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Vanguard Funds
aspiration_2
Posts: 211 Forumite
Could someone please list the holding charges for Vanguard Funds with the various providers?
I believe it is £2 a month with HL- maybe that is not correct. How much does iii charge?
Also - is it for each fund or for the total Vanguard holdings in a portfolio?
I believe it is £2 a month with HL- maybe that is not correct. How much does iii charge?
Also - is it for each fund or for the total Vanguard holdings in a portfolio?
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Comments
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Vanguard funds are not currently available on iii.
http://monevator.com/hargreaves-lansdown-vanguard-funds/ explains the various permutations of Vanguard funds with the limited number of providers offering them.
The cheapest provider depends on the number of funds held and the frequency of trading. I don't think things have changed much since that article was written late last year.0 -
Could someone please list the holding charges for Vanguard Funds with the various providers?
Most unbundled platforms and a more limited range on bundled platforms with an explicit charge. Listing all of them is a task for someone is likely to do for free.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
depends how much you invest.
I have performed a report assuming you buy £500 in all 5 of the LifeStrategy funds (as I'm also assuming you are looking at these).
If you tell me how much and which one's you are looking at I can get you a more accurate idea.
Pages 5 and 7 may be the most useful
http://www.ifaplanner.biz/documents/Reports/Vanguard-Lifestrategy-Comparison.pdf0 -
HL is the cheapest if you're buying just the one fund. Despite being 27, I'm investing in the 40% equity as I will need the cash within 5-6 years and have an aversion to risk at the moment.0
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Daniel_Elkington wrote: »depends how much you invest.
I have performed a report assuming you buy £500 in all 5 of the LifeStrategy funds (as I'm also assuming you are looking at these).
If you tell me how much and which one's you are looking at I can get you a more accurate idea.
Pages 5 and 7 may be the most useful
http://www.ifaplanner.biz/documents/Reports/Vanguard-Lifestrategy-Comparison.pdf
Many Thanks. I am thinking in the same lines as you - £500 each.0 -
aspiration wrote: »Also - is it for each fund or for the total Vanguard holdings in a portfolio?
HL charge £2 per month for each Vanguard tracker. My wife therefore just uses one Vanguard LS for her SIPP as it's still quite modest.
My SIPP is with BestInvest, and I pay £120 pa so that I can hold as many trackers and other assets as I like. This fee is *only* £60 pa for ISAs and unwrapped.
Note that BestInvest don't charge for many of their other trackers, and this might be a good way for you to get started.I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0 -
aspiration wrote: »Many Thanks. I am thinking in the same lines as you - £500 each.
Why invest in more than one (or for life styling, two) of the Life Strategy trackers?I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0 -
aspiration wrote: »Many Thanks. I am thinking in the same lines as you - £500 each.
Why? Surely putting an equal amount into each of the 5 Lifestrategy funds is the same as putting your whole investment into the 60% equity fund?0
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