they offer any introductory bonuses? Can you control what…
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Investment consolidated tax certificate - When do you receive yours?
I am still waiting for my consolidated tax certificate from Hargreaves Lansdown despite it saying on their website that it will available from mid-May. I am now beng told it will be available at the end of May. When do other investment platforms send out their consolidated tax certificates to investors?
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Best shares for 'benefits'
Does anyone have any advice on shares that have good 'benefits' attached to them - I'm thinking like M&S who send shareholders spend and save vouchers even if you only have 1 share
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Fidelity Investments Problem
Is anyone else having problems with Fidelity ? I placed an order to switch funds at the end of March, but found out a few weeks later they'd done something completely different with my money ie bought different funds ! Very worrying I have contacted Fidelity several times by phone and email. They are always very polite and…
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Expat - What to do with 140,000 GBP
I am an expat and will not be returning to the UK in the near future. Having said that, I have recently come into some money and would like to know what my options are with respect to keeping/investing it in the UK. I'm pretty new to investing, but I'm told by many this could be a fruitful avenue. I'm not so keen on the…
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Choosing a Wealth Management Company
I am an expat and am looking for a company to assist me with investing my funds offshore. I am fairly new to the world of wealth managers and wanted to know if there's any way to check if a company I have approached is reputable or not. Appreciate your advice. Thanks
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£4k to put in savings - where?
Hi all I've read through Martin's pages on savings and ISAs but frankly I'm going around in circles. My father is giving me £4,000 as a wedding gift, and I was hoping someone could tell me where's the best place to put it? I don't currently have an ISA, and can lock it away for 1 year, maybe 2 at a push. Which is the best…
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Barclays Premier Banking
I note that Barclays has moved some customers who fall well short of the basic income requirement to Premier Banking without asking them. Is anybody else wary about this?
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Lloyds Dividend Payment
I don't know how many ordinary shares I now have with Lloyds they were originally freebies from Halifax but £1.94 pay out today was a bit of a damp squid, especially as I have been getting £25.90 per year on the preference shares. At least it got me to sign up to Equiniti online.
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How much tax?
I have a friend who bought shares for £16k which are now worth £101K. He is self employed and wants to know if he sold them how much would he actually get after paying tax and average selling fees?
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Is it time to sell corporate bond funds?
We keep hearing media chatter about the bond market except that they generalise and neglect to mention that what they really mean are gilts and not necessarily corporate bonds. Still i am getting slightly jittery. I am currently invested in.. fixed…
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£100 per Month to invest- Where to start?
I have never invested before other than pensions and have all my savings either in cash ISA's or current accounts, very safe but not much in the way of return. As a first foray into the world of investments I was thinking of investing an inital £1000 lump sum plus a further £100 per month. However as a novice I'm not sure…
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Can DW claim tax-free interest?
Just wondering, we're contributing all of my DW's gross salary (less about £1000) into her pension for this year and hopefully for a few more years. Does this entitle her to claim tax-free interest on any interest from her bank accounts as her effective wage after pension contributions is now around £1,000 per year?…
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EIS, SEIS, or Social Investment
Hello I'm looking at putting money into one of these, mostly to reduce the income tax I have to pay for 2014-15. It will be a small amount, so I could afford to lose it, but even so I am looking for something at the less risky end of this risky kind of investment! I've spent some time trying to research them, but a) don't…
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Further investment in Vanguard LifeStrategy?
I've held a small amount in the Vanguard LifeStrategy 80 product (~£500) with Charles Stanley Direct since around the start of the year inside a S&S ISA. I'm in my mid-twenties and have a reasonable amount saved in cash for emergencies (~£20k). I now have a further £4,500 ready to invest and I'm wondering whether or not…
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Can you recommend good General investment trust?
My budget is around £30-60 a month.
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How to apply for LLOYDS goverment share sell off?
II'm under 30 and looking at getting some shares for growth. I'm thinking about buying up to £1000 share in LLOYDs when the goverment do the sell off. But how do I apply for it?
