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Georgia 10% PA 12 month term deospit.
Got this from the bank today. For Gel rates are: 12 month Time Term Deposit in GEL - 10% 24 month Time Term Deposit in GEL - 10.25% There is no chance of Bankrupcy, because as i have already mentioned the regulations of National Bank of Georgia is stricter than Basel 2, they control us every day, Georgian Banks are even…
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First Bus Rights Issue
Today First Bus cancelled this years final dividend and called a rights issue. FirstGroup said that the proceeds from the £615 million rights issue, which will give investors who already hold shares in the company the right to buy additional shares at a discount of 62% My question is if you hold your shares in a nominee…
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Poor credit, looking for a joint savings account
Hello I have recently been turned down to convert one of my Co-op cashminder account into a joint account for me and my partner, due to poor credit rating. Has anyone has any ideas who will accept us, The amount is over £10,000 and we would prefer to have easy access. I know Barclays, Nationwide, Santander won't accept me,…
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Using current account for Savings
I have a Santander ISA that pays 2% and the Santander 123 account which pays 3% over £3k. I am thinking of moving the £7k I have in the ISA to this account I also save £500 per month. Eventhough I will have to pay tax on the interest I am wondering if this is better than keeping it in the ISA. The 123 account pays interest…
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Virgin E-ISA?
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25 year old in need of advice for saving for the future/a property
Hi, I am 25, have just finished studying and am currently living with my parents. Whilst looking for a full time job I am working in the part-time job that I have had while studying and save £500 a month. My career choice means that I won't be earning a decent wage (20k+) for at least the next two years. However, I do hope…
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Philippines anyone??
This is not advice or anything other than observation. Some time ago I had a chat with a well connected guy in Hong Kong. He has a wife from Indonesia and he got me thinking (he is a legal guy so it was just chat - he is not in the finance industry) about investing there (in Indonesia). An enormous population, internal…
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H-L Loyality Bonus
Anybody know if Hargreaves Lansdown has stopped it's loyality bonus because I haven't had one for April yet. They normally come though at the beginning of the month.
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Online stock trading platform for Greek stock exchange
Hi, I'm looking for an online trading platform which has access to the Greek stock exchange (Athens stock exchange). The only one I've found so far is SaxoBank's platform which I find quite slow and non-intuitive, and generally hard to work with. Any suggestions? Thanks
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£30-45k to invest... ISA used up
Hi All So iv maxed out my Stocks and Shares Isa for this financial year. I have £15k to invest right now and will have additional £30-45k over the next 3-4 mths. I'm fairly risk prone where there is a possibility of higher gain. I also wouldn't like to tie in money for too long. What options do I have? Other than the…
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simple instant access savings
Can anyone confirm that Sainsburys instant access @ 1.5% is the best rate out there for an account I just want to be able to clear very small cheques through and put and take at will? Thanks. :T
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How Kicker Bonds Work
I was doing research on this but do not have a full grasp of it, can anyone here sum it up?
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What to do with £20,000 savings per year?
Hi everyone, It's my first post as I have never had any money of my own before (I was always paying it back!) I have paid off all of my debts, I don't own a house or a car and I am easily on target to save £20,000 per year. I'd really appreciate some advice on how to make this money work for itself - whether that's getting…
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Bank of Baroda
Has anyone had any negative experience of investing with this Bank , just about to invest with them ?? MA
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Santander esaver withdrawal limits
Anyone confirm the daily limit on withdrawals from these accounts. Can't find the info anywhere. Regards
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Naive but keen to learn+have £30-£60 p.m- Help please?
Hi there, I'm a newbie on here so please take it easy with me. I feel guilty as I'm going to ask the sort of question that you guys must be bored to tears with: My girlfriend and I want to invest between £30 - £60 per month and am unsure whether to use a passive fund or an actively managed fund. Ideally we are looking at…
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Invest in bricks or self?
Hey there, my mind is going round in circles trying to decide the best thing to do. I have £60k to play with which I have saved in the last 10 years. Should I: 1. Buy a 1 bedroom property (up to £100k) with a small mortgage for myself and invest all my time in trying to get better qualifications? I have had to take a job…
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Investment Bug
Well as a few might know I am new to investing and have now finally got my portfolio up and running. It has taken since the new financial year and I am still waiting for transfers in of cash ISAs My portfolio is now made up from: Invesco Perpetual High Income (acc) Invesco Perpetual Japan (acc) Newton Asian Income (inc)…
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How to choose funds
I've been using H&L for S&S ISA and SIPP and been picking my own funds for the last five years or so. I have had some success, but overall performance has been 'ok'. I invest a lump sum intermittantly a few times a year (although I understand the benfits of regular investment, I receive my income in lump sums and regular…
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Another please critique
Hi all, I'll hold my hands up and admit I'm a novice but very willing to learn. I have £10k In a cash ISA and am comfortable to keep it at that as rainy day funds until rates get better. I've got £31k in my current pension 'pot' and adding to it at a rate of 26% in total (my conts plus employers). I've currently got 50%…
