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Britannia Monthly Saver/Co-op £10
Open a Britannia Easy Monthly Saver account, save £20 a month for 12 months and get a free £10 co-op voucher http://www.britannia.co.uk/home/_site/campaign/christmas/index.html Granted 2.1% AER is not as good as the ones published here http://www.moneysavingexpert.com/savings/best-regular-savings-accounts, but if you can…
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Not wanting to be political....BUT!
As regulars here are all to aware it's desperate trying to find a decent return for our savings. Goodness knows what the future holds for the thrifty if D Cameron gets into power... He has spent part of his day slating NH&I for "stifling the private sector" with their unrealistic generous interest rates for both 1 & 2 year…
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Sainsburys Online Saver Monthly Interest
Hi Has anyone got one of these accounts if so is the following reply to an email I sent true? In response to your query, moving the monthly interest out of your Online account would be counted as a withdrawal. Any more than three withdrawals would then result in the interest rate being reduced. TIA
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Citibank - Shocking Treatment of investors
Item deleted. Too many a-seholes on this web site SEE BELOW
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Non-Resident
My wife and I are now resident in Spain, can I legally open a new ISA account in the UK? We still have property there which we rent out and pay tax on, I also receive a Pension after taking early retirement. Thanks, Paul.
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Stocks and shares ISA - is there any point?
Just abit of background, I'm interesting in some stocks and shares and have some money to invest. I know the shares and companies that I am going for, but recently, I was told by a family friend that unless I make a certain amount of return on shares, there's really no point in investing it within a stocks and shares ISA…
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Building a Portfolio
When totaling up a persons portfolio of shares , funds, cash property etc. Should the person normal savings cash and normal House property be part of the overall portfolio, or should those 2 item not be included?
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Optimal Yield Commodity ETF (XDBD)
Not new but I only came across it the other day: Deutsche Bank Liquid Commodity Index™- Optimum Yield balanced ETF (XDBD) seeks to optimise the roll yield that will maximise the positive roll yield or minimise the negative roll yield. Does anyone have any opinions on this ETF? At the moment I've got passive commodity…
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I need help making a decision!
I've got around £7500 that I want to save, but after reading through articles, websites, etc until my head is spinning I need help making a decision. I've asked DH what he thinks I should do, but his answer is "I'll leave it up to you"! Our personal situation: DH may be being made redundant next month, so there is a real…
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Lloyds Vantage Question
I'm considering opening a Lloyds account with Vantage and I've just been looking at their website to determine interest rates. Does anyone know if the higher rate of interest (4% on balances between £5k-£7k) is paid on the *entire* balance, or just the amount that falls between £5k-£7k? I've read through their website a…
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Birmingham Midshires - withdrawals from 2 Yr Fixed Rate Bond
There has been some confusion about whether or not you can withdraw from a BM 2 Yr Fixed Rate Bond (with 90 days loss of interest on any amount withdrawn). Has anyone actually done this? I ask because a member of my family has recently opened one such account, and tells me that on the website, having logged into this…
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Has the 3.25% ING savings account interest rate dropped?
Can't find the answer to this anywhere - Have ING Direct done it again and changed the interest rate on the ING Direct Savings Account ? the 3.25% account which i opened last month isn't showing up on moneysupermarket anymore as one of the top paying and on ING's website it now says 0.5%!!!:confused: :mad:
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Historic Rates Download
Came across this Excel download courtesy of Halifax research - which gives, among other things, historic comparisons of mortgage; base and savings rates with the equivalent rates adjusted for RPI. http://www.lloydsbankinggroup.com/media1/research/economic_factbook.asp It makes interesting reading (Table 5) ... even in what…
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What funds are you in, and why?
Just interested, as I have a new chunk of cash to invest. Looking around to see if anyone has spotted some good opportunities outside of the most common funds (Invesco etc etc)...
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YBS Regular Saver 1 customers offered fixed 3 year bond at 4.75%
Hi Sorry if there is already a thread about this offer, but I've searched and can't find one! I'm an YBS regular saver 1 customer and I've received a letter offering me a fixed 3 year bond at 4.75%. Is this a good deal? :confused: Also, if I'm reading the letter correctly, I could move £1 into the bond from the regular…
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Should I be a non-tax payer on my savings? Help please!
Hi, I wonder if any of you knowledgeable people could spare me a moment... I'm currently unwell and living on a non-means tested benefit and still have a few pounds left in the bank. My bank is taking tax off my meager savings interest and I have no idea if I should tell them not to. I believe there is an annual tax free…
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What should I do with my extra money?
I am currently in a situation where my mortgage is quite small (around £500 a month) and I have around another £500 a month to invest. Would it benefit me more to over-pay my mortgage (no charges from my bank unless I over-pay £600 or more), or to invest in a savings scheme? I would want to access the money in around a…
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too much money.
My OH and i are lucky enough to have filled our ISA up this year. I have received my lump sum, bought a car, given the kids some cash but i still have approx. 9k and i really dont know what to do with it. We also manage to save apporx. £600 a month. Any help appreciated.
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Is there a monthly savings of more than £250.00 ???
I'm looking for a monthly saver that allows you to save more than the usual amount of £250. Ideally one that allows you to save upto £500, risk free, with a intrest rate of more than 4% (above 5% would be better). Anyone any idea's?
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Alliance & Leicester Shares Haven't heard from Santander?
Hope someone can help me !! I last received some shares from A&L October 2008. I had a letter re shareholders about the take over by Santander. I have since not had any dividends or any correspondence regarding my shares. I don't know who to contact regarding this ? Can anyone help me ? Debbie
