-
Transferred from cash isa to savings account
Hi All. I have recently transferred £10k from my isa(Barnsley BS, I had to leave £100 in the account)) to my current account(hsbc),this was to increase my funds for a business deal which is now not going to go ahead. What do you think would be the best action? I was thinking of putting some of it into my pension & maybe…
-
IFA or "Discretionary Fund Manager"
I want to change IFAs, so I talked to a different IFA yesterday about transfering my investments for them to manage. I have unit trusts held on a platform (Transact). The new IFA suggested that most Financial Planners do not have access to all the research tools that a stockbroker would have. He suggested transferring…
-
Preference Stocks
Hi. I am looking for some preference stocks to invest in. I can't find a website which filters for these, only for ordinary stocks. Does anyone know a website which allows you to filter preference stocks in either the UK or US market?
-
Which savings account is best? Please.
Hi all, A family member is to have a payout from an insurance and will be getting around £17600. I am just wondering what is the best savings account to put this in. She would need access to this as she may need to withdraw 1k or so in the next 6-12 months. It will be savings towards a mortgage deposit. Thanks. Darren
-
Help me fill this form in please
Well today I received a letter off the Post office telling me that they have done an incorrect transfer to my Premier ISA I have just set up with them, when I called I asked the advisor would I be able to amalgamate 2 I had with ING. Ing instead of adding my funds to a new one, opened another one and then said I couldnt…
-
what is the best way of investing to make money
I have worked for many years on minimum wage and not been able to save, however the past year I have worked in seasonal work which includes free accommodation and food so I have savings, Currently the majority is in a fixed bond which finishes in November, I now have further savings from the winter season to add to the…
-
Borrowing on Mortgage to put into savings
I posted my question here https://forums.moneysavingexpert.com/discussion/comment/53987683#Comment_53987683 but am not sure which was the best thread, so please just follow the link to respond :)
-
TD Waterhouse Contract Notes
Now known as TD Direct Investing....has anyone figured out how to download the contract notes, instead of printing them off all the time? Thanks
-
retailers for santander 123 cashback
Hi All, Does anyone know where I can get a full list of retailers for the 123 santander debit and credit card? I want to print on off and keep in purse. Have asked santander and checked their www but not very helpful or customer friendly. Any advice would be great. Thanks C
-
Recommend a fund platform?
I think I've finally decided on the HSBC FTSE All Share Index ISA as it has the lowest TER. I was going to use fund supermarket Fidelity but am not sure and can't remember why! It looks like Cavendish Online is recommended by some on here too? They say there are no fees for investing, is that true? Are there some hidden…
-
Severn Trent RPI-linked corporate bond
Anyone who expects inflation to persist and doesn't mind the risk associated with corporate bonds may be interested in this Severn Trent ten year bond, following the precedent of National Grid (see this thread) and Tesco Bank. Briefly, it pays a starting coupon (interest rate) of 1.3% which then moves in line with the RPI.…
-
Zopa Problems
Hi, Can Anyone help me with some advice please. For a few years now I have been saving a small amount each month with Zopa, which then gets lent out to individuals and they pay me back plus interest. Well recently I had a couple of these individuals fail to pay, and so the debts were written off somehow (Don't ask me how…
-
Starting off investing
Hi guys and gals I am looking to start off investing small amounts (about £70-100 a month) mostly buying indexes but also a small amount (<10%) in individual shares in companies. A bit of background… I am 23, graduated last summer, have no debt other than student loan, no dependents, earn just under £40k and save…
-
20k implications re tax and what to do with this
Hi Anyway a bit in shock been given 20k today by one of our parents, they had been investing money in an insurance policy and wanted to give us part of their payout as a gift. Think, they think they are better giving it to us now than in years to come. We need to move house at some point, this money means we can probably…
-
MSE News: Hbos blamed for Farepak failure
"A companies watchdog has abandoned a bid to penalise directors of the Christmas savings business..." Read the full story: Hbos blamed for Farepak failure
-
Pleasant hl surprise
Any hl users can shed light on this I'd be grateful. Just bundling some pension funds into an hl SIPP. Yesterday it was all 100% cash. Bought three funds and the transaction list shows their purchase today 22/6. Yesterday they were pending. The trans for one shows: 22/06/2012 28/06/2012 B332493861 Australian Natural…
-
What would you do with £400 a month?
I'm currently renting out my home because I've relocated for work purposes. At the end of each month, taking out estate agent fees, i'm left with £400. I need some ideas on what to do with it. I recentlygained interest in parking spaces. They seem like a safe path to follow with a good return, any other ideas? I hate the…
-
Investing 5000 Euro Gift for Son
My Dad in Ireland sent a cheque to my 7 year old son for Euro5k in his name. I want to open up a saving account for him and was wondering if anyone had some advice on what is the best way to go about this. I hope to minimise the cost of cashing the cheque, get a decent exchange and interest rate. Also, are there any tax…
-
More UK bank runs/bank acount holidays?
Are we going to see a repeat of N,Rock? Is anyone else getting their cash out of other banks to beat the rush? The bank has once again apologised after millions of customers were left unable to access their accounts amid reports bills were not paid out and holidaymakers abroad could not make payments. After they stayed…
-
Best execution only share dealing service, no inactivity/quarterly fees? (iweb / XO?)
Hi all I have a few shares held in an account with Interactive Investor, including one company in an ISA. I got an e-mail from II saying that they intend to start charging a quarterly fee, and as I trade very infrequently, this would do me no favours at all. Can anyone recommend a good execution only share dealing service…
