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Savings help needed pls!
I am a newbie to this site so hope I am posting in the right place! I have recently got engaged and want to start putting a regular monthly part of my salary into a savings account to pay for the wedding (in 18 months time). However, I do not want to be penalised for withdrawing money as I will need to pay deposits for…
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Abbey Complaint. Any idea what i can do?
I joined Abbey Jan 09 and had an e-saver and an ISA with them. I initially had a problem with my ISA (2 months to transfer!) and despite complaint letters and phone calls, i never received a reply. In mid-March i closed my e-saver, however almost 6 weeks later i have not received my cheque or any details about the closure.…
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Share Dealing For Kids ?
Hello, This is my first post here, so hopefully I'm in the right place saying the right thing ! I've been scanning the web (including these forums), but can't find an answer to my questions. My two children have reasonable lump sums sitting in building society accounts. I accept that this is a "safe" method of saving…
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does any one know where the caluclator has gone from this site
does any one know where the caluclator has gone from this site that used to tell you what interest rate you need to earn on a normal savings account for it to be the same rate of interest as an isa you used to have to put the percentage of an isa and then click normal rate tax payer or lower rate tax payer and it used to…
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sharedealing account
Hi all I made an application to Computershare for a share dealing account and the application was declined. The letter said they had consulted Callcredit, CIFAS and Synectics Solutions Ltd but that it did not necessarily mean adverse info was held for me. I'm now worried as I've always had a fantastic credit rating, no…
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Lump sum & monthly deposits
Can someone give me some advise please. I'm looking to deposit around about £2,000 as a lump sum and then make £200 monthly deposits on top. So for I looked at regular monthly saving accounts but they don't allow lump sum deposits and the fixed rate accounts I've looked at only allow a lump sum deposit. The only thing I…
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New ns&i index linked issue
3 & 5 yr both at average of 1%. Anyone know what the previous issue was?
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Stocks and shares ISA when I already have a cash ISA
I want to apply for a Hargreaves Lansdown stocks and shares ISA. I already opened a Principality regular saver ISA with £300 in April and will pay £300 pm till march 10 totalling £3600. Am I ok to open a stocks and shares ISA with a different institution? If I open the stock and shares ISA I assume I will only be allowed…
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Best times of day to trade shares?
As a general rule,,can anyone say what is the best time of day to buy shares and then to sell?? Come to think of it,are there better and worse days of the week to trade?
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Woolwich 4.3% fixed 1 yr
Hello again Whats general opinion on putting 50k into here. I am cancelling the A&L fixed 5yr deal. kjm :confused:
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Why save with the Co-op ?
Hi chaps .... I have been a loyal co-op customer for some while and have always been pleased with their ethical approach and the fact that they have no 'shareholders' to keep happy but the interest rates on their privilege saver account is .75% and ISA .5% - I have spoken to them about this and all they would say was that…
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Share Dividend Question
Hi all, Just a quick question. How do I find out what dividend a company pays to its shareholders? Is there a central location that reports this information? Cheers Bob
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Britannia Merger - YES result to vote
88% of savers and 86% of borrowers of voting members of Britannia Building Society, the UK's second largest building society, have voted to merge with Co-operative Financial Services, to become part of the largest consumer co-operative in the world.…
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In a bit of a mess with my ISA(s)!
I wonder if anyone can help me as Natwest are being completely rubbish and every time I ring they tell me something different! Basically, I have a Natwest Cash ISA and I saw the E-ISA advertised on the Natwest website which has a considerably better rate. I have applied for (and now got) an E-ISA with Natwest (as well as…
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RBS shares were worth the punt!!!
Hey guys, Several months ago I bought RBS shares @ 20.7p (about £500) and there were some that thought it would take a long time to make any profit, and most also seeing it as 'high risk'. Well at the moment they are worth 36.7p and I am thinking of buying more shares in banks. Can anyone recommend other companies to…
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unpaid tax on investments and savings
Someone has come to me for help, and I'm seeking advice for them. They invested an inheritance, jointly with a sibling, and forgot about it. Literally. The money was predominantly in capital bonds. The person has only remembered now because the sibling wants to regain their half of the investment. Because the first party…
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Paying Tax on Employee Share Purchase Plans
Hi there, I've been part of the employee share purchase plan at my place of work for over a year now. Basically 10% of my salary is set aside each month and then every 6 months shares in the company are purchased (at the lowest rate at the start or end of the 6 month period at a 15% discount) for me under an ETrade…
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Claiming gross interest ?
My nationwide e bond has matured. I thought I had registerd for gross interest but net interest has been paid so I must have forgot. Can I claim that lost interest back,and if so how should I go about it. Thanks.
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Northern Rock Fixed Rate Cash ISA Issue 94
Has anybody had problems paying in this Fixed Rate Cash ISA Issue 94 by direct payment (BACS), namely having the instruction bouncing back, then appearing paid out and paid in on the statement for the current account where the direct payment comes from ? Any idea how to solve this ? Thank you.
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Alliance & Leicester minimum payment on ISA
My sister recently attempted to make a payment into her A&L ISA before the end of the last tax year. The other day she noticed that the payment had been returned to her bank account. When she contacted A&L she was told that the ISA had been deactivated because she had not made a payment into the account (a minimum of £1)…
