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A Savers Saving Ambitions: House Deposit and Portfolio
Hi All, I've been lurking on the forum for some time now and started a couple of threads in which members on here have been very helpful, thank you :beer: The general gist of me; I'm 21 currently living with my girlfriend and work full-time whilst also going to university once a week on day release from my place of work. I…
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Children's Bonus Bonds
Absolutely furious - Letter received this week that Children's Bonus Bonds can no longer be reinvested after they reach the end of their 5 year term once the bondholder has reached 16. My eldest child was thrilled with her 21st birthday nest egg last year, but her younger sibs are now going to get heir money in dribs and…
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Put away deposit on a house
Hi, I wonder if you could please help me chose a good saving account for a sum of around £30,000. This was half of the deposit we were about to hand out ahead of exchanging contract on a house when the seller unexpectedly pulled out. I am not too sure whether to go for an instant or else. We continue looking for another…
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Euro savings accounts in UK?
Do any UK banks offer no-nonsense savings accounts in the EUR currency? Hoping for something with 2–3% interest.
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First Direct
Hi all, Now that my 5% First Home Saver has gone from Santander I am looking to other banks to get a good return for my money. I have decided to open a First Direct regular saver at 8% in addition to my 2 Santander savings accounts. I have searched for the thread explaining how to open one without having to have a current…
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Commfreefunds closure, RDR etc
Hi, I have funds ISA currently on Cofunds platform with discount broker Commfreefunds. As a result of RDR they are transferring all business to hunter Barrington Ltd. I am totally confused about RDR, bundled/unbundled pricing and how this will affect trail commission discounts on existing investments. The question is what…
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Hargreaves Lansdown - Credit Card topup?
HL allows you to topup your ISA etc using a debit card. Has anyone found anyway to use a Credit Card to do the top-up? This would get me avois / rewards etc. Before Paypal scrapped it's Prepaid card, you could top that up from a credit card and then use it as the HL debit card. However, now that's gone, I'm stuggling to…
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Withdrawal from Europe - Market Fears?
Given the current rise in public opinion in favour of the UK withdrawing from the EEC, and the possibility of a referendum on our membership, should investors with holdings in the UK market be worried? The UK is the largest market in my portfolio and I'm considering reducing this.
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How can you identify your HL S&S ISA portfolio for declaring on court forms?
My brother needs to declare his accounts & also his investments. Bank accounts are simple - bank/building society name, sort code, account number & away you go. What about identifying his HL S&S ISA portfolio? Could it only possibly be the client ID number? Or is there another way to identify?
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Mummy's attempt to budget & save.
Hi everyone. I've just read a thread about someone trying to build up their savings and was inspired to start my own. I'm hoping this will act as an incentive for me to behave with my spending, and fingers crossed pick up some money saving tips. I'm a 23 year old single mum with a one year old daughter. I was employed full…
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Carpetbagging, anyone?
Are the opportunities to do any carpetbagging long since disappeared now? I still have several building society accounts with token amounts in them, usually £100 or slightly more, from back in the carpetbagging days and retain my membership in each of them. I don't particularly need the money now but can't see any more…
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First Direct's 8% regular saver...?
I've just had interest paid to mine dated today. I was just wondering when is the best time to begin one again? Am i right in thinking that the best time would be the final day of the month - 30th November if i'm to do it again this month? Or does it make no difference at all on what date of the month you begin it?
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Where to save after ISA
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So confused over £100 rule
Hello, Apologies if I'm not posting this in the right place or if this has been answered elsewhere. I tried searching and couldn't find it! The £100 rule is really confusing me. I have just opened Halifax's 12 month kid's savings account at 6% with a £50 cheque from my uncle. Since for the account you need to pay between…
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Online Savings - proving your account balance
Hi, While there is plenty of advice around about being safe online, one thing not clearly mentioned is how do you prove you have an online account and its current balance. Every month I print out my online savings statements etc and also keep a copy of my current account showing the debits and credits to the savings…
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Calling those with a "high" level of savings/investments! (£50,000+)
Obviously this £50,000 figure is not that high yet it is in my own humble opinion! Just curious as to all the different situations surrounding how you got there? How long it took you to get a decent amount saved/at what age? Paid down a chunk of my debts today by taking £2,000 out of salary and £3,000 out of my emergency…
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Switching to the best online stock broker
Hi I am currently with Barclays stock brokers and thinking about changing as I get charged £15 per quarter for an inactivity fee. I have a couple of questions that I am hoping some of you may be able to help. a) is there a cheap way to change brokers? I understand I will have to pay £15 per stock holding to leave Barclays.…
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Whats the difference
Hi after searching high and low what is the difference between these two funds any one know thanks M&G UK Corporate Bond A Acc GBP M&G UK Corporate Bond A Inc GBP
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Barnsley BS Icelandic Saga & mini payouts
http://www.barnsley-bs.co.uk/about/information-about-icelandic-refunds.html YBS now say they raised 8.8m (of the £10m Barnsley invested in Icelandic banks) Minimum payments to eligible customers are: £250 for mortgages £25 or 3.31% of total balances (whichever greater) Max payment £5000
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what do I do?
Sorry for asking a question that must have been asked many times here. It's my first time on this part of the forum! For the first time in my life I am able to save some money every month. Many years ago I opened an instant saving account with my bank and I transfer the savings into it each month. I'm now just over £4k and…
