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New Index-linked Savings Certificates
3 year 20th issue and 5 year 47th issue have just been released. http://www.nsandi.com/interest-rates
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ISA help
I currently have a self select fund ISA with Hargreaves Lansdown which I want to put more money into now that the tax year has refreshed. However from following the online paying in method, it looks like it is making me resubscribe for this tax year. My plan was to top up my current ISA with Hargreaves, and then open up a…
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New fixed savings bonds with West Bromwich
Can't see this posted elsewhere,so thought i would give you good people a "heads up" oooh i love that expression!! https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=194492 looks a bit of a winner to me.
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Child / Student Acoount
I currently have two Santander accounts for my daughters aged 14 & 16 (in their names) earning peanuts with c£20k in each. Looking for a place to put it geared to drip feeding them when they go to Uni. I would like to remain in control of the drip! I don't mind taking a bit of a risk. Any suggestions?
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Transferring Bradford and Bingley ISAs important info!
Just thought this info may be of interest to readers on this forum. Like hundreds of people today I made arrangements to transfer my matured fixed rate ISA currently with Bradford and Bingley into an ISA with another provider. Having completed the transfer application I thought I would go into the B & B branch out of…
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Interest on money in reclaimed lost savings account
I originally posted this in the thread on success stories for reclaming lost accounts but I would appreciate some advice on what to do next please. I had a success using mylostaccount to trace a Halifax account. I had tried this direct with Halifax a few years ago but with no response from them. I had two accounts so…
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Why does my wife keep needing ID?
When I open a new savings account, I am usually validated online without needing to send ID documents. My wife ALWAYS has to send ID documents. But she is UK-born, is a joint houseowner of many years, has other savings accounts, a job, etc etc. Why is she a non-person?? Any ideas please as it is beginning to worry her!
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What do I do with my money?
Hi there, Just a quick thread to ask for suggestions on what todo with my money. I am a student in my first year. I bank with NatWest and would like to keep everything there if possible as I can manage everything online in one place and it makes it easier for me as I won't get confused. (But I do have a current account…
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Only one Isa?
If I transfer my accumulated Isa from the previous provider to a new one in this 2010/2011 year does that count as my one and only Isa for this year? I want to transfer to Nationwide (top rate for transfer in funds) but would like to start a new Isa with Santander for this years allowance as they offer a better rate and…
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Principality Building Society-WARNING
It appears when trying to withdraw money/close account with the Principality Building Society, there are two things to beware of: If you wish to close the account online, Principality will not act on a request for electronic transfer for 4 days. If you close the account and request a cheque, this will take up to 1 week and…
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A Very Small Shareholder Problem
I'm helping a friend to sell a modest holding of Rolls-Royce shares. She has certificates for all but three shares - presumably three that were issued as part of the scrip dividend - share conversion lark. Letters of Indemnity and replacement certificate fees seem likely to cost several times the value of the lost shares…
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Selftrade - Free Trades?
After last year's introduction of Selftrade sharedealing annual fees - does anyone know if the ongoing (ie year 2) annual fees also attract the 3 free trades sop ?
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Savings accounts for Clubs
I'm a member of a small sailing club which has built up some savings over the years. Does anyone know a bank/building society or other organisation which will pay better than 0.1 - 0.2% on a savings account for a club/association.
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15 Year Old with £5,000 - best way to invest for 5 yrs
The title says it all. I currently have a Halifax Account with £5K in - which is held in my name for my 15 (nearly 16 year old) daughter. I am keen to tie this money up for 5 or 6 years so that she is a more responsible age when she can get her hands on it (she is going through a terrible teenage stage at the moment and…
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Natwest eISA nominated account - no more
If a recent update of account T&Cs that I've been sent I've noticed Natwest have withdrawn the Natwest nominated account condition for the eISA. However, I thought I'd post it on here as a lot of people may not bother reading the T&Cs and I've noticed that MoneySupermarket.com still says the Natwest eISA is only available…
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Standard Life shares
I have just over 400 standard life shares and wondering whether now is a good time to sell them or should I keep them?
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Short term savings
The missus is planning on saving a bit of month each month for the next few months top pay for xyz. It will probably be in an account for around 6-7 months. In total she will probably only save 200-300 hundred pounds in total where would she be best putting it?
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Top fixed rate ISA
Leeds Building Society are offering 4.6% fixed for 5 years, with the provision for a one-off 25% withdrawal.
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investing for a babies future
Need some info. I have a nephew/niece due in August and I want to open some sort of savings or invest for their future. any suggestions what would be best? not huge amount on a monthly basis prob be about £25/£50. would rather something not instant access so I can't just "borrow" it!
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Discount Brokers questions
After reading article about discount brokers (sorry, as a new user I can't post links) I decided to put part of my savings in investment funds. I am browsing Hargreaves Lansdown page and I have a few questions. - First of all - what would be your recommendations about those things? Is there anything I should specifically…
