-
Bank of Scotland term deposit maturity
My term deposit paid annual interest on its anniversary date direct into my current account. When I took it out was advised bank would write shortly before maturity to advise of options available - can find nothing else in terms and conditions about this, ie. contract appears to be silent on matter. Prior to maturity, only…
-
Money Manager
I've kept an Egg account for the past few years just for the Money Manager service and the straightforward login procedure. Now that Egg is due to close, I'd like to find an alternative. Any suggestions?
-
Help me spend £180000 !
I'm quite new to this site although have been reading lots of the post trying to find ways to make/save money etc. All very interesting stuff with some great tips. Ok so here's our situation. I live in Surrey with missus (not married). We both work bringing in about £60000 a year (me 33k, her 27k). We own our house…
-
Saving account for mortgage deposit
Hi all, Please excuse my ignorance but I wanted a bit of advice. Myself and my girlfriend want to create a joint savings account purely to save for a mortgage deposit - we'd be putting about £4-6k in initially, then anything upto £500 a month afterwards. We're not looking to buy for 12-18 months, and we'd not be…
-
Close and Reopen Regular Saver Accounts?
Hi all, I was looking at the HSBC Regular Saver account and it gives you 8% interest (max 3000 pounds) for 12 months if you regularly save money. http://www.hsbc.co.uk/1/2/personal/savings/regular-saver Would it be possible to close the account and reopen the account so that I keep getting 8% on 3000 pounds? Any help…
-
NS&I to close EASA and Investment Account
Taken from the ns&i website Can't post link as I'm new :( These accounts have been doomed for a few years with shocking interest rates but taking away the passbook is further moving them away from the post office and are yet more investments they're pulling after the inflation beating savings in September. They're going to…
-
savings and investment advice
hi all im new on here and would like some advice on saving into my stocks and shares isa in the current climate. i currently have 42k in a halifax growth fund which i pay 500 a month into. and a cash isa with 13k in that i dont put anything in. with the euro crisis and everyone saying stock markets could be hit should i…
-
Santander Shares
Me and my sister have inherited some Santander shares. We intend to have the shares transferred into our names on a 50/50 split basis. Does anyone know if we are liable to have to pay any tax with reagards to the transfer. Also the dividends issued from Santander are subject to witholding tax at around 19%. Would this be…
-
Saving advice for French residents
Has anyone, living outside the UK in the EU, any advice on finding a reasonably safe savings account with at least 3% to 4%. PA We live in France, but the French Savings accounts rates are too low to be a practical investment for larger sums even with the tax relief via the French government Livret A system. We can't have…
-
New Fixed Term Deposit Accounts from Yorkshire Bank
New range of fixed term deposit accounts offered by the Yorkshire Bank. http://www.ybonline.co.uk/personal/savings/fixed-term-and-notice-accounts/term-deposit/term-deposit-personal-savings Main features* Guaranteed interest rates - up to 5.16% Gross*/4.70% AER+ if held for the full 5 year term, minimum deposit £2,000 *…
-
MSE News: Santander to pay interest upfront but is it a good deal?
This is the discussion thread for the following MSE News Story: "Santander will pay interest upfront on its new account in the latest move by banks to tempt savers ..." Read the full story: Santander to pay savings interest upfront but is it a good deal?
-
Transfering cash ISA in same tax year
I opened a new cash ISA in April of this year (also transferred previous year's cash ISA to it). Can I now transfer all the monies again to another ISA provider (within the same tax year) or not. Sorry it's a simple question but one I'm not sure of. Many thanks, :)
-
Transferring money to a bank in the UK
I am planning on returning to England (from Italy) at the begninning of 2012 and I am trying to find out which is the cheapest way for me to transfer money to a bank account in the UK? I have looked at several options (there are quite a lot) and it looks like no matter which way I choose I am going to lose a large amount…
-
Saving Advice
Hi. I have just inherited £6500 which I wasn't expecting and would like advice on a suitable account in which to put. I have filled my Cash ISA allowance for this year so that is not an option. I intend using around £1500 immediately (gifts for family) leaving the rest until I decide how to use it, possibly home…
-
Expat returning to UK
Hi there – My parents are returning to the UK, having sold their home in New Zealand where they lived for quite a few years. They want to rent a flat / home, and ideally live off their pension and the interest they will earn on the money from the sale of their house. Does this sound feasible? Or are they being unrealistic?…
-
What can i do with 10k
Hi, it may not sound like a lot, but I have 10k. It is just sitting in barclays normal savers account. I am not sure who to save with or what to do with it? It is a loan form a business partner which will have to be paid back in a few years, rather than just spend on webstes and marketing which is what it is for, I would…
-
Santander - Bond not paying the interest!!
We have just had a santander loyalty tracker bond mature on November 1st and we told them to put the money into our current account. When we checked, only the capital had been put back in and no interest. We phoned and were told there was a problem (i should say) and the interest should be applied over night. I checked…
-
Savings from Saudi
So I have been over in Saudi Arabia working on construction projects for over a year now, I will be back in the UK by March 2012, by which time I will have put away £20k in savings after paying off the small debts and overdrafts I had back home. As a 27 year old I was after advice on what people think I should do with this…
-
Please sign petition for CTF => junior ISA transfer
The children who have a Child Trust Fund are now stuck in that system, which is set to wither away as financial institutions lose interest in serving the relatively small community. Not only can these children not open a junior ISA, they are not allowed to close their CTF and transfer their funds tax-free. This is a great…
-
Best Savings account for a baby / Child
We have just had our first child and would like to open a savings account where us and our family can make regular payments into. What one is the best any advice would be great? Thanks
