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Fidelity Moneybuilder UK Index
I'm almost certain I'm going to put £500 into the Fidelity Moneybuilder UK Index ISA. The TER is .30% and the annual management charge is .10%. That sounds low to me, is it? This is my first experience with stocks and shares. Now I'm wondering where I saw that it's an ISA, and how I get it as one?
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regular saving low/cost index isa?
the vanguard us equity index(tracks total S&P 500) .20% + platform fee £2 a month this would be porfolio is it best to save fees---to just invest in this fund or diverse into other funds europe/pacific ect but would add much higher fees
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should I cash my shares in?
Hi All I'm having a dilemma if I should cash all my shares in to clear a little bit off my debt. The shares are from a scheme at work and just get X amount from salary paid into them. If I cash them in it'll only give me approx £1k to pay off a c/card debt. I've not been in the scheme long enough for these to be tax free.…
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Inflation understated in the CPI and RPI due to Size reduction?
Are there any statisticians out there who know whether the ONS is taking into account Manufacturers' reductions in size and weight when calculating the CPI and RPI? See also “The Great 'Shrinking Food' Hunt” entry.:cool:
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ISA v Savings I dont know what I should do?
I started and cash ISA in March with HSBC its a fixed rate currently earing 2.4% it's at the 11/12 limit of £5340 I also have an esaver (5) with Santander earing 3.2% (2.56% net) Should I close the ISA and put it all in the esaver as it would earn more even though I'd have to pay tax on it? I already have £4822 earning…
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santander monthly saver
just wondering if it is possible to stop my monthly saver that i have with santander as i wish to open 1 with hsbc instead and what would happen with the interest i have earned so far ? ie as the account would be closed early would i just get my money back with out the interest i have lost my paperwork with the terms and…
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Help with children's savings
Hi I would like some advice if possible on how best to save for my children: - O is 2.5 years, he has a child trust fund with family investments. We opened a halifax regular saver account for him 2 years ago as both us and his grandparents wanted to put money aside each month. At the end of the first year the money was…
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How to compare Best International Bank transfer rates?
Hello, Can anyone recommend a way to compare the exchange rates offered by the main banks over time? I work for a charity overseas and receive my salary in the UK as a transfer into my account in USD. The bank then automatically exchanges this at their rate. I have a feeling that there are significant fluctuations but…
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Need urgent advice!
What are folks views on the Legal and General 6yr growth deposit fund? I've put £30.000's worth of pension in but I'm getting cold feet and have time to withdraw. It's linked to the FTSE and the return is based on how it's performed on average over 6 years. It's currently very low which isn't a problem but the future's…
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AXA Sunlife Bonus Cashbuilder Plan
I'm writing this as a new thread though I know it's probably old ground for many but I could do with some advice, or rather recommendations(!) as my maths brain is far from perfect... I started a 15 Year AXA Sunlife Bonus Cashbuilder Plan in May 2002 and have just called them to find out a surrender value which they have…
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press headlines!!!
So this morning we wake up to: "London pre-open FTSE to jump on Greek ....." "European markets up as Greeks back pro-bailout party" It happens time and time again. It happened with the Spanish bank bailout. Surely any idiot realised that with 52% of the Greek people voting against austerity, and the chances of the freak…
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MSE News: Savers lose nearly £18 billion a year
"Record low interest rates and multi-billion-pound emergency measures from the Bank of England are hitting deposits ..." Read the full story: Savers lose nearly £18 billion a year
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best way to invest £150k for risk obverse 60 year old
I have received a recent an inheritance and have no mortgage. Apart from ISAs what should I do with this money? Should I buy a property to let our or put in fixed interest savings accounts?:j
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Credit rating for Aldermore bank?
Hiya, I had never heard about that bank but I've seen that they're offering some good rates in some products. I was wondering if anyone knows how to know its credit rating? I've tried the typical sites (moodys, fitchratings, standardandpoors) but that bank doesn't even appear there, no idea why :S
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Lloyds TSB Incentive account
Took one of these out just under a year ago when offered to those with several vantage accounts. Can not for the life of me remember what is supposed to happen after one year - does the 3% continue or decreased or does the account change into a different type of account. Can not find my original documentation at the moment…
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Alternative to Lloyds Vantage?
Hi all, Firstly many thanks to all as I've gotten a lot of help with moving money around lately. To date: -Have 3 Lloyds Vantage accounts - soon enough only one will be full up due to moving monies out of the other accounts to those below. -NS&I index-linked account was opened in June 2010 and I've received roughly 10% on…
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Savings in Spain
Hi I have a relative who is currently living (retired) in Spain. She has a small amount of saving < £3k on a Spanish bank in Euros. Whilst it is not a lot to many, it is all she has and doesn't want to lose it (putting it in the mattress aside). What experience do folk have of savings in Spain. I don't know which bank it…
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5 year saver
I have a £30.000 lump sum to invest (my pension) which is to last my husband and me till we die as he has none. I've placed it in Legal and General's 6 year deposit bond (linked to FTSE) but I'm getting cold feet and there's time to withdraw. I can't lose but if the FTSE bombs over the next 6 years I'd only end up with…
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Please help !
My dad has given me £6000 to invest for my daughter who is 14. I dont fancy shares etc cos its so volatile atm. Any thoughts as to what I can do with this money? many thanks :beer:
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25k what's the best way to invest ?
I just received a large cheque, the time I pay everything off and have a holiday, what's the best way to invest 25 to 30 k ? I'm quite happy to lock it away for a couple of years. Never had this kind of money before, so looking to get the best return. I'm 49 and hoping it could help in my later years. Thanks.
