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Best Current Account Overdraft
Moving from Halifax in light of the £1 a day overdraft charges. Who is the best bank for low overdraft rates, been with A&L so I can not open an account with them. Probably wont qualify for the Abbey £100 offer, as I have a internet savings account with them, dam!
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What to do with my Share ISA allowance???
Well time is nearly up, well a few months away.. Last year I stuck it into some Legal and General fund, which I think has lost around 25% (Last time I looked). Don't know what to do with this years yet... I do mess around on selftrade and I think they do some sort of isa linking for shares??? Maybe this year I won't…
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Nationwide - who are they working for
All the banks are dropping their rates. They seem to be acting together. So much for competition. A cartel perhaps? Anyway, the Nationwide seemed to be relatively unaffected by exposure to sub prime bonds, and were seen as one of the safer banks when others were going to the wall. I'm sure I read that they took a lot of…
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NS&I How can they say this..
Investment account Benefits - Attractive tiered interest rates Clicking the interest rates gives me.. How are these attractive?? Under £500 1.00% £500 - £4,999 1.05% £5,000 - £9,999 1.15% £10,000 - £24,999 1.35% £25,000 - £49,999 1.55% £50,000 + 1.90% P.S. These are not tax free.
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General savings advice :)
Hello, I have been trawling through the site and I am a little overwhelmed by the amount of information, I am hoping someone maybe able to point me the right direction. I have recently inherited a lump some of money around £8000, I don't currently have any savings accounts and was wondering what would be the best way to…
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Close Brothers Fixed term deposit
Fell onto this website Close Brothers they are doing a 2 year fixed deposit @ 5%. Does anybody know much about these people ?:confused:
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International bank account advice needed
I'm currently in the situation where I've lived in 3 different countries (Australia, UK, currently Germany) in the last 3 years. Consequently I now have 5 different bank accounts and 2 share dealing accounts spread around. This is becoming difficult to manage as neither the UK or Australian banks/online brokers seem to…
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I've got myself into an ISA pickle - please help
Hi, I've managed to get myself into a pickle whilst trying to do the best for my savings and am now unsure what I should do next. Basically I opened a Birmingham Midshires ISA at 6.15% back in late Nov as recommended on this site. I opened it with £5 and filled in their ISA transfer form so that my existing Abbey ISA of…
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Am I missing something or is it just not worth the effort?
I was going to open three regular savings accounts that pay a fixed rate of 6% for a year. One allowed you to deposit £500 a month, the other two £250 a month. I used the calculator here http://www.moneysavingexpert.com/savings/best-regular-savings-accounts#calculator to do the sums, and it turns out that the net increase…
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childs inheritance
i've read all the blurb on kids savings, trust funds and accounts. my child has £2,ooo to put away til they're 18. anyone got any advice as undecided?
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Drip feed mortgage savings account
i've got 4k i want to put into good rate savings account. but one that i can use to drip feed £500 into my mortgage for the next 8 months, does anybody know what sort of product suits that at the moment? thanks in advance.
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Halifax Website and phising warning
Evening all, Been trying for a few days to access the halifax website (its added to my favourites) to check my online balances and for the last few days the site has just been hanging. Didn't think much of it and thought they were having a few gremlins. But, about 2 mins ago I managed to load up the halifax home page…
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Compare savings rates - FSA tables
FSA tables
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Children's savings
My FIL has left £500 to both of my children and our initial thoughts were to deposit it in their baby bonds/ savings plans for the future. But each child has a different set up: 7yo - Children's Mutual Baby Bond (with Profits) £25 a month (not a CTF) - I can't work out if I can/ should pay the oldest's into the Baby Bond.…
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Anywhere better than Egg Money?
Well, my non-fixed-rate savings accounts are now pathetic (halifax down from 5% to 1.16%, B&B down from 6.5% to 3.4%), but Egg Money still pays 4% on positive balances. Any reason not to transfer cash there?
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Regular Savers & Tax Allowance
Hi All, Couple of quick questions about Regular Savings accounts and Tax Allowances. Having already placed £3600 into an ISA for a given year does it matter if you then take up a Tax Free Regular Savings account? And leading on from that, can you have multiple Regular Saver Accounts? Cheers
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Best Saving Option for me?
Hi, I have 25k which I would like to invest in savings- can you please advise what my best option would be to maximise this cash? I have the option of opening an ISA this year but the rate is quite low at 3.2% - and would still have to find somewhere for the rest of it! Thanks for your help Ash:rotfl:
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Can anyone help me??
Hi, PLease forgive me if i sound realy stupid but im getting more confused by the minute with my savings account. Im with A&L e-saver http://www.alliance-leicester.co.uk/savings/esaver.aspx?ct=jan09rfshomepagemiddle but have been told that the tesco internet saver…
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How little interest? Yorkshire Bldg Soc Saver
My passbook for the Regular Saver was updated today. This started out at 7% variable for 1 year. I'm shocked to see that after putting in £10 each month, plus £50 for one of the months, after 1 year my passbook entries say: I gained only £2.98 bonus interest (think this is the 2% bonus if funds are left untouched), then…
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The end is nigh for Premium Bonds?
With David Cameron scrapping tax on savings, will this be the end for Premium Bonds? (The tax benefit was the main reason that rich people liked them). GG
