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WHEN to transfer ISA's - Confused.
Martin is always keen to tell us about transferring ISA's to get maximum interest but I'm confused as to when the right time is for doing it. He starts telling us at this time of year but is it better to transfer before the end or March or at the beginning of the new tax year? Also, do you close the accounts you have…
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Santander online acc to current acc ?
Is the transfer immediate if you try to switch funds from your Santander online account into your Santander current account ? Thank you.
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MSE News: Base rate hike moves closer
This is the discussion thread for the following MSE News Story: "More Bank of England policymakers voted in favour of a rise, minutes of the February rate-setting meeting reveal ..." Read the full story: Base rate hike moves closer
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I want to buy individual shares in a isa ??
In simple to understand terms please,how can i buy shares in barclays but using the isa rapper,and who would you recommend i used?:beer:
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Halifax complaints Dept - who next ?
Opened an account 4 weeks ago...in fact switched money from one joint account and opened a new joint account. I was always registered for on line banking ...husband was not. our account has been saying "Action required" for 3 weeks. he has been in the branch to verify his ID etc but we still cant use our account.9 it wont…
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share isa !!
My wife and I have invested 27k in Santander Balanced Portfolio over the last 2 years and to date in has gone up by £1700. Since this is based on the price per unit what is the best way to take the porfit? And how can this be tax free if there is no interest or dividend payed. Is it only tax free if we sell the lot and…
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My S&S ISA Journey - A Funds Diary
Hi all! Thanks for taking the time to read this :) Over the past month or so have been gathering information on S&S ISAs ready for the next financial year (11/12). To summarise my posts to date follow the decision process I have taken to date: Decision to move from Halifax S&S ISA to Hargreaves Lansdown S&S ISA:…
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PO Inflation linked bond - Anyone taken/taking the plunge?
I've been weighing up the pros and cons. I was only going to put a little bit away. I guess 5 years is a long time and alot can happen in that time. If you ignore April 2009, the last time RPI was below 4.2% in any April was 2006. So why should anyone believe that RPI will fall over the next 2-5years?
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Calculating Monthly Inflation
I can't find a more suitable forum so here goes. I use the figures provided by HMG to determine the effect of inflation over a 12 month period. I'm having difficulty doing the same same thing on a monthly basis. By way of example I use RPIX which for the year ended Dec 2010 was 4.8% and can easily calculate how much…
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Transfer ISA funds?
Hi..I haven't done an ISA transfer before and was wondering how it works..I currently have a 2 year fixed with about £14500 in which runs out in early september and a 1 year fixed with £5100 which runs to a week or so later, both with the HALIFAX...my plan is in late sept/early oct to put the £19600 plus the interest it's…
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2 year fix
Ive currently got 17k in a stocks and shares isa and 37k with ing @2.75%, I can lock away 30k for a year or two and im thinking about BM 2 year bond @ 3.85% and moving the remaing 7k into a llyods vantage, my question is whether or not this is a wise thing to do? Given that interest rates can only go one way will the BM…
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long term savings
Hi all i wonder if anyone can help me ... i am looking for a long term savings plan of some sort .... i want to initially put in £50 a month but to increase that to £100 a month over 5 years ... i want to save it for roughly 25 years and i am looking to not be able to have easy access to it but if an emergency arose be…
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Cadbury/Kraft share question
Hopefully someone can help. My sister purchased 1 share in Cadbury for my 40th birthday. The actual share is worth about a 10th of what she paid. As I eat a lot of Cadburys choc, she thought it an ideal gift. My share is obviously now a Kraft share and I have received a curious letter today from a company called Georgeson…
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investing or trading
Hiya all, i have about 2k and was thinking of looking into stocks or shares ihave no knowledge of these,does anyone think this is a good idea, i could also afford to put about £100 to £150 month into it, any advice much appreciated
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ING Direct - The dutch deposit scheme
Hi, Apologies if this question has already been answered elsewhere, I've just grouped all of my savings into an ING direct savings account. The savings are my house deposit so no small amount (circa £30k), which i'll need to pay out in May 2011 as i've now bought a house. Martin was on the TV this morning, and mentioned UK…
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ISA help
I already have a 1 year fixed rate ISA with Nationwide that matures on 5th April. I popped into a branch today to try and snap up the E-ISA at 2.9% for 2011/12. Basically all I wanted to do was make the arrangement so the current ISA transfers to the new one when the current one matures. I did also want to set up the…
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Childrens savings
Hi Can you anyone advise me pls.... My little boy have £1800 in his halifax savings, been into branch as they said could have 5%, to which seems not, I cant transfer his money to that account only open one where we save monthly of 5% - was happy to save him some every month but also would like his money that he already has…
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Joint Savings Account
Hi all, I have been searching the internet to get information on a joint savings account for my bf and I but have struggled to come across any. We are looking for one which will need both our signatures prior to taking any money out (not trust issues, solely so neither of us are tempted to dip into it for any reason). I…
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Saving
I have around 25k to save somewhere but am unsure where to put it, I have no mortgage and my ISA's are full. Has anyone got any advice. Many Thanks
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Getting information
Hi, I am due to get a lump sum of money in about a year and will be looking at putting it in all sorts of different pots ie cash ISA, savings accounts for short term quick access, premium bonds and so on. I like the idea of buying and selling shares with some of it but don't know where to start. A S&S ISA is obviously a…
