-
investments
Hi I have just retired and received a lump sum, I am debt free and my bank Lloydstsb have had me at 2 meetings, they are advising me to invest £50k into what they call Cautious investments. I have £85K in the Post Office savings account as per the information from your website, is investing another £50K a good idea or too…
-
stockisa compensation
What compensation is guaranteed for shares held in nominee accounts in companies such as Selftrade if Selftrade failed?
-
Santander esaver issue 3 interest query
Hi, I opened one of these accounts 21/06/2011 so the aniversary would have been yesterday, I was expecting to have received the interest by now but still no sign. I would have thought it would be automatic/system generated, can anyone advise when I should expect to receive it? Thanks
-
You can move Cash ISA to stocks N shares but
Hi all, Is this right ? You can move Cash ISA to stocks N shares ISA BUT Not from stocks n shares ISA to cash ISA ?
-
Pay off my mortgage or invest? newbie needing advice please!
I have just been paid out on my life insurance sadly under the terminal illness cover. The payout was approx £84,000 which is sufficient to pay our mortgage off in full with a little left over to spend. Now our mortgage is a base rate tracker with a low interest rate of just 2.6% so our monthly re-payments are not too bad.…
-
Operation Bexley
The FSA is to write to over 76,000 people after the next six weeks after finding their names on a targeting list used by scammers. The letter warns members of the public how to spot a scam and common types of investment scam. More info here:…
-
How to Save Money
1. Drink out less. The last time I ordered a pair of martinis at a bar, I slipped the tender a twenty, and got just enough back for a tip. A recent national survey of restaurant owners found that people who ordered alcohol with their meals had fallen to less than a third, the lowest level in years. If you do drink out,…
-
Pension or ISA
I have an opportunity to join a defined contribution work pension where my employer will match the amount I put in. On a 35K salary I would look at possibly putting in £200 per month. However I am 47 years old with a plan to retire between 55 and 60. My question - would I be better advised to join the pension scheme and…
-
junior cash isa problem
OK i have 2 children 6 and 4 both have a CTF. A few months back DH was at his bank and while he was there he asked about opening a savings account for both the children. ANYWAY he came home collected birth certificates and off he went back and set up these `saving accounts`. I at the time was told `i opened the children…
-
Will things really be different post RDR?
I've just been trying to find out a bit more about what providers will be doing post RDR and have been reading about the changes Skandia will be making. Their documentation says that post RDR investors have the choice of switching to "advisor charging" whereby the investor pays a set fee such as an advisor initial charge,…
-
Halifax Children's Regular Saver - maturity
I've had these accounts since they were first 10% and now 6% and each year the balance would be transferred to a save4it account. (I then moved that money elsewhere.) However I would just start paying into the same regular saver account for the new year. My maturity date has always been 1st July. Today I received a letter…
-
Savings
Hi Guys My wife and I are looking to put away aproximately £100 a month, hopefully for the next 10 - 12 years. Where would it best be put? Thankyou Keith
-
Best 1 year bond rate.
What is the best 1 year saving bond rate for 100k? TH:money:NK-YOU
-
The Equiniti Scam
This is along standing dispute with Equiniti Ltd regarding alleged lost Share Certificates. The Financial Ombudsman has declared Equiniti Ltd is not a 'financial institition' so we now have to declare (alleged) fraudulent activity commencing criminal investigations. This is partly covered by thread on this site: Equiniti -…
-
PLUS-SX dealing
Hi, I posted this a few days back on another thread but it got lost within it (as it was a little OT). I'm looking to purchase some shares in a company which is listed on the PLUS Stock Exchange (plus-sx.com). Does anyone have a recommendation for a good online dealer to user I know share.com lists them but they may well…
-
Best way to invest small amounts
Hi there , I have £500 with an additional £150 each month to save or invest , I wanted some advice from you guys on where would ne the best place for my money to see a return? Thanks all
-
Is savings interest calculated on the balance?
Or something else? Thanks
-
Monmouthshire BS Flex saving saving withdrawal, How much in one go ?
Monmouthshire BS Flex saving saving withdrawal, How much in one go ? I open my Monmouthshire BS Flex saving in January 16, and put £12,000 (e.g. March 31, 2012). As far as I am aware I am still obliged to put another £12,000 between March 31, 2012 until anniversary which is January 16, 2013. to get the bonus of 2%, to make…
-
Nationwide Building Society refer-a-friend for £50 each
-
Are you fixed into Junior ISA for 18 years?
I need to set up savings accounts for my twins (6 weeks) and think the junior ISA may be a good option. However from what I can see you can't withdraw or transfer the money for 18 years! The only reason I'd be moving it would be to get a better interest rate somewhere else but is this not possible? Does it work the same…
