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Grandchildren's futures
In 2007, my wife and I invested £3,00 each in an Aviva plan for our 4 grandchildren, which has now bottomed out at some £2,600. Oldest is 19 in January and was taking a gap year before going to UNI to study Computer Networking & Security, having obtained outstanding exam results despite having Asperger's. Now he has…
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Derbyshire Statement
Just got a statement through from the Derbyshire. There is a bit of a Nationwide look and feel about it and they have linked up my Nationwide customer number. I would not be surprised if some systems integration/account migration is around the corner.
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How much should you have max in one saving account ?!?
How much should you have in one savings account incase a bank or building society goes under?!?
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Four FREE share tips provided by Investors Chronicle
Four FREE share tips provided by Investors Chronicle every week, just need to be a registered Vantage client with Hargreaves Lansdown :money:
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Vanguard Funds
Could someone please list the holding charges for Vanguard Funds with the various providers? I believe it is £2 a month with HL- maybe that is not correct. How much does iii charge? Also - is it for each fund or for the total Vanguard holdings in a portfolio?
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Invest in stakeholder pension or ISA?
I have £1,200 to invest, but I'm not sure which is the best option for me. (I have no debt). I have a stakeholder pension into which I pay £80 a month. (This is then worth £100 due to the tax rebate from the government). I could pay all the money into that, or I could just pay it into an ISA. At the moment I'm thinking the…
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Interactive investor fund dividends
Hi I have some funds with II that I think should pay out dividends which I have automatically reinvested. How do I find out how much has been reinvested and when? Thanks
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M+S 3 year fixed saver
Hi guys, Just a quick one, i am thinking of investing 75k in to the M+S 3 year saver at 3.75% and wanted to get peoples views on this. i have decided to go with this as i certainly wont need it for a tleast a year as it will be to put down on a house within a year or 2 at max. it only has a £100 fee for closing early,…
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Investment advice...need help pls
Hello, I have £30,000 to invest due to my mum passing away and Ireally need advice. My mum and I planned to invest money in property to buy andsell on so I’d really like to go down this path but I keep thinking I shouldpossibly invest it in starting a business or buying a franchise. I want to provide for my families future…
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can you trust an 18 year old with a CTF?
I upped my CTF contribution to £75 the other day. I also upped my own fund to £100 pm. I don't earn a lot so this is a good contribution for me. My daughter is six and of course I think she is wonderful and lovely etc.. I am hoping she'll have a reasonable pot of money when she is 18. I've invested in a stocks and shares…
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Mr & Mrs Smith Launch 7.5% bond (4 years)
A buddy of mine just sent me some bumf about Mr & Mrs Smith (the boutique hotel chain) offering a 4 year bond, paying 7.5%, see below the details: http://www.mrandmrssmith.com/us/bond Has anyone else got involved with this? Pros? Cons? Any advice welcome!
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BM Savings Online Extra Issue 1
Anyone savings in this account, how are they to deal with online?
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Never buying a home
Hi all, This may be better placed on the mortgages board, but I suspect that I know the answer that crowd would give me! I'm wondering what people here think about never including a property in your life financial plan. Like many working /lower middle class people, I was raised to believe that home ownership was an…
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Lost trust funds - some guidance needed
This is a bit of a strange one for you all... OK, when I was about 4 or 5, my Grandmother on my Father's side sold a flat she owned outright and split a proprtion of it between the 5 grandchildren she had at the time (Myself, my brother, my elder sister and 2 cousins). This money was held in trust funds for each of us.…
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Left company - share plan dividend reinvestment scheme
I left my company a year ago and have a certificate from morgan stanley on share plan dividend reinvestment scheme, as I used to get shares on my salary. Other then knowing the price per share and the trend, I have no idea what my options are in terms of cashing in for shares, or reinvesting? Please advice, I'm a newbie on…
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Halifax Childrens regular saver HELP
hi, we had recently recieved a letter from halifax saying that our daughters childrens regular saver account(paying 6.00% AER) was coming to and end and it would automatically switch to an young savers account (2.00% AER). The letter stated that if we wish to take up the offer of a kids regular saver account we would get…
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MSE News: Fuel price cuts help inflation fall
"The retail prices index rate of inflation fell to 3.1% in May compared to 3.5% in April, the ONS says ..." Read the full story: Fuel price cuts help inflation fall This thread is not in the 'discuss house prices and economy board' as that is only open to those logged into the forum so anyone coming from the news story may…
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Which savings account to make regular payments into?
Hi, just looking for some advice really, i have a normal bank account, along with an ISA, first reserve and a bond. But i am looking to open a new account with high interest to make a regular monthly payment into? Can anyone recommend which is best please? TIA :) :)
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Citibank Introducing Monthly Fee
For foreign currency accounts, they say that if your average daily balance is below the 'currency equivalent' of GBP 2,000 you will be charged the monthly fee. They do not say at what exchange rate they will calculate the GBP equivalent but they tell me it will be the month end rate. Doesn't this seem very unfair - suppose…
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Share price information
Hi again, Does anyone happen to know of any websites that show 52 week high and low and current share price (Digital Look and Morningstar don't seem to) of all companies listed (not the indexes) on the London Stock Exchange like the FT used to? Thanks.
