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Savings & investments

Archives for November 2009

juilian hodge bank
I am new to this so hope someone can help. I am wanting to know if anyone has invested in any of the bonds this bank offers, particularly the Capital Millenium Bond. This seems to have the best interest for a 1 year fixed rate.
NS&I 1 yr fix no loss?
The Daily Mail is making a great deal about upset savers who can't invest now the 1 yr Growth Bond has been withdrawn by NS&I after 24 days, but seem to miss the point that Martin and MSE make here that you can still buy into the existing 3 or 5 year fixes but still get your money out with the 90 days loss of interest!!?…
School fees calculator
I’m thinking of sending my daughter to private school but want to gauge how much it’s going to cost me and whether I can afford it. Does anyone know of a good schools fees calculator on the web that could help me? Thanks
Halifax Share Dealing Account
Hi All. This may be a stupid question! If I was to buy shares using a Halifax share dealing accoung, could I then sell them later the same day? Cheers
alternatives to ns&i 3.95% 1 yr bond
Opened up a bond a few wks ago with ns&i .Was gonna do another BUT Now the 1yr bond is KAPUT! No MORE! :naughty: Any alternatives for £3000 locked up for a year?
Failed electronic identity check
As above really, anybody know what banks check? Presumably electoral roll ( I'm on it, have been for years) What else?
Alliance and Liecester shares 1997
I have been trying to find out where my shares went in November 1999. They were apparently sold by Barclays Shareholders Limited but I have never recieved share certificates nor any funds. Is there anyone in the same position as its been a three year trawl to get this far. Thank you steve
Halifax Reward Account
This account is now offering a £50 incentive for switching 2 direct debits plus credits of at least £1000 a month, still with the £5 a month bonus. I'm not sure if this has been brought up before, but it wasnt on the banking page I looked at. Cheers! Chris
Sharesave - when the number of shares is set?
The company I work for offers a share scheme, which I took up. I think it is a great idea! The one complication that is different is that company shares are traded i neuros, so the share price is set in euros for the sharesave. So, the end result depends not only on how well/bad the shares have done, but also on euro/pound…
Cameron Farley, FSA & Grant Thornton
In a nutshell I invested £15,000 with Cameron Farley. After a year of hearing how much of a return my friend and his farther were getting on a monthly basis. At the time Cameron Farley were doing this trading in mostly dollars, I met Stephen Farley,went to a seminar in the Hilton and made the decision to invest money that…
Natwest Internet Banking
Has anyone noticed that when transfering money from one account to another in Natwest's online banking, the total available money it says is in your account includes your overdraft, so if you transfer too much money you may end up in your overdraft without realising it. Does anyone else think the amount should clearly…
What to do if you have too much cash?
If you have too much cash these days and you put it in the bank you are at risk of tax investigation, being considered a criminal, terrorist etc. cash is dangeous to hold eg. theft and there is no interest. Gold costs 7% to buy and 7% to sell and is also dangeorous from a theft point of view. Travellers cheques have the…
HBOS Fixed rates chaged from today
BM 2year down to 4.05% AA is still 4.25% but presumably not for long Halifax rates have changed as well - 1 year down from 3.5% and 2 year up from 4.15% 1 year £500+ 2.35% 2 years £500+ 4.20%
Absolute Return Funds
Being a young and relative newbie to investing with Fund Managers, i still find it all quite exciting particularly with some of the gains made since the markets bottomed in March. That said, i am realistic and i am aware that i need to reign myself in sometimes in the knowledge that the bull run will not be never ending…
isa transfer to a fixed rate account
i have an isa at the moment which is earning about 3%. there is about £11000 in it. i have noticed that a lot of fixed rate accounts are paying high rates such as 5% for three years compared to the poor rates of isas. is it worth moving my money into a fixed rate account or not??
rights issues and buying shares via online dealer (ie halifax etc)
if i buy shares through halifax online share dealing does any one know if they charge their usual dealing fees to take up rights issues? as their site doest seem to specify
Trustee responsibility
I agreed to be the executor of my brothers estate when he made a new will a few years ago when he and his wife split up. This would involve me being the trustee of his assets until his children reached a certain age. This sounded fairly straight-forward. However what I didn't realise, and he forgot, was that he signed over…
Short term savings account - help please!
Hi, Our house sale/purchase looks like it is about to fall through due to the front end of the chain breaking and we now have £55,000 in cash in a current account. Can anyone suggest a decent 'interest bearing' account that I could deposit the money into for the short term (i.e. easy access). Thanks very much.
Moving funds between BMid/Saga/AA savings
Has anyone found a way to move funds directly beween a Saga account and an AA savings account without involving multiple BACS transfers? I've got a Saga fixed rate maturing in a few days and would like to park it in a new AA instant savings account for the time being without making two BACS transfers in and out of current…
Safe banking for funds in excess of £50,000
I am looking to startup a small business in the New Year and would appreciate some advice with regards to the bank/government guarantee of £50,000. 1. If you are banking both personal and business with the same bank does the £50,000 guarantee work on each account ie. a total of £100,000, or would the £50,000 cover both…

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