-
Interest Rates
I currently have most of my savings in an instant access account which is earning a much better rate (after tax) than my Barclays ISA. Im wondering if it would be better to transfer my ISA savings into this account aswell so i can get a bit more interest. My question is this, many wise folk reckon the BoE will be…
-
Change from SO to DD
I help administer a charity Sports & Leisure Centre, and currently most of our members pay by SO every month, which gives us a big overhead in checking everyones payment every month to make sure that we know who are still members. Would it help cut down our administrative costs if I was to suggest changing the SO to DD and…
-
Fixed rate bond
Why do building societies always pay higher interests than banks? What are the disadvantages of fixed bond apart from not being able to make a withdrawals?
-
A&L Direct Saver
Hi Savers Does anyone know how to close an old Direct Saver? When I try to transfer the balance to the current account it says I need to keep a min of £1 as per t&c's - but I don't want to keep the account!! Contacting customer services by e-mail is continually failing. Thanks
-
The List: The Next Iceland
Great Britain Economic damage:The financial crisis has gotten so severe in Britain that it has earned London a new nickname in the international media: Reykjavik-on-Thames. The question in Britain is no longer when the economy will enter a recession, but when it will enter a depression, with many bracing for a slump that…
-
YBS transfers in and out
Recently received confirmation of my YBS account being fully opened (had to send ID off). Have just logged in with intent of making first payment in. Unlike other accounts, it doesn't seem to have the concept of initiating payment from a nominated linked account (can't recall whether I specified one or not, but I'm sure I…
-
Where to put £115k ?
Hi this 1 yr account finishes in March,,,dont need access....but want safety..maxed up in Halifax,,and isas...any suggestions?? ian
-
What do you think of this advice please
Hi Everyone. I posted a few weeks ago regarding a sum of money i recently inherited and was advised to see a FA. I have done that and he determined that i am a low risk investor (3/4 out of 10) on the questionaire he did with me. He is suggesting I invest £65k out of the £85k I have on a capital back guaranteed 5 year…
-
inflation rate vs. interest rate
Are these rates equal at the moment? Assuming interest rate is for a basic saving account. ~ NET 2.0%
-
£500:00 per Month to Invest ?
:rolleyes: Any one with advice I have £500:00 per Month to invest from March 1st ? No long term investments please ? I could need some easy access Investments ? Your help in this matter would be appreciated Thanx in advance :o
-
What cash ISA...In April??
Hi...need to put max for wife and myself in April...can I get a fixed deal...where's best? ian
-
Going to go for growth. Suggestions?
I'm contemplating on putting a lump of £1000 into the following five funds. I'm looking at 5 - 8 year investment. I've chosen these following funds: * Neptune Japan Opportunities * Blackrock Gold & General Acc * M&G Emerging Markets Bond X Acc * Jupiter Financial Opportunities * First State Asia Pacific Leaders GBP Acc or…
-
A&L, Barclays savings slated in the Times today
http://www.timesonline.co.uk/tol/money/consumer_affairs/article5732624.ece Good article. I've checked and my saving accounts with A&L are no longer the best. They have introduced an e-saver "issue 3" which means that my savings and other members of my families savings rates were dropping in old e-saver accounts. You can…
-
How to Quickly find Current Interest Rates for Old Accounts?
To help save a great deal of time having to dig around bank and building society websites trying to find current interest rates for my many historical savings and ISA accounts that I have collected over the years. Can anyone tell me if there is one website that collects and consolidates all of the bank and building society…
-
How do you transfer e-isa to another provider?
I am thinking of opening an abbey isa, I do not want to open a current account. I understand I could open an e-saver and that will be enough. Also when the rates get better, how do you transfer an e-saver to another provider? With abbey e-isa, you have to do everyhing online, how easy is it to withdraw your money? Is it as…
-
Gold to buy or not to buy
Hi, Can anyone gve me honest advice on investing in Gold? Thank you Swallow 11
-
Ns&i Isa
Has anyone else had a letter from them saying they are no longer offering this product to new customers? Does anyone know if it is being replaced by anything else?
-
Interest Rate
I have a few accounts dotted around the place and just wanted to know how do I find out interest rates that they are paying. Do I simply ring up the bank and ask or can I check online- Interent Banking? Thanks Ross
-
Best child savings account for grandparent gift?
Hi There, My Father wishes to give his grandchild £20000 as a gift. We all understand the IHT implications and are happy with them, we also understand that a gift from a grandparent is not treated as part of the parents taxable income, but the childs. We want a monthly interest term account. I have two questions - first,…
-
New to ISA's....need help and advice
Hi moneysavers, I have seen on the site that there are about 49 days left to set up an ISA for this financial year. I am on the verge of coming into some money, not a lot by many people's standards (a hell of a lot for me) but enough to put £3600 into an isa account for the year. Am I right in assuming, that if I put that…
