-
Secure key comes to First Direct
http://www1.firstdirect.com/1/2/securekey?wt.mc=FSDT_eN2fa2013 Oh for f**ks sake. I'm off to Santander. You have the option to use the account without it, but then you can't actually do much with internet banking anymore. At least they have a mobile app version.
-
Money saving tips question, 10pts for the best answer?
What do you feel is the most important thing that you can do when saving money and what are some other ways you can save money.
-
What would you do with £100k?
My savings rate of 2.8% has now ran out and checked to see the latest offerings and they are around 1.5%, completely depressing. Have thought about peer to peer lending. I don't need access to the cash but will need in 2 years when I move out. Would it be a good idea to buy a house for £100k and let it? Would the % of net…
-
moneysupermarket.com
tried to sign up for santander 123 from mse but link doesn't work ditto if I try to enter http://www.moneysupermarket.com (I only just realised the link went via them), has something happened to moneysupermarket.com?
-
9k what to do?
hi we have about 9k to put away and am lost. morgage 2.79% could do lump sum payment only done 1 isa this year as rate so low. already have YBS monthly account £500 @ 3.something and 2 of their £250 per month reg saver in the kids names @ 3. something. was considering premium bonds with some of it???? morgage extra…
-
Advice for best returns on £5k
Can anyone advise me of anywhere that will pay a decent return on a £5k investment? We don't really want to tie the money up for anymore than 1 year at a time and don't want to risk losing any of it in one of these accounts where it can up or down. Just somewhere where we can invest it and get a decent return in interest.…
-
Debt against house
Help someone please! I own a house with an x which he has a 15k court order against. This is not in my name! I want to sell the house but he has said the equity needs to cover the debt which would be his equity and my equity which makes the equity required 30k The equity will currently cover his bad debt but not double!…
-
taking back control from IFA
I have money invested in an investment bond on the advice of an IFA. I would like to take back control of it, but the company it is invested in doesn't deal with individuals, just with IFAs. How would I go about transferring my money? Thanks in advance, Stepatatime
-
I don't wanna...humph
Hey everyone. I know paying off debt is better in the long run than saving at the minute. I have managed to half my credit card bill in the last year, while putting double that amount away in saving. I know that I should pay off my card....but I don't wanna!! It would crush me to have my savings halved, even if it did wipe…
-
Let down by IFA
My IFA gave me wrong information re encashment of an investment and as a result the proceeds will not be available in time for what I need it for. As a result this will cost me quite a bit of money. Do you think I have any redress?
-
£17,000 - best ways to invest?
Hi all, If anyone has any advice on the below then I'd love to hear it: - 37 years old, no kids. - £149,000 mortgage (house worth £200,000). 1.25% interest rate (0.75% above BoE rate). Part repayment. - £123,000 BTL mortgage (property worth £145,000). 4.95% interest rate (variable rate). Interest only. - £30,000 in pension…
-
Does your index fund invest in what you want?
I'm setting up a SIPP to shortly go into drawdown. For something different I decided to set up a balanced portfolio with some reliance on Index funds. Starting with the far east, choosing one from a well regarded supplier I go for Vanguard Pacific ex Japan Index. Now looking on trustnet I find that the index it follows…
-
Age 16 savings account
Can someone please help, my daughter is 16 and starting an apprenticeship, we want to start to put money into a savings account for her but we're finding that children's saving accounts only go up to age 15 and adult accounts start at age 18. Can anyone suggest what we can do? Many thanks :o
-
Naked Wine Bond
So what do you savvy folks think to this one??? I use Naked Wines occasionally and have been pleased with the quality of their service and produce. What do you think as a little investment? Interested to know as I make it a rule to never look at wine investments, but this is slightly different...…
-
Help me clarify my thoughts!
I’m just returning to a situation where I can begin to save seriously again. I’m thinking about what to do and I’d welcome any help/suggestions to clarify my thoughts. Please be gentle as I’m fairly new to these parts of the forum! Background: 46, married, no children, no mortgage, no debts Current savings, investments and…
-
Investment ISA guide?
Hello, I'm looking for a little help as to what to do with some money and I'm really lost ATM! We have filled all out cash ISAs for the year and still have a reasonable sum floating about, nothing like others on here just 30k or so but its going up all the time now we are both working. We have also have two regular savings…
-
£155k to Invest
Hi, I have £155,000 that I need to put into an account of some sort to gain some interest. Thing is, interest rates are very low at the moment. I'm looking for a low risk plan to try to get the most return for my capital. Nationwide offer 5% for the first £2,500, but what about the rest of the £155k? If there are any…
-
Santander123 Account
I looked at my Santander 123 Current Account Statement and it says in October, they will convert this to the Everyday Current Account Automatically in October 19th? Do others have this? I meet all the terms and conditions of the 123 current account, in that I deposit 500 pounds each month , keep min balance of 3k to get…
-
First Pacific Company Shares
My friend was given a number of share certificates in First Pacific Company Limited, each one has nine 1 US cent shares. The company is still trading. The current share price seems to be 8 HK$....which is one cent. The shares haven't been transfered, still having the original owners name on them. Would it be worth the…
-
Choices at 23
Hi guys! I am new to this forum but have been reading religiously about saving since the start of Aug and have picked up some really good ideas from peoples' posts and would like the forum's opinion on my current plan. Firstly my goal is to save up for my first property. Looking to buy w/ mortgage hopefully in the next 3…
