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Bmg Bullion
Is anybody familiar with Bmg bullion and any of its funds or investments? I have a few queries * Is there any UK fund that operate in a similar way? * Is there any way that an investor can invest in this kind of fund within an ISA? * How would it compare to an ETF in gold,silver,platinum etc (Pros/Cons Thanks for your…
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Time Investment bonds over 50k
Can any one help, does any one know if it is possible to close a investment bond over 50k early? was put in halifax investment bond and will mature in july this year but need to get to the money now. The bank say i cannot close this early due to customs and revenue, is this right?
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Regular Savings, No Access
Hi all This is my first visit to the forums, and looking for advice please. I am looking to save about £200-£250 per month, for a period between 2-4 years. I do not have a lump sum to start with, (so bonds are probably out of the question??) but do not want to have any access to it for this period of time. Any advise…
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s&s isa
I have a Virgin stocks & shares isa probably a medium risk,I just leave it alone and whomever does the necessary investing,currently some £5000 invested & over the past 2 years it has gained close to £300 interest which I guess would have been more if not for the poor performance of the economy ect. I am thinking I should…
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Trading Abroad
Hi, On another forum someone suggested that I should look to the US for online share trading (I am new to stocks and shares). They cited lower trading costs, no stamp duty and better investment tools. It occurs to me that if this were reasonable then most people would be doing it (maybe they are). Are there any downsides?…
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What is the best option for me and my partner?
I am in a spot of bother as I work in the UAE and currently paid in dollars into my UK bank account and my partner works in China and is paid in local currency. We are looking for the best option financially to save taking into consideration the varied currencies we are working with. Anyone have any ideas???
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Where to invest Property or Savings before emigrating
Hi Everyone, We have managed to save close to 100k, we are still renting and are emigrating next year. We are not able to decide between buying a freehold house in London or lock it in savings. We are looking to buy property under 180k, if we decide to invest in property. The property rental income will be between 750-1000…
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Long term savings advice please
New to this but need some help and you all seem to know about savings etc. I have £56k to invest over the next five years and have been to see Santander who I bank with, they suggest a stocks and shares bond but there is a risk that i could loose some of my original investment which would break my heart as this is my…
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Halifax Savings Rewards
The Halifax Saving Rewards scheme lets you earn 0.20% extra interest on a range of savings accounts for 12 months if you fund a current account appropriately: http://www.halifax.co.uk/savings/rewards/ But what happens after 12 month? You will stop getting the reward after 12 months on existing accounts but if you open a…
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Best Place to save / invest for maximum of 2 years
Hi All, A chat round a pint with a mate this evening has spurred me to post. He has been paying £300 per month into a S&S ISA for 18 months (managed by a high street bank) and has 50% in class 2 and 50% in class 3 risk fund (the bank rate the risk from 1-4). He says even though its only 18 months in, its doing very well.…
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The next big thing
What do you think the people that were ahead of the curve in 2005 and were buying JPmorgan natural resources back then are buying now ? Where is the next big thing and what do you think is the best way to buy into it ?
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Rdsa/rdsb?
Hi, Simple enough question, whats the difference between Royal Dutch Shell A and B shares? They both seem to be about the same price? cheers fj
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child trust fund
I would like to set up a savings account for my niece and pay £5 a month into it until she is 18, after which she can spend it. Her parents have a government child trust fund but want to do something separately. I would also like to do this for her brother or sister when they are born. Any advice ? Want to go safe, not…
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Offsetting a shares 'loss' against next years CGT
I've heard you can offset any losses made this year (2010-2011) on share trading, against your CGT limit for next year, is this right? And is is only valid for the one year following any losses made?
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Gadaffi and Savings
How do people thing the situation in the Arab world will affect savings and investments?
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Nationwide My Save Online Plus
Noticed this account in today's email and as we have accounts with Nationwide though it would be worth a look. Started the on-line application but was somewhat concerned that the T&C stated that by opening the account we would have to give up any windfall if Nationwide sold out or became a bank - at least that was my…
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share isa (part 2)
Are all share isa returns based on the price of a unit?? Do some or any pay a dividend? Mike
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Nephew Investment
I was thinking - instead of buying birthday presents for a 1 year old, I'd stick the money into an investment and then can enjoy it at 18. Maybe do that until they're 7 ish and will want the cash. Problem is that doing this is very complex. I cannot simply go down, buy a bond, give them that bond, and have them cash it out…
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Semi Retirement - Investing
At age 49 following redundancy I suddenly find myself in the lucky position of having no mortgage, savings of c£220000 to live on, and an index linked pension from age 60. The plan is to live in semi retirement for 11 years taking occaisonal jobs to pay for lifes luxuries. How do I best invest for an income for 11 years ?…
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AA 1 Year Fixed 3.40% (Postal)
Just launched: http://www.theaa.com/savings/fixed-rate-savings-accounts-products.html Stompa
