-
Barclays being hit hard again
Barclays down another 25% today making it down over 40% in the last few days. It may be another busy weekend for backstopping negotiations....
-
Transfer 8000 pounds to Germany, with who??
Hi all I hope you can help. I have recently moved to Germany and am thinking of transferring my money to a German bank for easy access etc. First of all does it make sense to do so now?... though I´m guessing there will be many differing opinions on this. Also, how do I go about transferring this?.. I presume I will lose…
-
Investec
Anyone know anything about them? I've had scores of accounts with umpteen banks, but I've not come across one that gives me quite such an uneasy feeling as this lot. There's a page of obscure charges that I don't understand for a start. As far as I can see if I send them a cheque that goes missing in the post, they want to…
-
Savings account for Power of Attorney
Hi Has anyone any recommendations for a good savings account that can be operated for my mum under Power of Attorney (it seems many can't)? There would be around £60k in total which could be tied up for a shortish term - say c. 3 months - but not longer in case needed. Many thanks! DB
-
Red Hot News On Anglo Irish..must Read
Anglo Irish investors demand High Court action David Sharrock, Ireland Correspondent Angry shareholders in Anglo Irish Bank demanded High Court proceedings and resignations as new details emerged today of secret loans to its directors while the Government struggled to assure markets that it was “business as usual”. At an…
-
Corporate bonds
With interest rates at an all-time low, corporate bonds are clearly more attractive. The gross redemption yield of a 4.25% gilt maturing 7 March 2011 is only 1.54%. Meanwhile you can get 5.53% by holding 22/12/2010 BOS 4.375 bonds to maturity. Surely now BOS are government-backed, the risk of default must be the same as…
-
lloyds-TSB/HBOS
Now that the government owns over 40% of the combined group does this mean that all savings will be safe and not just the first £50k? Is it now effectively in the same position, guarantee-wise, as Northern Rock? Or maybe it means it is most unlikely they will be allowed to become insolvent and is therefore very secure for…
-
High interest deposit bonds?
Hi! I have £10k in savings which I would like to invest. However, I want my savings to be absolutely safe and obviously, give me interest which will be worth it. I am willing to lock it away for a little while, but probably not 1 year. 6-9 months would be idea for me. I am aware that I can put my money into a high interest…
-
Can I find out what accounts i have?
Hello all, This might seem like a very stupid situation to be in but i am not sure if i have some money in an account i have forgotten about. I have moved house 4 times in the past 8 years so statements might not get to me. I know I had money then I had trouble with the department of work and pensions and had to pay them…
-
childrens savings and child trust funds
For those with child who save any amount of money for them and have a child trust fund. From the money you save for your child/ren. Do you put all of it into their trust fund for them for when they are 18 years old? Do you not put any into the trust fund and use other accounts instead? If so, which type of accounts?…
-
Zopa
I have just found a website regarding an organisation called ZOPA with high returns on deposits. Does anyone know of this organisation? They don't appear to be regulated by the FSA.
-
Natwest / Icesave ISA
-
tesco finance
they are driving me mad, we get told to give any info over the phone, i have had 7 phone calls over the last 2 days, asking for letters out of my mothers maiden name, well im not giving it to someone who phones me, anyway have spent 10 minutes trying to get there free phone to ring, so went for an alternative number, on…
-
Sterling ISA & Commision
I've had some financial advice recently and to cut a long story short I have been reccommended to join a Sterling Stocks and Shares ISA. In addition to annual fund charges there is, I quote, "an initial charge of 4.74% of each regular payment you make i.e £4.74. This pays for the initial commission and the costs incurred…
-
UK savings accounts for expats?
Hi all. We live in France and have French bank and savings accounts, but we have just inherited a large some of money in the UK and would like to spread it around UK banks (the exchange rate is too low to bring over yet). We still have a couple of bank accounts in the UK, but woundered who would let us open a new account…
-
Very worrying stop press news re Anglo Irish
Sky news just this minute reported that the European Commission has started an investigation into the bank to see if EU rules have been breached. What is most worrying (even for Gozomark) is that were the EU to rule against Ireland its current cast iron ( note I did not say gilt edged ! ) guarantee on deposits might also…
-
What to ask an IFA?
Today I have a review with my IFA. My questions for him are: How are my investments performing? Is my S & S ISA invested in the right funds? Is it a good time to be adding to it ? ( I stopped about a year ago ) What should I be doing about an investment which is about to reach its 5 yr guarantee ( discussing my options). I…
-
First Direct Everyday E-saver
When I joined FD six months ago it was paying 4.75%, I've just been informed the interest rate is now less than 1%!! How do they expect to keep any savers. I've already moved most of my money to a Saga account, looks like I'll be moving the rest soon.
-
anglo irish shares suspended
blloomberg 7.07 am
-
50,000 & 6 Months
My situation is that I have £50,000 to invest, it will eventually be used towards buying a house. The way the market is going, I could see myself waiting until the end of the year, probably earliest around September, but definitely not for the next 6 months. A 1 year fixed bond is too long, especially with the penlites if…
