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New Government Supported Saving Scheme For Those on Low Incomes
From July 2010 a new government supported cash saving scheme will commence, it is aimed at people on a low income to encourage them to save. You need to have the account open for 2yrs. Then the government will reward you with a further50p for each £1 saved, the maximum monthly amount you can save is £25. See the attached…
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halifax guaranteed reserve-interest annually or end of term?
does anyone know whether the interest on this account is paid annually or at the end of the term, i cant find anything on the website to say either way. thanks
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Greek Curve Goes Apesh*t: Bloomberg Reports 3 Month Bid At 21.3%
If this information is correct, it is all over. Bloomberg calculates the yield on the Greek 3 Month as determined by the bid, or where investors are willing to buy it, based on BVAL sources at 21.3%. In all honesty the bid/offer market in the 3 Month are all over the place. HDAT gives it as 99.650x99.840, BVAL is at…
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Fear of collapse drives investors to rush to sell Greek bonds
Investors rush to sell Greek bonds Market turmoil hits the euro and adds to fears of economic collapse in Greece http://www.guardian.co.uk/world/2010/apr/08/investors-sell-greek-bonds
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3 ISA's 3 different dates how to transfer all
I am a bit confused with ISA and money anyway so here goes: I have 1 ISA started 5th April 2007 another 12th May 2008 and last year 20th April 2009. If I want to transfer all these into an accout that offers to transfer £9000 or more does this mean the interets on these accounts are given on the day opened? Therefore does…
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ISA Advice
:oProbably a stupid question-but please dont shoot me down! I have around £7k in an ISA form the 09/10 and 08/09 allowances, can I transfer this into a new ISA for the 10/11 tax year and still also open a new ISA with a different provider to deposit this years allowance? Or do I need to look for a provider who alows…
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Will applying for an ISA affect my credit rating?
Apologies if this is a silly question! And if it's in the wrong place! My husband and I are in the process of applying for a mortgage. We have already been declined by one lender (not because of our finances) and have now submitted a full application to a second lender. We both have savings accounts linked to our bank…
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How to open a Swiss Franc bank account?
In anticipation of a hung parliament and possible run on the pound sometime this year due I want to move most of my spare pounds to swiss francs. Switzerland seems to be the only financially stable country left and the currency is already rising. I'm in Switzerland next week. Anyone know what documents I need apart from a…
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Simple Cash ISA Question
Last financial year I opened a cash ISA with RBS, about £6200 in it now, this new year I plan to take out £5100 cash from it and put it into a new ISA with another bank with the highest interest rate, and then maybe transfer the remaining £1100 from the previous year to another provider for a lesser rate, I hope that makes…
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Pension or ISA
Simple question... I have a stakeholder pension which I haven't contributed to in a while, and I haven't yet invested anything in my 2010 ISA allowance. Question is - which should be my priority, pension or ISA? Thanks in advance...
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ISA Transfer and 2010 Investment
My first post - be nice! I have built up a sum of money in previous years' ISAs, and also have money ready to invest in a 2010 ISA. Having done a bit of digging around, it looks like the ISAs with the highest interest rates don't allow transfers of previous ISAs (e.g. the Santander one). Therefore, am i right in thinking I…
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Uranium Participation Corp
Hi all, Few years back I bought some units of Uranium Participation Corporation common stock through my HSBC invest direct account. I went to check up on their value three days ago....and lo and behold, they're still in my portfolio, but reading 0 value. Same today. I've googled for any news on this, but according to the…
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Setting up AA Savings A/C
For anyone who has set up an AA savings account - how long did it take? I set one up on line and got a letter from them on the 23rd March, with DD details. It said I would receive another letter from them with details for sending a cheque but nothing. I rang last week for another one and still have nothing. Am getting…
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AXA Bonus Builder
I am 10 years in to this 15 year plan, but am tempted to cash it in. It only a £20 per month plan. I have no idea how to assess it past and projected performance. I would appreciate advice? thanks
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Did you have a financial spring clean?
Over the last few weeks, I have found the MSE web site and forum very helpful in giving my finances a spring clean, so thanks to the advice of those who responded to any questions I posed on the forum. Here is how my financial spring clean went..... ISAs:- transferred all my low-rate paying ISAs (0.1% AER and 2.5% AER)…
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Are Fund ISA providers totally out of date?
A new ISA year and what are the fund ISA options available for the online investor? I mean all those funds wanting our money? Well there is M&G Fidelity L&G sort off and that seems to be about it The others, bless them, want you to apply for and fill in forms! So don't throw out that quill or let carrier pigeon escape.
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CTF Investment Question
I still need to invest my daughters voucher. I am saving for her seperately so I feel I can be a bit reckless and put this in a higher risk investment fund but I'm a bit of a newbie... I did read on here someone recommended F&C Private Equity Trust /Pasific Assets or Graphite Enterprise Trust as the best higher risk. Would…
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ISA matures on 31st May 2011 ? - why ?? Loss of interest maybe
I have looked at Coventry 1 year fixed rate ISA (currently 3.25%). Their blurb says 1 year fixed ISA matures 31st May 2011. Looking on the web, it seems that many of the ISA providers are also using this 31st May clause. I rang Coventry today, and asked the question "If I invest £5100 today 8th April 2010, does it mature…
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advice for investing inheritance for daughter
Hi all Long time lurker but only just registered. My daughter (13) has recently inherited £68k, and I want to invest this wisely on her behalf. I am looking for capital growth but with low risk. I am happy for the money to be tied up for the next 5 years, but she may need to access some of the money after then for…
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M&S 1 share = perks
http://www.stockbrokers.barclays.co.uk/?category=whatweoffer&usecase=landing80 scroll down to M&S does anyone have M&S shares to say what the rewards are please? what does spend and save actually give you, is it a % of every purchase?
