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Advice needed on lump sum investment.
Hi, I am about to sell a flat I inherited about 18 months ago. I expect to see around £107000 after E/A costs etc. I would like to put the money towards another property in the future so I would be happy to have the money somewhere with a 30 or 60 day notice for withdrawls. I don't expect to have to use any of the money…
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Coventry Members 3yr 4 month Bond 5.00%
Max investment £5000, strictly limited to customers who have been members continuously since 6/4/2006. http://www.coventrybuildingsociety.co.uk/savings/membersbond.aspx?CBSRef=CMB019
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what should mydaughter do with her money
hi my daughter is about to turn 18 she has £1,700 in an nationwide smart account from her grandparents she is getting 300 to spend but have told her she has to invest the rest for at least 3 years what is the best way to do this so she gets the most from it. any advice would be helpful.
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question about corp bonds
Hi, I was wondering what happens to corporate bonds if the company is bought out (not nationalised). I realise that if a firm goes bust it is likely that bondholders will lose some or all of their investment but i am unclear what happens when the business is viable but bought out. Key questions are: are the bonds redeemed…
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To Invest or not to?
Punjab National Bank (International) Limited is offering 3.50% on £1000 min for 1yr and is authorised and Regulated by the Financial Services authority but is not shown on any best buy tables. Does any-one know the reason why? If they are authorised and Regulated by the Financial Services authority surly they should be…
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HELP! I'm totaly confused!
OK I opened a cash ISA 2 yrs ago with alliance & Leicester (this is an online acc which was a stipulation at the time) Each week for the last 2 yrs a set amount of money has been paid into it from my RBS acc. I have read through Martins summary on ISA's but I'm still not sure what I'm supposed to do to ensure I'm getting a…
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Childs regular savings account
Hi I am looking at a new savings accounts for my 2 children (7 & 9). I have some cheques in their name to pay in but want to go the regular savings route and drip feed the money. If I go with the Halifax and open 2 save4it accounts and 2 regular savings accounts can i pay the cheques into the save4it accounts and then…
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Confused.....
Basically the title says it all, I'm confused:o My parents, very kindly, want to put money away for me and as hubby and I are expecting our 1st baby in October they want me to open another account for bubs:) I know my parents are fab:D My Mums old school and prefers a passbook and going into the branch so I'm looking for…
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Natural Resources Funds
Good morning all, I'm just wondering aboutthe recent rapid growth that I've seen in the natural resources fund in my portfolio (JPM Natural Resources A Acc) and if it's sustainable or just another bubble? I think that as the world gets out of recession that there should be more demand for resources as output picks up but…
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What to do with Cash ISA/Savings?
Hi there, Just looking for some advice, I bank with Lloyds TSB and currently have nearly 30K in a Cash ISA and £26200 in an Online Saver (Both with Lloyds TSB) I haven't put any money in my Cash ISA this year yet, but what is the limit you can put into your Cash ISA this year? & is it ok to have more than 30K in a Cash…
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What Best to do With my Money??
Good morning all - I'm after a bit of advice as to what to do with some money I will be saving from next year. I am 25 years old and purchased my first home a year ago. At the moment I have a pretty hefty car loan which will be paid off in 12 months time. Once the loan is paid off, I will have an extra £400 - £500 a month…
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New year's allowance into existing ISA?
Hi, Does anyone know if it's ok to add the new year's allowance into an ISA existing from previous years? If so, would I get the same interest rate on the new funds as I would on the old funds? The account in question is a Santander Flexible ISA opened last year with a deposit of the full year's allowance of £3,600. Cheers…
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Child Trust Funds
Hi I have twins and have vouchers to set up there ctfs. Can anyone recommend someone. I keep looking for interest rates but they dont seem to give them, anyone help? Thank you Russell:beer:
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Investing in GILTS
Am I missing something? I see that the Government security: CONSOLS 4.0 Perpetual is selling at around 76p so the yield is actually 5.26% Sounds good on a secure investment. What's the catch?
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Can I open two Isa's this year?
I would be grateful for any advice as I am new to Isa's and am in a bit of a muddle. I had an Isa with A & L last tax year which has £3,600. The rate for this year has dropped from 3.5% to 1% so I need to to transfer it. I am OK about how to do this and finding a new decent rate. I would like to keep saving each year in an…
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ING Cash ISA
Had an email from ING offering 3% for 1 year with instant access ,just wondering if to put this years allowance into this as theres not a lot else better around at present.Any better offers around without tying money up?
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Currency investment - possible with ETF?
I would like to know what is the easiest way to get exposure to a currency, particularly USD and EUR. I have an investdirect account with HSBC that allows me to buy any ETF traded in the London Stock Exchange. They also let me have a USD account to play with NYSE, but the process of moving cash to/from that account is…
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Share Transfere Charge is it Reasonable
My father died recently and had some shares with LLoyds Banking Group which have a value of £103. When I rang for advice I was told the shares could be transferred to me and the administration charge is £34. My first question is "Is this a reasonable charge?" as it is one third of the value of the shares. My second…
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The Latest Gold Fraud Bombshell!
When the realization that gold owned is just 1% of what is physically deliverable, you will see the biggest bank run in history. http://www.zerohedge.com/article/latest-gold-fraud-bombshell-canadas-only-bullion-bank-gold-vault-practically-empty
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Help please Mum's cash isa- Lloyds have taken it out without permission
Hi I really need some help and advice please. My mum and dad signed up to transfer their cash isas last year (the full amount) to Lloyds to get a better rate of interest. My mum has just retired so she has a large lump sum in her Lloyds current account. She logged onto the Lloyds internet banking this morning to discover…
