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Newb - Shares
-Guys, Just a basic question. Say I have 1000 and I buy 100 shares in a company at 10 pounds per share. Say the share jumps up 15p and I sell. That means I make £15.00. Now I repeat this 10 times and make £150.00 Now, before I spend my grand - what is my outlay? - How much does it cost me to sign up an account on say iii?…
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19yr old with student loan to invest
hi im currently a uni student and have a part time job which covers expenses, save for accomodation fees which come out of student loan, leaving me with about £500-600 every 3 months to invest (I already have an emergency fund and plenty of cash isa savings, so am free to invest all of this student loan money) I have an HL…
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What ISA ?
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What is a Bond??
I am looking for somewhere to invest savings of £85000. I have looked at the Post Office Online Fixed Bonds. I have always associated Bonds with investments - so just need some confirmation that these PO Bonds are just savings accounts and there is no risk to my initial deposit. Can anyone advise please? Many thanks.
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alliance saving trust or cavendish online
I currently have equity isa's and sipps with Hargreaves and lansdown but think I can probably move to a cheaper platform -the wife as well- the choice seems to be between two alliance savings trust or Cavendish online -any opinions of the service level and associated costs -also does anyone know if I can move my existing…
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what's the best way to tie up £170,000 for 15 years
My father wants to invest £170,000 for his grandchildren to inherit in 15 years time. He's happy to keep the capital tied up for that period but wants it to generate income for himself. The only proviso is zero risk. Any suggestions?
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£10,000 to invest In shares for dividend income
Hello, I wonder if you could give me some sound advice? I have £10,000 to invest in shares, hopefully to produce an income from dividends. I'm not a tax payer. I'm thinking of investing in blue-chip shares along the lines of BP etc. Any ideas, or advice would be welcome.
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Investment income
Hi I'm emigrating to France as my ex-OH's pension is now in payment and I have £500+ each month. I realise this is not enough, but plan to sell my house and with the equity I will buy the new house and I would like an income from the remaining equity of around £60k. Where would be the best place to put it? I also have my…
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No savings, no pension.....
Me & the wife are both 33, have two young children and are hopefully about to move Into a larger house. We have no savings at all, no pension at all either. Wife has a new job which comes with LGPS and she is opting in, my company will start its pension scheme in 2014 I believe. Question is where do we start? We will have…
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savings account after death
not sure I in right place..my son died in 2008 and left a post office account with over £5000 in it..the PO said as I wasn't net of kin I couldn't remove it..but due to family circumastances he was estranged from his wife and children...how or who can claim this money?..how long will PO keep this money for?..if anyone can…
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Very basic Stock ISA Question
Hi, I'm just getting into buying stocks and have an extremely basic ISA question. As I understand I can invest approximately £10k in shares and put it into an ISA wrapper, and those 10k worth of shares will be free of capital gains tax? Therefore once I have filled up the 10k of shares into that ISA it doesn't matter where…
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Vodafone shareholder cash return
I got few Vodafone shares. I had hoped the cash return from Verizon sale was a cash dividend back to shareholders. But since the sale news share price has really only changed from 190p to stabilise around 210p. Has the 112p return still to be factored in? After reading HL summary of the new deal for shareholders, can…
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Walmart Share Profit Calculation - Where am I going wrong?
I was trying to calculate the total return on shares in supermarkets, i put together a spreadsheet to calculate profit and loss. Everything seemed to be fine until i calculated the returns from investing $1,000 in Walmart in 2006 until the present day. i have checked my calculations but they claim an almost $20,000 return?…
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X-O and Barclays right issue
hi i currently hold barclays shares with X-O and have heard nothing from them about the RI which i am not happy about!! How can i buy these shares iv just read we only have until the 13th? thanks
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what would you do.
I had s/s isa`s with Hargreaves Lansdown to the value of 70k. We are putting the house on the market and will need this money at a guess in about 6 months time depending how quick the move takes. I cashed these in about 3 months ago to be on the safe side, the money is now sitting in a s/s umbrella account as cash earning…
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Offset mortgage - how should I take better advantage?
Dear All, I have an offset mortgage pegged at Bank of England base +0.75% so am currently enjoying an interest rate of 1.25%. I can borrow £200k+ as an overdraft and still have 10 years+ left on the mortgage at this rate, although I recognise it unlikely to stay that low forever... I'm trying to think what I could do to…
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Barclays Rights Issue
I read today that existing shareholders will be offered a chance to buy new shares at a rate of 185pence, for one share in every four you currently own in this issue. I currently have 500 shares which I purchased when they were 52pence back in 2008. I will therefore be offered 125 shares in the new issue at the 185p rate.…
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Selling home to fund Care home fees
I would appreciate advice please. I have Power of Attorney for my cousin - who has dementia and is in a nursing home. When the funds come through from her house sale - approx £230,000 - where do I invest it to keep it safe? I shall be withdrawing £3000 per month to pay her fees. I am aware that if I invest more than…
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Best way to save with a Lump Sum
Hi There, It seems very likely that I am to receive a lump sum in excess of £75,000, tax free. I do not have any debts or savings at all at present. Nor do I own a home or any items on repayment. I notice that several of the options presented on this site for saving and interest on accounts, include requirements for…
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Savings without a debit card?
Hello! Long time lurker here... Are there any savings options that don't require a debit card? Due to past bad credit/money management, I only have a basic bank account and am happy with that, much prefer to deal in cash. I've finally got myself in a position where I can manage my budget and want to start saving, I'm not…
