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Best short term place for large lump sum
if i am going to be holding 100k in an account for a few months, where is the best place to put it? i'll need the full 100k withdrawn again after a few months. thanks
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What to do with £7k?
Hi, I'm a 20yo university student, I have about £7k coming in the next couple of months from a family member who I lent a loan to. Any suggestions on how to maximise growth and returns? I'm not interested in AIM shares or CFDs as I lost £7k this way over two-years.. My Current Portfolio: £5640 in Cash ISA (3yrs fixed -…
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ING and Barclays purchase
Just had the letter from ING about Barclays 'takeover' and all the Q and A's attached...lots about exceeding the 85000 threshold, but should Barclays/ING have not listed Barclays other owned businesses as part of the info, otherwise the threshold could be exceeded unknowingly????
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Hargreaves&Lansdown
I have an account with H&L, S&S ISA. I have regular monthly dd set up, rather then buying with one off large amount. What I noticed is that they take the money out of my bank account, then they put it into my S&S account and then it sits there for at least couple of days before they "buy" the units in my chosen fund. Why…
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ProSearch
Hi - anyone know much about Prosearch? They contacted me regarding Abbey National shares to say I would lose entitlement and I need to contact them to have cash sent to me, so I replied to give them my new address details - the outcome is that out of the £527.28 due to me, they have taken £100.13 + vat as an administration…
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Transfer my savings from Australia
Hey guys, I've been in Australia for almost a year now, going home in 3 weeks. I have managed to save up $10,000 whilst working out here, which I was also able to reclaim all the tax I paid on that too. So, what is the best way to get that money into my UK bank account without losing too much of it in fees. And also, will…
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Santander 1-2-3 account 3%
I am considering opening a Santander 1-2-3 current account and holding £20,000 in there as a savings account. Obviously I would need to transfer in £500 per month, but that can be moved out again as I realise that there is no interest on balances over £20,000. It is late, and my brain is fried. I am appealing to all the…
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Retirement - making the most of savings
I'm thinking of retiring in a years time and currently sorting my finances. I've calculated that I'll have about £200k to put into savings but ideally I want to withdraw any interest on this amount on a monthly basis to live off alongside my monthly pension amount. What would people recommend I do with this amount to…
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best thing to do with....
Hi, i currently have 25k saved up and was clueless about what the best thing to do with it is. ive looked at banks isa's interests rate which are slightly confusing and concluded i would get between 3-4% interest which isnt a great deal.. any suggestions?? maybe an investment? And second question is a family member…
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First Direct Regular Savings Account
Me and Mrs MikeTaff hold a HSBC current account, and their regular savings account currently only pays 4% interest. We are both interested in opening a first direct current account to get the £100 bonus, and then open two regular savings accounts @ 8% Can we open a regular savings account in each of our names whilst…
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IFAs - what is "normal" for them to charge?
Am going down the route of an S&S ISA for the first time and have had an IFA look into it on my behalf. Just wondered what the "normal" commission for something like this is - they seem to want 3% of any deposit then an annual 2% of the value of the portfolio, if that's the right word. Is this good? Bad? The norm? Is it a…
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child trust fund
Hi i have been told to get a trust fund so i can put all thechildren’s money in one place then when they are 21 they get a cut of what’s inthe fund. . The children are 6, 14, 16 and 17. E.G.> first one gets 25% of the fund then the next gets33% and the next gets 50% and the last one gets the balance, Can anyone recommend a…
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Boosting My Wife's Pension - A Minefield Of Options...
Hi, My wife (44) works for Glasgow City Council and has been a member of the Strathclyde Pension Fund for 20+ years. She is a low paid part time worker and is looking at options for boosting her potential pension. Looking at the website it suggests that she has three main options: * by arranging to purchase additional LGPS…
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JPMorgan Natural Resources - Why dropped like a stone?
Hi, Like many others I hold JPM Natural Resources in my portfolio and have done so for more than 5 years. Upon checking my funds recently I noticed that it has consistently dropped like a stone since Jan 2011. Any ideas why and what are peoples view on continuing this as a long term hold?…
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How would you get a HL S&S 3 month statement? Is it even necessary?
Story short, the solicitor has been made aware of all my brothers accounts - all current accounts, his cash ISA & his eSaver, as well as his HL S&S ISA. He received a letter from HMCS stating the following (& i quote...): He has current accounts with Nationwide, Santander & Halifax - they should be simple enough to get…
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If I have the £5.7k to max an ISA..
Then I may as well wait till March? Just before the end of the tax year (rates are supposed to jump a bit too) - and you get all the benefits as you would if I had done it 10 months earlier? Thanks moneysavers!
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What is the best type of savings account?
I am saving money for University tuition fee's, and am curious as to which kind of accounts will give me the best interest rates, on top of my savings. I will be depositing £1000, and then will be adding (via DD) £100 per month for approximately 18 months, giving me a total of £2800 put in to the account. I'm not asking…
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M&S Everyday Savings
This seems to be the highest instant access today - just applied for it. Anyone know if it's any good?
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Saving for a House Deposit
Having read through this thread I'm still not 100% what method of saving would be best for me. I'm looking to start saving from this month with my partner for a house deposit. We plan to save around £1000-1400 per month (total) for around 12-18 months or until we have £18-20k. We don't mind having it locked up for 12…
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The Fiscal Cliff
Explained in full here ;) http://www.telegraph.co.uk/culture/culturevideo/tvandradiovideo/9729253/The-Simpsons-Mr-Burns-explains-the-US-fiscal-cliff.html
