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Natural Resources Fund
Can anyone suggest a decent Natural Resources Fund; had a quick scout around and it appears JPM, Blackrock and Investec all have similar. Will obviously do my own research into them, but wondering if anyone has any views on the respective fund managers or providers. Looking to add this sector to my S&S ISA for this tax…
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Adding Dividend Payment to Morningstar and/or FT.com
Ok so I add my portfolios to Morningstar and FT.com to track them in their own ways. I got a 'dividend' payment from one of my funds, a measly £1.46. HL just take it off the total amount put in, but I can't seem to add this to either portfolios. I can add cash but then it doesn't count it as my portfolio (as it puts it in…
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Opening an Icelandic bank account.
Ok guys I know this is gonna sound silly, but after seeing how high the interest rates currently are in Iceland I was wodering does anyone know if it is possible to open a sterling icelandic bank account and take advantage of some decent rates. I am gonna have a thourough look now online but as tis forum is "the place to…
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£300 pm to save
hi i intend to save £300 pm for 8-10 yrs i have seen the FA at my bank (natwest) who has advised me to open a stocks & shares isa (balanced growth fund) rather than a cash isa as this could bring better returns. would this be the best way to save or is there a better way to save long term? thanks in advance
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Advice on converting large amount of $s to £s
Hi, Apologies if this has been covered in another thread, but I'm looking for advice regarding exchanging and investing an amount of $s. A relative has left around $25000 in a will (somehat to my surprise), and not being financially minded, I wondered if anyone had suggestions for getting the best exchange rate back to £s…
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Advice on Offshore or Portfolio Bonds
I am a UK expat living in Asia. My financial advisor is pushing me to establish a Portfolio Bond or Offshore bond (e.g Friends Provident Reserve Bond). He has three arguements in favour: 1) tax efficiency in the event that I return to the UK 2) Avoidance of Inheritance tax 3) Vehicle to access various funds etc that would…
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1 yr fixed bond & L&G capital growth bond
Hello all Advice please. I have today signed for one year on 5.5 % fixed bond 50k and 50 k on L&G capital protection growth bond ( with 5ys guarantee) Of course very cautious and ifa from A&L where I banked, Many thanks:confused:
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Natwest e-savings / Cash ISA confusion
Hi folks, I've got a couple of savings accounts and a current account with Natwest. Probably not the best idea in the world at the moment, but thus far they've proven themselves reasonably competent (certainly moreso than Halifax and Yorkshire -- the former had a tendency to "lose" my money, the latter couldn't even handle…
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Is our £20k in the right place?
We currently have £20k in a Natwest e-savings account which pays 1.10% AER at the moment. Looking around would the money be better off in a cash ISA or something? Sorry don't know anything about savings etc. Ideally we would want to still have access to it, or maybe move 10k into long term savings and 10k where it is? This…
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FTSE All Share ETF
I was looking to buy an ETF to track the FTSE All Share index but have found the AMC of 0.4% on both the Lyxor and Ishare product to be significantly above the AMC on the Fidelity tracker (AMC 0.1%). I'm surprised by this as I thought an ETF would be lower cost. Can anyone tell me if there's a good reason to use an ETF to…
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confused?!
hi all im am kinda new to the whole saving thing. i have got a few isa's with a bit of money in them. my question is, i have have been looking into opening a new current account (premier direct account AL) which pays 5% AER but then looking into savings accounts they are paying about 2.7% so am i better off getting a…
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Any financial advisors out there?
I'll try to be clear ( I ramble a lot) My nan died 2 months ago - she had altzeimers (sp?) and for the last year or so my parents had conrtol of her finances (Legally - can't remeber what it is called) During this time my parents built an extention on their house for her to live in as she was no longer able to care for…
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Convert change into notes
Not sure i'm in the right forum but I'll ask anyway. I've managed to accumulate a lot of loose change... What's the easiest/cheapest way to get it converted into notes? Thanks.
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Shares - Laymans terms
Hello, I have a small amount of money (£100) that I wanted to use to 'experiment' in shares. Is this a very foolish time to do so? Is it unlikely to make any profit? Should I stick it in savings instead? And keeping it very simple - how does it all work? Thanks!
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Help stocks or not!!!
I currently have all my savings in a cash only ISA, and is there for the long term. Having seen that the markets are pretty low compared to the highs of 2008, is it worth splitting some of this and investing in the stocks (long term) for better growth. If so where do I start looking as I am a complete novice to all…
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Newbie question - Moving cash from ISA to ISA
I have some cash that I would like to put in a stock ISA but would like to take a look around at the options available. If I put my cash into a stock ISA I already have, would I be able to move it at a later date? Thanks
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Short Term Fixed Rate Deals
Hi I am looking for a 3 month Fixed Rate Bond and was wondering what deals were out there? It is for about £20k to £25k as I am looking to buy a house late Summer so can only tie it up this long. I have already used this years ISA allowance.
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claiming interest back on a savings account on behalf of my wife
hi, my wife is at home looking after our children and doesnt go out to work so she does get some child benefit etc but not much because. We opened up a tesco savings account and ut some money in it from our hosue sale. We have had a certificate of deduction of tax for my wifes account and she has been deducted tax. I…
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Can i do this?
I have Cash ISA 07/08 in A&L 08/09 in Barclays Can i transfer these both into First Direct e-ISA? I have already open 09/10 with Saffron.
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Northern Rock Shares
What's the latest with Northern Rock shares? I lost track after they disappeared from my Selftrade account. TIA Vigman
