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Grandparents Saving for Children
I wish to invest money for a grandchild that is in care and may be adopted. I do not wish to lose control of the investment - can anybody please advise
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Savings for Non UK residents
I'm british but live in France most of the year so am a resident in France for tax purposes. I still have an address in the UK and most of my money is still held there in my Llyods bank account. I'm noticing a lot of saver accounts are saying that only those who are permanent UK residents can apply. Why is this and can…
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Problems closing Halifax Web Saver Extra
I have a Halifax Web Saver Extra (2.3%) as an instant access savings account. Since the merg with Lloyds they now have new savings accounts and I have opened an 'Online Saver' (2.8% for a year) with the intention of closing my Web Saver Extra and having everything in it put into the Online Saver. I went into branch today…
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Dividend Dates And Payments - Newbie Questions
Hoping someone more informed out there can help confirm (or correct) my understanding of how dividend dates/payments work. I've put together the following notes from several sources to try and help my better understand the dividend process .... Declaration Date * the date on which a company's board of directors announces…
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MSE News: What the Norwich & Peterborough takeover means for you
This is the discussion thread for the following MSE News Story: "N&P has this week been taken over by Yorkshire Building Society, which means big changes for its customers ..." Read the full story: What the Norwich & Peterborough takeover means for you
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Saving with your mortgage provider
I had a question about mortgages, savings and liability. Does anyone know definitively what happens if a mortgage provider goes under and you have a £100k mortgage and also £50k in instant access savings with them? I've always thought that the two get netted off and you get a demand for repayment of £50k in the post, but…
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yorkshire and clydesdale banks
I notice these are topping a couple of best buy savings. doesnt anyone know a bit on their financial positions and ratings?
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Halifax Kids Regular Saver 6% AER
Unfortunately not available to Halifax customers in Scotland as all Halifax branches have been closed and the BOS arm of HBOS can't open this account!!
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NHS compensation won, should it go into stocks and shares?
My children have recently been awarded a five figure compensation award for the loss of a father through hospital negligence in which unfortunately their father died...They have yet to receive payment as it has to be agreed by the courts judge as to where their money is to be invested as my children are minors & we all…
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another recent-ish graduate .. where to invest and save?
Dear all, I'd be grateful for any advice on this.. Basically before I got my current job I was a broke student, living on a nearly maxed 2k overdraft with 2 student loans (1 governmental, 1 commercial for postgrad). No credit card and no savings, just overdraft and part-time work, day to day living. been working just over…
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Mystified by interest payment
DH opened up a Nationwide E Save ISA in March this year. To my knowledge the interest will be paid in March next year (2012). However, he had interest paid in August and I don't know why. Is this for the bonus which has now ceased? It was supposed to run for the year as far as we remember. Can anyone throw light on this…
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Nationwide/Derbyshire Protected Equity Bonds
Given the current and foreseeable future, are these any good? I've got some money I need to invest (one of those 1/11 Santander tracker bonds!) and was thinking of putting say £10000 into one of these. http://www.nationwide.co.uk/investments/protected-equity-bonds/default.htm…
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Post Office is VERY SLOW at transferring funds
A word of warning to others; the Post Office can take WEEKS to transfer money into a new online savings account, causing a significant loss of interest. I opened a new two-year fixed interest account with the Post Office online on 20 October to achieve a slightly higher rate of interest than my current provider was…
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Recent Grad - First job - Need advise on savings + current accounts
Hi all! Sorry if this is in the wrong section, but there is no 'generic advise for general banking' part, also the student forum is full of people complaining about student loans :) ! I'm a recent graduate (graduated summer this year, MSc), and I am one of the lucky ones to get a good first job quite quickly (Started 5th…
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Principality Building Society?
Hi, I tried to close my eISA with them on the 24th of November online, they replied to my request with a message about alternative products on their website and didn't process the closure. I called them yesterday and they told me some guy called chris would telephone me tomorrow about the problems I've had closing my eISA.…
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Best way to save/invest £1000 for new baby?
Hi, We are due to have our first child in April 2012 and my Father has said he would like to open an account for the baby and deposit £1000, adding to it bit by bit as the years go on so that they have a small nest egg by 18. I am wondering if a standard account is the best way to go, as the value of cash depreciates over…
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Child Savings
So my son is now 16 months old, shortly after he was born we set up a Halifax child savings account that gave 6% tax free interest for a year with a maximum of £100 could be put in a month. Well the end of the term has been reached and what they've done for us is transfer transfer last years funds + interest into a new…
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Post Office Growth Bond Issue 15 Intrest Rate Reduction
I have just been to the Post Office and purchased Growth Bonds Issue 15. The Post Office Sub Postmaster says the interest rate for Growth bonds will reduce to under 4% on 7th November 2011. Hurry and buy your bonds before then.
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Investment of estate funds for a minor
Hi, My father passed away earlier this year and the sale of his house completes tomorrow. I have dealt with all of the probate stuff myself with my brother also being listed on the probate docs. After a few bills have been paid my brother, sister and i will have an amount left of under £10k each. My sister is only 11 and…
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What instant ISA to use?
Good afternoon, I noticed today that an ISA i have in TSB is only paying me 0.3%, i never took much notice of it really as i got the 5k that's sitting in there as a payment for an accident that i am still suffering from!!:mad: and was just leaving it as a backup (no pun intended, injury related) but i want to throw it in…
