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Child Isa launch today are they worth it?
We have just had our first child and would like to set up a savings account which us and our family can pay into regular. There are some many on the market which way should i be looking normal bank account / savings or a isa? Any advice would be great. Thanks
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Post Office Growth Bond
Hi, I was about to invest a fair wedge in the current Post Office Growth Bond: http://www2.postoffice.co.uk/finance/savings-investments/growth-bonds - Only to be told I have to go to the Post Office to do it (even though the website says apply over the phone...). However, when phoning the Post Office they did mention that…
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Avanti Communications
Opinion of forum readers on the above co. Is it worth a punt? It is being recommended as a strong buy. However it is capitalised @ £250 million only and probably high risk. Your thoughts will be appreciated.
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3 year saving plan for House deposit
Where to start? We can do a total of £400 per month and happy to fix it for 3 years. Any help appreciated!
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Best way/place to save £1000 per month?
Hi all I need to put away £1000 per month for the next 6 months at least. So far i've just been putting the £1000 each month into my e-saver account with firstdirect. Obviously not the best place for it so I want to move the lump sum I have (not massive yet, about £2k) to somewhere better and keep topping that account up…
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*Found* Old 1985 Londis (£50) Share Certificates
Hi, If anyone could help me out here it would be much appreciated. I recently did a clear out of my parents old boxes etc... and came accross 2 x £50 Londis Share Certificates issued in 1985. I did a bit of research online and found out that these certificates were given to my parents when the shop they owned at the time…
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yeah! finally im saving!!!
Sorry just wanted to say after opening my first ISA on the 21st last month and recieving a statement today. I know its only small but I couldn't help but smile at the fact for years me and the wife have had to sort ourselves out financially, with a young family and are now in the position to save. Finally seeing interest…
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Are financial advisors getting excessively risk averse???
Just some thoughts…. Had an initial meeting with an IFA. It was mostly to discuss fees etc, and we haven’t been fully through my circumstances yet, so what he said wasn’t ‘advice’, but I was a little surprised all the same. I have a lump of money which I will need to draw on for living expenses, but which I also want to…
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Online Stock Trading
Has anyone tried this? Where is the best place to start for a noob? Thank you. :)
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iii.co.uk S&S ISA problems?
Hi Is anyone else having problems with iii.co.uk ISA, it seems ever since they changed the interface the options are far more limited. For example I wanted a quote on Berkshire Hathaway but now apparently it doesn't even exist in their database of international equities, other US companies do. It also wont let me buy…
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Derbyshire Fixed Rate Bond (Issue 237) 3.55%
£100+ 3.55% 3.55%2.84% annual interest 3.50% 3.45%2.76% monthly interest Just complained to Derbyshire online through my existing account with them. Why when you already have an account with them do you have to go through the rigmarole of sending a cheque for your opening deposit. This has put me off opening one of these…
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Halifax Fixed Online Saver
My West Bromwich Building Society 2 year fixed rate bond has just come to an end & I am looking for another similar 2 year bond. The top 2 year fixed rate bond listed on this site is from the Post Office (Bank of Ireland) & pays 3.96%. I noticed that the online application process has been removed so I phoned them only to…
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Is it worth investing £100 - £300?
I have received a PPI repayment and using some to move, some for a holiday but I thought what could I do, if anything with between £100-£300? I know that premium bonds are pointless, gambling is pointless etc so is there anything that I can invest it in and get anything back? Probably not, but I thought I would ask?!
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Uncontrolled greek default - effect on UK banks
I am seeking views from sage people on what would be the likely effect on the UK banking system of an uncontrolled greek default, which is now looking increasingly likely based on today's news of a greek referendum on whether greece should continue with the austerity measures imposed by the EU. (p.s please move this thread…
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best place to put £500
hi ive got £500 in a halifax isa account at the moment but found out this morning im getting 0.10% interest so really need to move it, where is best place to put it i dont mind long term saving but i read martin lewis says they are risky and i dont really want to risk my money. i like to add to the money not realy…
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Private bank or standard?
I currently bank with Lloyds and have a Silver account which is fine for my needs but I have some inheritance money from my nan and granddad coming and I wondered if a private account would be any good. Personally I'm not bothered about the status of a bank card, I just want to know the money will be safe as it will be for…
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Phoenix Investments A.G. Cold calls!
I've been telehoned on several occasions by this company operating from Switzerland. They have a recommendation, seek my investment, and charge 2% fee on the capital you invest when the share is sold. Your investment goes into their Corporate Holding Account until 'profits' are realised. Has anyone had any longterm trading…
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best s&s tracker isa
I would like to invest about £100 a month in a stocks and shares tracker ISA, Any recommendations?
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unit trust and oeic
was looking at a government guide about 'trusts'. and was confused. [http: // hmrc.gov.uk/trusts/income-tax/income-types.htm does that apply to unit trusts and oeics? i previously thought that once you get dividends you paid the dividend tax rate of 10%,32.5 or 42.5 - ignoring the credit, depending on income bracket. why…
