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Our Sports Club's Savings account
We are involved in our village sports club and my husband is treasurer and thanks to advice last year we changed our savings account to Alliance & Leicester but they have dropped the interest rate from over 4% to 0.1% and having looked briefly on google and not getting much other than 0.5% wonder if anyone on here knows of…
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Tax on savings
Apologies firstly as I am sure this has been asked before but my search facility is doing strange things! When working out net interest for a basic tax payer is it as simple as gross interest x 0.79?
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saved money being taxed
hi so i have money saved in an account but i notice it is being taxed even tho i am a student and have no income over the personal allowance. how can i get it back? is there a limit to how far back in terms of years i can claim? thanks
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Cameron to scrap taxes on savings (basic rate only)
http://news.bbc.co.uk/1/hi/uk_politics/7810932.stm I think this is great news for savers, considering most feel hard done by every time BOE drop the interest rate a little further.
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opened AA savings NOV - still get 6%? or 3.55%?
I openeda aa account in Nov - totally forgot to send off the cheque to open the account. About to post today but notice the rate is now 3.55% - will i get the quoted rate at time of around 6.25% or todays rate? i guess as its not fixed, i get the 3.55%?
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children's easy access a/c
As a child I used to have an account with the Post Office into which I could make small pocket-money sized deposits and withdrawals. It was a brilliant way for me to learn about saving and banking, though I'm sure it used to cost the Post Office more in admin than the deposits accrued. Can anyone recommend something…
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Anyone with ING direct?
I have noticed my B & B 6 account is now paying 3.sommat percent and thats b4 the next chuffin' rate drop. Ing are paying 5% AER so wondered what their service is like. On a different note I see Cameron has promised help to savers by abolishing tax deductions for basic rate savers, hmmmm, wonder if Gollum will steal his…
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Deciding How Much Is Realistic.
My partner and I are currently wanting to save some money up but we aren't sure how much is realistic. We're looking into buying a house very soon (it'll be our first), so we aren't sure of what will be going out. Should we wait and see what our definate outgoings are, or just save what we can now and change our…
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Bradford & Bingley Internet Saver 3
There is a thread about the e-Savings 3 account, and I see the newer e-Savings Issue 6 has reduced, but I can't see that the withdrawn Internet Saver 3 has also changed down from the 3.41% AER it went to in December. Maybe they are just slow about updating information on old accounts.
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£100 per month to save
Is now a good time to get back into stocks and shares? Should we start drip feeding in again - and if so where? Tracker or Managed? We have cash savings - this would be long term saving Thanks for any advice downshifted
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AA savings rate dropped
Just to keep you up to date, the AA online saver rate has dropped from 4.53% gross last month to 3.53% now:mad:
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Annual interest savings accounts - Payments on account closure
Hi, I'm looking to open a number of instant access savings accounts to spread some money around. A lot of the top paying accounts seem to pay interest annually rather than monthly. I'm wondering if anyone has experience of closing an account paying interest annually mid term? I.e. If I want my money (to buy a house), will…
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Pincipality Standing Order Details (6% Reg Svr Bond)
Hi. Anyone had their passbook yet and able to confirm standing order details (known to be correct, so used, and seen funds arrive)? I see in my passbook their 'Principality Sort Code' and 'Principality Acct Number' which I assume I use (with my name as the payee), but it isn't clear which reference to use. There is the…
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help with calculatation please
Please someone calculate this for me. I have £6000 but not sure whether to put in the bank that provides, a) 6.00% Gross / AER invest (between £20-£500 per month) over a 12 month period or b) 2 year fixed rate bond at 5% gross How much interest will i get at the end of 1yr and 2yr? Thanks in advance
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premium bonds
Happy new year all. Would it make sense to transfer my savings into premium bonds? as the interest is low in the bank. I have £30,000 in savings. Many thanks A !!!!ed orf pensioner.
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Best child account
Could anyone advise the best child account pls, for savings around £2k, used for putting birthday and xmas money away
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Lump sum to save/invest
Have recently sold father's home and need to put his cash somewhere 'safe'. He shouldn't need to access it, thanks to decent pension paying for nursing home; at the moment it's all in one place - where is best to put house sale proceeds? At present thinking will have to break it up into several accounts. Decent interest…
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Savers to be given "help" in the budget.
Government help for savers may be on the horizon: http://www.telegraph.co.uk/finance/personalfinance/savings/4109375/Savers-to-be-given-Government-help-to-protect-against-interest-rates-cuts.html Cutting income tax on savings for pensioners and extending ISA limits seem the most likely although I think this is just…
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Negative savings interest rates
If the Bank of England cuts interest rates on Thursday could the interest paid on our savings fall below zero? http://news.bbc.co.uk/1/hi/programmes/moneybox/7809530.stm
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Accounts for children
Hello, hope I am posting this in a relevant place! I currently have a Child trust fund for my son who is 2 yrs old. I have added some money to it but not sure how much it is all worth at the moment & am about to transfer to another provider as I don't like my own one. However I am wondering if I should open another acoount…
