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Egg Cash Isa
Hi all, I have an egg cash isa which I have filled for the last two years however I dont know what my current rate of interest is! I dont understand what they mean when I look at their explanation of rates - If opened before x date you get x etc! Would someone be so kind as to tell me what my current rate would be if I…
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Lloyds fixed rate ISA
Hi, is anybody out there going to accept the 1 year fixed cash isa with Lloyds or do you think you could get a better deal. Bearing in mind if you already have a Lloyds isa (which I do) then your interest would start straight away, whereas last year I waited over 30 days for my isa to transfer over
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Cash ISA
Hi I have a mini cash ISA with First Direct, part of HSBC, opened about 6 months ago. Now the interest rate is down to 1%. Can I transfer it to another provider without losing interest accumulated so far. If so what is the best deal to transfer it to? Bill
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Savings plan - advice needed
Hello everyone. I need some advice on whether my plan for my savings makes sense or not so would really appreciate your feedback. We have Cash ISAs and subscribe the total amount every April. We are planning to switch banks for our ISAs but waiting till April when we hope there will be some better rates on offer. We’ve…
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help... icesave isa cash...
hello i recieved my money back from icesave along with the isa certificate.... what do i do now? do i put the money in the bank and then send the certificate to the new provider? or do i send the certificate and cheque to the new provider? my main concern is putting the money in the bank and being taxed even for the short…
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Sky News saying PO account holders not covered by UK protection
Just seen this message on the yellow ticker at the bottom of the screen on Sky News. What is going on?
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Guaranteed Capital Bond
Hi hope its ok to ask here We have a Guaranteed Capital Bond from RBS through Royal Scottish Assurance. Mature date Dec 2009. If anything happens to RBS are our savings protected by any of the protections bodys FSCS ??? etc. I know its very unlikely that we will get any interest but am worried that we might lose our…
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£40,000 to Invest/Save.
Hi All I have been doing a little bit of research however I am still struggling to find a suitable account. I plan to purchase a house at the end of this year and I have transferred my ISA into the Julian Hodge bank. However I have 40,000 left that I want to use so that it will make some money at present, does anyone have…
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Are they awake at ING ?
Encouraged by the recommendation on Martin's weekly e-mail, OH and I rang ING, checked that we could open an account and count as new customers to earn their 4%. That was Thursday 15th Jan. The following Tuesday, I rang again to ask after the application pack, to be told they had a backlog. Nothing has arrived by today…
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B&B login page hacked?
looks like the B&B login page is having some problems: https://savings.bradford-bingley.co.uk/OFIS/login.aspx anyone dare enter their login details? what a joke
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Is this right?
My mum put £10,000 away into bonds 2 years ago as advised by her bank. She called them up just before xmas to withdraw £2000 as she needed it and received the money ok. the man on the phone told her she would lose a little of the money for withdrawing it (around £500) the guy said he could not give her an exact amount as…
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Anyone had experience of closing KaupthingEdge FixedRate Account?
Help! I need release the fund in my Kaupthingedge Fixed Rate account to put down for a deposit for house purchase. I have just spoken to KaupthingEdge, and was fobbed off with a response of "We don't know how long it will take. They are still processing backlog of requests. I can send an internal note to the department to…
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help with child trustfund!
I have 2 sons both have accounts with the halifax. I put thier £250 voucher in the accounts and have been paying £10 a month into each account...... got statement today and they now have £240! less than what they started with! do I leave it where it is and pray it starts making money for them or cut our loses and switch…
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Bond maturing-should I reinvest in anglo irish?
Hi there everybody, My one year fixed rate bond is due to mature in anglo irish at the end of february 09. I was just wondering if it was your money would you feel confident enough in reinvesting in anglo irish for another year? With all the hubabaloo thats gone on with anglo irish over the last few mths sometimes its hard…
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Savings
What happens to personal savings if the country goes bankrupt and is this likely for the UK?:confused:
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ICICI what a rubbish setup.
I opened a fixed rate account with ICICI in late December. The email instructed me to send an opening chq of a min of £1000 and they would then forward my account operation details. I waited for the instructions to operate my account so that I could transfer the rest of my £45K. ICICI told me that I couldn't put anymore…
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Gordon 's Press conference at 11am today
This was broadcast on Sky News and contains two important points one true and relevant for all savers and the other an outright lie/deception. 1. He emphasized the importance of the global market in relation to financial matters. Up to 40% of loans in the UK were coming from institutions based outside the UK Therefore when…
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Buying shares-im new to all this
Ive got £200-300 to play with. I dont like risk taking but seeing Royal Bank of Scotland shares are currently about 25p surely for a long term investment investing in them would be a good idea? Im sure the government wouldnt let the bank collapse and in 2-3 years theyll be worth 2-3times more at least?? Seems to me the…
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Hens Savings Account
Having looked at what seem thousands of different savings accounts, my brain is about to explode and its also none the wiser!!! A group of us are going on a friends hen weekend next year and we want to start saving towards it now, so we need an account that is/gives us... * Online savings account * 2 people control * No…
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Looking to withdraw my savings from the banking system
I want to take all of my savings out of banks or building societies. This might be for a few months or maybe a year or 2. Who knows. I wondered if anyone knew about any of the following options: 1. A company who makes good, solid secure safes and installs them. 2. The safest and best way to keep money outside of the…
