-
Force up interest rates
Although it might be very hard to motivate a large enough group of debt free savers, would it make banks, etc and even the government re-think their savings interest rates if every saver threatened to withdraw their savings at the same time. We probably all moan about the low savings interest rates but if everyone withdrew…
-
Basic Advice RE. S and S ISA
-
ISA rates in 2013...
-
Trustee accounts
Got a legacy coming in a Discretionary Trust and need to set up a trustee savings account for the Trust Fund. The normal savings comparison web sites don't seem to cover this area and the few accounts that I have found give pitifull interest rates. Any recommendations for a couple of accounts (2 x £85K for protection) with…
-
Difficulties with a savings bank
Recently set up a M&S Everyday Savings Account. My attempts to extract information from their website, contact them either by phone, or through their website, have been discouraging - extremely discouraging. I am currently unable to withdraw money from the account. Have others had similar experiences?
-
Kent Reliance (KRBS) maturing 30th Dec
Hello My KRBS ISA of around £27k will mature 30th Dec 2012 and go down to 2.3%. Is anyone else in same situation and where will your money go? 14 day cooling off period from 31st Dec and then 180 day penalty if you withdraw apparently. I'm looking for somewhere with quick access as unfortunately I'll need to use it for a…
-
What best to do with 17k savings?
Everyone has thier strenghths and areas for improvement...money issues represent the latter for me unfortunately! As such, I thought I'd ask for some advice. Basically, I have around £17,000 that I'm not sure how best to save. It is in my current account at the moment and doing nothing for me interest wise. I'm keen to…
-
War Bonds 3.5
RE: War Bonds 3.5 My grandads war bonds have been passed down to my mother and she also would like to pass them down. Q1. How do you go about doing a transfer? At the moment they pay about £900 twice a year I think and were initially for £50k ish. Q2. What would the value be of them if she wanted to sell them?
-
best thing to do with my money
Hi, currently got £35k in a virgin money savings account taking the monthly interest. Just had an email saying in Feb they are cutting the rate slightly. With the current climate and the general way banks have been this have annoyed me some what so want to move it but really want to get the most possible returns. I've been…
-
Question
I plan to buy a house in the next couple of years and my ISA is 5.6% until June I think plus I don't have any regular savings accounts. Is buying a house possible?
-
Lump sum savings
My Mother has just downsized property and as a result has a lump sum to invest - around £25k. She's already used her ISA allowance for this year - what is best mix of short, medium and longer term accounts to ensure the lump sum grows at least with inflation each year- but without taking risks on the capital invested?…
-
Would you have a cheeky punt on these?
Hi everyone, been looking through some random blogs on stocks & shares & found FOGL (Falklands oil & gas ltd) as a very cheap buy, having read up on the news articles etc i've decided to buy a small amount of shares with them about 2.5% of my portfolio. What do you guys think?
-
Platform review delayed
The FSA has delayed the publishing the rules on the platform review until Q1, 2013 instead of end of this year. This will have a likely knock on effect to implementation as the FSA has said previously that it will give providers 12 months to implement. So, rather than end of 2013, it looks like it is creeping into 2014.…
-
Saving for Children
Hi all, I have been researching ways to start saving for my 9 month old baby, however am having a little difficulty in selecting the right solution to meet my needs. The Junior ISA looked promising but I am not happy about the child having access to the finds at age 18. I remember what I was like at that age and certainly…
-
Turned down for first direct accounts - weird
Anyone else had this problem? I did apply a few weeks ago, but they wanted evidence of my address (certified passport and other things), but due to travel I did not have time to get it in. I did get it all together, but by then I apparently had to re-apply. So, I reapply and get told I did not meet their 'account opening…
-
Advice please!!
I have decided to set an ISA up as I haven't had one for a few years, mostly due to having so little in it! I decided on ING at 2.5% interest for a year, with online management and started the application process online. At some point during the application it then suddenly went back to the home page with no…
-
Inheritance Investment
Morning, We have received inheritance from a grandparent and part of it is that 4 children have accounts set up and put into trust for when they reach 18. We thought we had it sussed and had planned Junior cash ISA's but just found out because they all have CTF's they cant have that. Is there any account our there that…
-
Is £10 offer fair on compulsory takeover?
I was a shareholder in a publicly listed PLC which was the subject of a takeover bid by an indirect subsidiary of another publicly listed PLC in early 1996. I received all the takeover documentation, but was precluded from taking part in the takeover offer as I was resident in a country that was explicitly excluded from…
-
G.E. Capital Direct?
I mentioned this bank the other day but as it was in the middle of another thread it was perhaps overlooked. https://www.gecapitaldirect.co.uk/savings_accounts/ge_bond_accounts.html checked it out as much as I can. Anyone banked with them?
-
Cheshire Building Society Direct ISA
I'm not happy with the Cheshire at all. Sent an application for an ISA together with a cheque for £5640 on 19th November and the account still hasn't been opened. I rang today to be told my cheque arrived on 28th November and they are within the 15 days they say it can take to open the account. I have used the Royal Mail…
