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Premium Bonds
Do other users and bond holders think it's odd that one never hears of big premium bond winners by name.When you think that lottery winners have their names plastered all over the press but i've never seen a £1000,000 winner by name only by county.This could be the next scandal,that there's no such thing as a winner and…
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Another punter looking for portfolio critique
Appreciated a few of you will be fed up with these sorts of threads, especially from noobs like me, but I would appreciate any consturctive comments/ criticisms anyone is willing to give nonetheless. Anyway, heres my portfolio: Japan - Aberdeen Japan Growth Class A Accumulation - 1.58% Flexible - Artemis Strategic Assets…
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how do I get the max interest on £100k?
I have an opportunity to invest 100K & after reading of the many clever ways of using monthly savings accounts & getting very confused... would like some clever soul to unravel the best way I can rotate cash to gain max interest!! I already have Isa as does my husband. Really could do with some help:)
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Encashing ISAs vs bigger mortgage
Just want some opinions: we are in our 30s and have built up a nest egg for the future in cash ISAs, and are planning to move soon to a bigger house. We also have some cash on instant access. Despite the dire rates on offer at the moment, is it generally considered prudent to hold onto ISAs due to tax status and borrow…
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Should I consolodate everything into Vanguard?
Hi, Looking at my Portfolio right now, I have small amounts in the following: I'm thinking of ditching everything (or at least some of the funds/shares) and putting everything into the Vanguard Lifestrategy (I have an S&S ISA too which I exclusively use Vanguard Life Strategy with) Any thoughts please? Are there any I…
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Best account like Barclays Direct (formerly ING)??
I have an ING account but the interest is pitiful, 0.5%. Does anyone know if there is a similar type of account out there but with better interest? I really like the 'instant' access via the internet and the fact I can have numerous sub-accounts within it. Sorry if this has already been asked already, but I'm new to this…
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What to do with proceeds from flat sale?
Hi everyone, I'm in the process of selling my flat to buy a house, but we're completing on one transaction before starting on the next. This means I am going to end up with about £890,000 cash coming my way. Where do people think I should put it til we find something to buy and get close to completion on the purchase? I…
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How to complaint about Brandeux to IFA.
Please can you help I am new to this site but would appreciate any of your input. Back in 2009 I had IFA come to my house and I explained that I would talk to him, but not that interested in investments as I can end up losing money. At which point he went through his portfolio and pointed me in the direction of this "…
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Is it too late to close my ISA?
Hello all I need some advice. I decided to re-activate my ISA account in the Ulster Bank (part of RSB) about 6 weeks ago. I went into the bank, filled in a form that said I wanted £10 transferred over from my current account to re-activate it again and the lady said it wouldn't take long before I could start making…
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Short and medium term savings accounts
Hi all, Looking for a wee bit of a heads up if you don't mind, currently I have a few savings accounts attached to my current account which I transfer any visa spendings into so that I can pay it off every month and where I put my Tilly tidies into ... I let them mount up to £50 a time then transfer them over to either my…
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Investing for children
Hi I'm looking to start investing a regular small amount each month for my 2 boys. I've a couple of AIM shares in mind. What would be the most efficient way to go about this? I am looking to build a balanced portfolio for both and at the moment I have cash and an index tracker set up. The cash goes into a regular savers…
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investing money when living and working overseas
Hi all very new so please be nice I recently moved abroad, no longer paying tax and find myself with a decent savings pot. my question is where to put this money so it earns a decent interest rate but i dont break any rules regarding my non uk resident status ill be honest i dont totally understand the implications of non…
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Tide turning for interest rates?
10 year UK Government Bond Yields now stand at 2.93%. Sounds low until you consider that on May 2nd they stood at 1.62% Thats an 80% increase in 4 months Leeds Building Society have just launched a 3% ISA. Small investors have piled into the stock market whilst Osborne is guaranteeing 0% sub prime loans with taxpayers…
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Isa
Can anyone tell how I can find out if my recently deceased mother had an isa, my sister thought she had one but her bank said no.
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Vodafone shares
If I buy £800 worth of Vodafone shares next week will I Qualify for the big dividend payment because of the verizon deal, on the tv news it says that vodafone will give half the money to investors and the other half to re-invest with the city bankers and pension funds.
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Premium Bonds
Hello, I was thinking of getting £30k worth of premium bonds. The web site says you can expect a return of around 1.30% per Annum from prizes. This is approx the same as an easy access account on market today and there is always a chance I may get lucky with a big prize with premium bonds. I don't see I have much to lose…
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First state global emerging markets "soft closed"
Hi all, Got an email for H&L re the above fund, it appears ( although I may have it wrong) that its been soft closed, I have been informed I can still make monthly deposits into it and that I will still receive the discount but that it has been closed to new investors I was wondering if maybe its time to just let that fund…
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£50 per month to invest, up to 15 years. Where?
Hi, as the title says, I have £50 per month to invest, I hopefully won't need it for another 15 years or so, but I don't know where to invest it. Any thoughts would be appreciated. I currently have £1,000 in my employer's shares, with a regualr monthly investment of £50 (to be increased to £100 in near future). I also have…
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Transferring shares from an employers share plan into an ISA
Hi I have a share plan with my employer CAPITA that started in 2010 at an option price of £7.02. it is due for maturity in october. Can these shares be transferred into a stocks & shares ISA if I take up the purchase option?
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Does anybody have this problem with monthly interest payments from Shawbrook?
As I have investments bonds with a number of UK institutions I need to be able to identify monthly payments arriving in my Nationwide current account. With ALL monthly interest payments, except Shawbrook, the name of the institution shows in my Nationwide statement. I have been bouncing between Shawbrook and Nationwide for…
